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Charles R. Nettles

Charles R. Nettles

Charles R. Nettles, Attorney at Law
1524 South I.H.35
Suite 233
Austin, TX 78704

Phone: (512) 443-5545  |  Fax: (512) 447-2497
http://www.cnbankruptcylaw.com/

Contact Charles R. Nettles

The worst mistake is to wait too long to file.

Legal Topic

Bankruptcy

Preferred New Clients

I prefer to handle Chapter 7 bankruptcy work for debtors and creditor work of any form in bankruptcy court.

Sub-Categories

Bankruptcy
  • Chapter 13
  • Chapter 7
  • Collections & Repossessions
  • Business Bankruptcy
  • Personal Bankruptcy
  • Foreclosures

Bar Admissions

TX, Nov 1979
Bar Number: 14927200

Specialty Certifications

Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization in 1987 and Board Certified in Consumer Bankruptcy Law by the American Bankruptcy Board of Certification in 1994.

Other Court Admissions

Fifth Circuit Court of Appeals
Texas Northern District Court
Texas Southern District/Bankruptcy Court
Texas Western District Court

Association Memberships

State Bar of Texas
Louisiana State Bar

Continuing Education

Regular attendance at Bankruptcy Seminars.
Professor of Business Management at Austin Community College.

Papers and Publications

Panelist, Bench-Bar XVI(2006): Changes Under the BAPCA
Panelist, Bench-Bar(2006): Asking the Right Question: Changes with the BAPCA
Speaker/Author, Bench-Bar(2005): Changes to 11 U.S.C. 362 re: Residential Leases
Speaker/Author, Legislative Workshop(2005) Privacy Issues and Supplemental Documents
Speaker/Author, Advanced Consumer Bankruptcy Seminar(2003): Student Loan Dischargeability
Speaker/Author, Advanced Consumer Bankruptcy Seminar(2001): Proposals and Changes in New Legislation- Audit and Abuse Panelist, 19th Annual UT Bankruptcy Conference(2000)
Speaker/Author, Advanced Consumer Bankruptcy Seminar(2000): Dischargeability of Student Loans

Example Cases

I handle both consumer and small business cases. I limit my practice to Chapter 7 and Chapter 13 cases. I also represent a few creditors in bankruptcy related matters.

Significant case: TNB Financial Inc. v. James F. Parker Interests 243 F.3rd 228 (5th Cir. 2001)
TNB Financial involved the issue of who was going to be financially responsible for the disposal of hazardous waste left over after an automobile engine rebuilder went bankrupt and left a tremendous amount of contaminated oil for the landlord to clean up before he could release the property. I represented the creditor who held the lien on the equipment and the landlord wanted our collateral sold and the proceeds used to pay for the clean up. On appeal, the Fifth Circuit found that my client was not responsible and the landlord had to foot the bill for clean up of the hazardous waste oil.

Husband and wife are both employed and have 2 children at home.  Husband has a stroke and cannot go back to work and is declared disabled.  Now, they have all of their credit card, mortgage debt and auto debt that they are still responsible for but have about $2000 less a month to pay it with along with over $100k in medical bills from the stroke and the rehab process.  The bankruptcy will eliminate the medical bills and the credit card debt, stop the harassment from creditors and leave them in a position to pay off their house and vehicles and try to be as normal a family as they can.

Education

Degree:

J.D.

School:

Texas Tech University School of Law

City:

Lubbock

State:

TX

Year:

1978

 

Degree:

M.B.A

School:

Texas Christian University.

City:

Fort Worth

State:

TX

Year:

1979

Focus and Accomplishments:

Management and Finance.

 

Degree:

B.A.

School:

Texas Christian University

City:

Fort Worth

State:

TX

Year:

1975

Focus and Accomplishments:

Sociology and Political Science

Number of Attorneys

1

State Licensed In

Texas, Louisiana

Firm Focus and History

My Law Firm is small and it is designed to be that way-SO YOU CAN GET INDIVIDUAL ATTENTION FROM ME-PERSONALLY- When you need it.

I have been licensed to practice law since 1979. I began practicing bankruptcy law in 1984. By 1987 I had decided that I would practice bankruptcy law only. I continue to practice bankruptcy law exclusively. I am a Board-Certified Consumer Bankruptcy Attorney who assists individuals and small businesses file for bankruptcy relief.

Previous Employment Summary

I have been a sole practitioner since 1990. Prior to that, I was a partner in a multi-city bankruptcy firm. I also worked at several other firms prior to that time. I also operated a non-law related business for three years in the early 1980's.

What is your opinion regarding clients educating themselves on legal issues?

Knowledge is power. The more you know, the easier my job is.

Are you willing to review documents prepared by clients?

Yes.

Are you willing to coach clients who want to represent themselves?

No.

Why did you decide to be a lawyer?

I have wanted to be a lawyer since I was in high school. It seemed like a natural extension from my activities on the speech team.

What work experience and education helps you be a better lawyer?

A working knowledge of finance and business tempered by years of blue collar employment while attending school.

Why did you decide on your primary area of practice?

It best fit my abilities of people skills and background.

What do you like best about your career?

Meeting so many people with such diverse backgrounds.

Tell us about your law firm:

I am a sole practitioner who does most of my work by myself with the exception of clerical work.

What are your strengths and style?

I am not afraid to pick a fight with anyone on behalf of my clients while at the same time maintaining a laid back approach to dealing with people.

Personal Interests:

Mountain biking for exercise.
Reenacting historical events from the 1800s for entertainment.

Office Manager/Assistant

Tammy

Fax

(512) 447-2497

Office Hours

Monday through Friday, 9:00 a.m. to 5:00 p.m.

Emergency After Hours

No

Fixed-Price Services and Fees

Most simple Chapter 7 consumer bankruptcy cases are $1201 plus the $299 filing fee.

Hourly Rates

$250 per hour.

Free Initial Consultation?

Yes.

Typical Retainer

It varies with each circumstance.

Understanding Fees

Nolo's Licensing Check

Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the applicable bar associations upon joining the directory.

Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any bar association.