Bankruptcy

I prefer to work with clients who are willing to consider alternatives to bankruptcy as I believe they have a better prospect of raising their credit scores rather then have the bankruptcy stigma attached to their credit file for 10 years. I am often able recover money for the clients where there have been violations of the Fair Debt Collections Practices Act or where there has been a suit filed against the client.

• Chapter 7
• Collections & Repossessions
• Credit Disputes
• Credit Repair
• Creditor Harassment
• Foreclosures

OH, Nov 1994
Bar Number: 0063609

Ohio Supreme Court, Ohio United States District Court, Northern District of Ohio, Ohio United States District Court, Southern District of Ohio, United States Sixth Circuit Court of Appeals, Pro Hac Vice admission in several states.

Cleveland Bar Association, American Bar Association, National Association of Consumer Advocates

I attend continuing legal education seminars and frequently speak in Ohio and across the county on consumer law issues. I always exceed the required amount of continuing education.

My article titled The Taxation of Cemetery Organizations was published in "Taxes, The Tax Magazine" in 1979 and later reprinted in "The American Cemetery."

We handle consumer class actions of all types including repossession cases, false advertising, and unfair debt collection practices. We also handle automobile fraud cases of all types including rebuilt wrecks, undisclosed daily rental cars, financing fraud by the dealerships. In addition we handle a number of Fair Debt Collection Practices Act cases involving the unlawful third party debt collectors. We handle the defense of many types of law suits filed by creditors against consumers.

3

Ohio

Ronald Frederick & Associates Co., L.P.A's mission is to defend consumers against unfair business practices, including abusive debt collectors and repossessions, deceptive automobile transactions, home improvement scams. Additionally, our firm works routinely with consumer advocates and government agencies to change the legal landscape to prevent such abuses from occurring and to help educate consumers on their rights. Although the firm does some consumer bankruptcy work, we find that many people who are considering bankruptcy do not actually need to file bankruptcy. But rather have a pressing issue such as a debt collector hounding them or they are being sued for either an automobile deficiency following repossession or for credit card debt. We have found that in the majority of those cases there are defenses that we can assert on a consumer's behalf and in many cases may be able to assert claims for violation of consumer protection laws against the business that claim money is owed.

Managed a cemetery in Avon, OH. Sales representative for ZEP Manufacturing Co., which was a leading manufacture of commercial specialty chemicals. Was Rookie of the year in 1987 for the Midwest Region and worked there until 1992. While in law school went to work full time at a mid sized plaintiff's personal injury firm.

Pro-bono work for Legal Aid.

Christine Grenig

(216) 781-1749

Monday through Friday
8:30 a.m. to 5:00 p.m.

No

Most of my clients are not able to afford legal services. I collect my fees from the outcomes of settlements and statutory awarded damages.

$375 per hour for Ronald Frederick and lesser amounts for various associates and paralegals.

Yes, there is no set time. We spend enough to best advice the potential client and there is never a charge for an initial consultation.

Yes, $1,500. It can be higher or lower or even waived depending upon the circumstances.