Bankruptcy

Consumer and small business Chapter 7, 11 and 13.

• Chapter 13
• Chapter 7
• Chapter 11
• Business Bankruptcy
• Personal Bankruptcy
• Foreclosures

OH, Aug 1984
Bar Number: 0007392

Ohio, North District Ohio Federal, Sixth Circuit Federal

Ohio Bar Association, Cleveland Bar Association

Information coming soon.

Effective Representation of Chapter 13 Debtors, Cleveland Bar Association CLE program, 2004; Representing Chapter 13 Debtors after Bankruptcy Reform; Cleveland Bar Association CLE program, 2005 (co-chair); Chapter 13 Debtor Representation; Lorman Continuing Education Seminars, November, 2005 and November, 2006; Chapter 13 and Individual Chapter 11 Cases (co-author); William O'Neill Regional CLE Institute, 2006; An Introduction to Chapter 13, National Business Institute Seminar, 2007; Effective Chapter 13 Debtor Representation; Cleveland Bar Association CLE program, 2007.

In re Crews (2007) - established extent of vehicle expense allowances under bankruptcy "means test" in Northern District of Ohio. In re Moon (2006) - established important limitations on stay termination in repeat filing situations in the Northern District of Ohio after enactment of BAPCPA. In re Macklin (2007) - addressed availability of vehicle loan "cram down" for 910 day loans in Chapter 13 cases where negative equity and other finance add-ons were included in financing transaction.

3

Ohio

I established the firm in 1986 in Cleveland. We represent consumer and small business debtors in Chapter 7, 11 and 13 proceedings. We also represent debtors with claims arising under the Truth-in-Lending Act, the Fair Debt Collection Practices Act, and from abusive and predatory lending and collection practices.

Prior to forming the firm, I was the Vice-President and General Counsel of Royal Petroleum Properties, a corporate syndicator of oil and gas limited partnerships. I was also General Counsel for 65 limited partnerships affiliated with the corporation. Prior to joining Royal Petroleum, I was in law school, at which time I was selected to serve as a legal intern for the City of Cleveland Law Department where I was responsible for prosecuting misdemeanor offenses before the Cleveland Municipal Court. I conducted 21 trials and obtained 17 convictions prior to graduating from law school.

In 2007, I was appointed State Chair for the Northern District of Ohio for the National Association of Consumer Bankruptcy Attorneys (NACBA), and continue to serve in that capacity. I am a frequent contributing author and speaker on issues relating to consumer bankruptcy law at local, regional and national continuing legal education programs. I have also testified as an expert witness in the field of consumer bankruptcy law.

Peggy Steward

(216) 502-1301

Monday through Friday
8:30 am to 5:00 pm

Yes

No.

Only for standard consumer Chapter 7 bankruptcy proceedings, for which we currently charge $950 for attorneys fees. The client must also pay court costs of $299 plus $35 for expenses. Chapter 11 and 13 cases are charged by the hour and are paid from the confirmed plans. We currently charge $950 as a retainer for a standard consumer Chapter 13 proceeding, plus additional fees as set forth above, although the court costs are $274.

Currently $250.

Yes. One half hour.

Currently $950 for standard consumer Chapter 7 or 13 proceedings, plus the other expenses set forth above. $2,500 minimum for consumer litigation cases.