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Gary V. Ringler

Gary V. Ringler

Gary V Ringler Attorney At Law
7303 W Boston St.
Chandler, AZ 85226

Phone: (480) 705-7550  |  Fax: (480) 705-7503

Contact Gary V. Ringler

Counselor at Law

Legal Topic

Bankruptcy

Preferred New Clients

I prefer to work with consumers and small businesses needing protection from creditors and a fresh start.

Sub-Categories

Bankruptcy
  • Chapter 13
  • Chapter 7
  • Collections & Repossessions
  • Credit Disputes
  • Debt Relief
  • Garnishments
  • Chapter 11
  • Foreclosures

Bar Admissions

AZ, Oct 1981
Bar Number: 6956

Other Court Admissions

State of Arizona, US District Court, District of Arizona; Ninth Circuit Court of Appeals

Association Memberships

Arizona Bar Association, Maricopa County Bar Association

Continuing Education

Approximately 75 hours over the last four years primarily in Bankruptcy Law

Example Cases

Consumer and small business bankruptcy

Education

Degree:

J.D.

School:

Arizona State University

City:

Tempe

State:

AZ

Year:

1981

 

Degree:

B.S.

School:

Plymouth State College

City:

Plymouth

State:

NH

Year:

1976

Honors:

Summa Cum Laude

Focus and Accomplishments:

Physical Education

Number of Attorneys

1

State Licensed In

Arizona

Firm Focus and History

I am a sole practitioner. While I have a general practice, the primary focus of my practice is representing consumers and small businesses with financial problems. If I can't help a client, through my referral network, I can often help them find some one who can. I have been designated as a Debt Relief Agency by the Bankruptcy Act of 2005. I have proudly assisted people in obtaining financial relief and a fresh start through the use of the Bankruptcy Laws for over 20 years.

Previous Employment Summary

I have served as a law clerk to two federal bankruptcy court judges, an associate at a medium sized firm doing primarily collections and bankruptcy work for financial institutions, and as an Attorney-Advisor for the Office of the United States Trustee for the District of Arizona. I have represented debtors, creditors, and trustees in Chapter 7, 11 and 13 cases.

Activities and Awards

I am a member of NACBA (National Association of Consumer Bankruptcy Attorneys) and participate in the C.A.R.E. (Credit Abuse Resistance Education) program - providing high school students and young adults with information on personal financial responsibility, including budgeting and the pitfalls of credit card use and predatory lending.

What is your opinion regarding clients educating themselves on legal issues?

I encourage clients to become as informed as possible. Effective representation requires clients to invest more time and energy in their cases than they may initially contemplate.

Are you willing to review documents prepared by clients?

I do this very rarely and only on discrete matters. For instance, I might review a motion to redeem in a bankruptcy; but would not review a petition and schedules. I prefer to handle the entire case. A piecemeal approach may not serve the client's best interests.

Are you willing to coach clients who want to represent themselves?

I do not do this for the reason set forth above. Often it is less expensive to simply have an attorney handle the entire case.

Why did you decide to be a lawyer?

My reason for becoming a lawyer was plain and simple: my desire to help people.

What work experience and education helps you be a better lawyer?

I come from a middle class background and worked my way through school. Some people would consider some of my jobs as menial labor. I believe that this helps me relate to people struggling to make ends meet in today's economy.

Why did you decide on your primary area of practice?

First, I am not a certified specialist. Bankruptcy is my primary area of practice. I believe that everyone deserves a second chance. Bankruptcy provides that opportunity.

What do you like best about your career?

I like best helping clients get a second chance - fresh start.

Tell us about your law firm:

I am a solo practitioner which enables me to provide personal attention to each and every client.

What are your strengths and style?

I believe that having seen cases from the perspective of judges, trustees, the office of the United States Trustee (a division of the Department of Justice), and both creditors and debtors gives me a perspective which few other attorneys enjoy.

I strive to provide compassionate, personalized attention while being direct and providing an assessment of the case based upon my experience and knowledge. Clients will deal with me, not a secretary, associate or paralegal. The decision to file bankruptcy is often difficult and even heart-wrenching. I attempt to guide clients through the process and help them to focus on their future.

Personal Interests:

My personal interests include comparative religion - especially eastern religions and Catholicism, spirituality and social justice, facilitating and helping my wife with her ministry, my children (now mostly grown) and extended family and golf.

Office Manager/Assistant

None

Fax

(480) 705-7503

Office Hours

Monday through Friday
8:30 a.m. to 5:30 p.m.

Emergency After Hours

Yes

Foreign Languages

None

Fixed-Price Services and Fees

While the fee will depend on the complexity of the case, fixed fees are generally $2,300 for a Chapter 7 and $3,500 for a Chapter 13.

Hourly Rates

$200

Free Initial Consultation?

I charge a minimal fee of $100.

Typical Retainer

As above, retainers depend on the case. Payment plans are available for Chapter 7; but fees and costs will need to be paid in full prior to filing. Some firms advertise "little or no money down." Don't be fooled. The fine print often says fees and costs must be paid prior to filing. In Chapter 13 cases, I often accept a smaller retainer with the rest of the fees to be paid through the plan depending on an income and expense analysis and monies available to fund the plan.

Understanding Fees

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