Northern Kentucky Bankruptcy Attorney

Ranked as a leader in Northern Kentucky in bankruptcy, the firm is also recognized for its' proficiency in the following areas of law; social security/disability, auto accident, wills/probate, and uncontested divorce.

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Firm Overview

Serving Northern Kentucky

Welcome to the law office of W. Ron Adams. Since 1987, Ron and his entire team of dedicated professionals have been deeply committed to one thing; focusing on each individual client relationship as their singular most important.

Schedule your first free consultation. We'll show you how refreshing and different a law office can be.

Practice

- Bankruptcy
- Social Security
- Disability
- Auto Accident
- Divorce
- Wills, Probate
- Estate Planning

Areas We Serve

- Northern KY
- Erlanger KY
- Williamstown KY
- Covington KY
- Dry Ridge KY
- Grant County KY
- Kenton County KY

Main Office

W. Ron Adams PSC
488 Erlanger Rd.
Erlanger  KY  41018-1428

Phone
  • (859) 727-1000
Fax
  • (859) 727-4406
Bankruptcy
Sometimes this is the only option to get your finances back in order. Know your legal rights from a leader in the field. We understand the new laws for chapters 7 and 13 bankruptcies. The opportunity for a new financial beginning is for you. Call to sched
Types of Bankruptcy - 7 & 13

CHAPTER 7 If you qualify and you are eligible. A Chapter 7 will eliminate most unsecure debt, and you will have (3) three options as it relates to secured debt. You can reaffirm, surrender, or redeem.

Reaffirming - means you basically recommit to the same debt and terms that you had prior to filing. (examples, your house, your vehicles, & some small personal loans)

Surrendering - means you can give back properties, (examples, your house, your vehicles, & some small personal loans) and you do not have to pay anything else on the properties (collateral) you are surrendering.

Redeeming - means you can buy the collateral item for what it is worth.

CHAPTER 13 If you are required to file a chapter 13 you will pay back a repayment that is your œbest effort. This allows your creditors to receive some of the monies owed them.


Keep house in most cases
I have HELPED HUNDREDS of PEOPLE KEEP their House. The pivotal issues that must be considered; The total amount of monies you're behind? Do you owe more than it's worth? In most cases if you are current on the debts that are tied to these types of properties your property will not be affected. If you are behind on your payments, you can keep your property by filing a Chapter 13 which allows you to pay the arrearage (the amount you are behind on these properties) in a payment plan, while maintaining your regular payment.

Keep vehicles in most cases
I have HELPED HUNDREDS of PEOPLE KEEP their Vehicles. The pivotal issues that must be considered; The total amount of monies you're behind? Do you owe more than it's worth? In most cases if you are current on the debts that are tied to these types of property your property will not be affected. If you are behind on your payments you can keep your property by filing a Chapter 13 which allows you to pay the arrearage (the amount you are behind on these properties) in a payment plan, while maintaining your regular payment.


Keep personal property in most cases
99.99% of the time my clients have kept all their personal property. (Example, furniture, appliances).

The Kentucky Attorney, W. Ron Adams Law, represents clients in Northern Kentucky including Erlanger, Crestview Hills, Ft. Wright, Covington, Edgewood, Independence, Ft. Mitchell, Taylor Mill, Walton, Crescent Springs, Elsmere, Alexandria, Ft. Thomas, Newport, Wilder, Highland Heights, Cold Springs, Dry Ridge, Crittenden, Williamstown, Corinth, Falmouth and Butler.

We serve clients in Boone, Kenton, Campbell, Grant and Pendleton counties.

Serving Northern Kentucky
Social Security Disability
Social Security & Disability

If you have paid into the Social Security System throughout your life and now find yourself struggling physically and mentally to be able to maintain your job give me a call.
The Kentucky Attorney, W. Ron Adams Law, represents clients in Northern Kentucky including Erlanger, Crestview Hills, Ft. Wright, Covington, Edgewood, Independence, Ft. Mitchell, Taylor Mill, Walton, Crescent Springs, Elsmere, Alexandria, Ft. Thomas, Newport, Wilder, Highland Heights, Cold Springs, Dry Ridge, Crittenden, Williamstown, Corinth, Falmouth and Butler.

We serve clients in Boone, Kenton, Campbell, Grant and Pendleton counties.

Serving Northern Kentucky

What experience or education distinguishes your lawyers from others

W. Ron Adams has dedicated his entire legal practice to representing clients in the Northern Kentucky area since 1987. Ron has served on many boards and commissions from the state to local levels and acts as a trusted advisor to charities, government appointees, corporations, religious organizations, and most importantly, his individual client base.

W. Ron Adams Law office has taken its place in the community as a leader in volunteer efforts and philanthropy, supporting these non-profits; His Well Ministries, Joel Osteen Ministries, St Jude Children's Research Hospital, and Cincinnati Children's Hospital Medical Center. In education, the law office annually awards a college scholarship to a high school senior of a Northern Kentucky firefighter.

What distinguishes your law firm from others?

Charities We Support

Cincinnati Children's Hospital is a non-profit hospital and research center pioneering breakthrough treatments, providing outstanding family-centered patient care and training health care professionals for the future.

His Well Ministries, founded in 2007, by attorney W. Ron Adams, is a Christian non-profit ministry located in Erlanger, Kentucky. His Well Ministries serves others with our 24 hour Prayer Schedule, free uplifting publications, our Declarations and CDs ministries, and other giving opportunities. Volunteers always welcomed!

St. Jude Children's Research Hospital is unlike any other pediatric treatment and research facility. Discoveries made here have completely changed how the world treats children with cancer and other catastrophic diseases. With research and patient care under one roof, we have some of today's most gifted researchers.

Ron Adams

Ron graduated with a Juries Doctorate from Salmon R. Chase College of Law in 1987, while at the same time, earning his MBA from Northern Kentucky University. This established Ron Adams as the first person to receive a JD/MBA in both universities' history. Earlier, in 1982, Ron had received his BA in Business Management from Murray State University.

A native of Western Kentucky, Ron has never forgotten where he came from. His genuine compassion is seen in the areas of law he has chosen to focus and how he guides each individual client through the process. He has helped thousands in the areas of Bankruptcy, Social Security, Disability, Wills/Probate, Auto Accident, and Un-Contested Divorce. His outstanding referral base speaks for itself and ranks him as a leader.

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