Van Horn Law Group PA

Van Horn Law Group PA

Florida has been hit hard in the economic downturn, and many individuals, families and businesses are under crushing debt with little hope in sight. The federal government gives us the opportunity to get a fresh start through filing for bankruptcy.

Firm Overview

AV Rated by Martindale-Hubbell

Our managing partner and lead attorney, Chad T. Van Horn, earned an AV Preeminent rating from Martindale-Hubbell. This is a significant achievement for any legal professional and a reflection of Mr. Van Horn's dedication to his work and the firm's commitment to excellence in the legal field. We are proud of our reputation and believe that this recognition accurately represents our effort to give each client the best possible legal guidance during the bankruptcy process.

How Van Horn Law Group, P.A. Can Help You

Our firm provides experienced legal representation in bankruptcy including assisting our clients in filing Chapter 7, Chapter 11 corporation, Chapter 11 individuals, Chapter 13 vs. Chapter 11 (debt limitation), Chapter 13, corporate bankruptcy, as well as advising the alternatives to bankruptcy that will work best in any individual or business situation. We can advise you regarding the bankruptcy exemptions, actions to undertake for credit repair, assist you with correctly filing the means test and all other legal debt-related solutions.

Our firm also can assist you in loan modifications, the process of discharging your debt, debt settlement, debt negotiation, debt consolidation, and debt litigation. We represent our clients in all types of collections defense actions, will take legal action if you are the victim of creditor harassment, and can assist with debt counseling, helping in avoiding repossessions, resolving wage garnishments, addressing foreclosure in a variety of ways including a short sale and can help you with payday loans and issues surrounding any debt related problem.

Understanding the Benefits of Bankruptcy

Find out why we are a different type of firm
Though bankruptcy does not always sound like a good option to take, it can actually be advantageous. Prior to filing for bankruptcy, most debtors are constantly being pestered by debt collectors. Filing for bankruptcy is the first step to removing this agitation. The elimination of debt collectors and the knowledge that you are moving in the right direction is a major stress relief and will lead to the peace of mind necessary to put your house in order. In addition to the psychological benefits, there are other benefits that follow bankruptcy.

These benefits are even more powerful in Florida, as the state follows different laws than others. Florida bankruptcy laws are liberal and allow individuals filing for bankruptcy to keep more property. Bankruptcy can also act as a reset button for your credit. The removal of outstanding debt can be a huge boost for your credit score and you can begin rebuilding your credit. Filing for bankruptcy can be the first step to stabilizing your life. Do not be ashamed to take this measure as it is meant to assist those who have fallen on hard times. An agent from our firm is ready to work with you to see if bankruptcy is right for you.

Bankruptcy Lawyer in Ft. Lauderdale

Although there are certain issues that you need to understand regarding bankruptcy, particularly since the laws were amended in 2005, we find that most of the Ft. Lauderdale residents that come to us with overwhelming debt problems can still qualify for Chapter 7, or discharge of debt. For those who have too many assets to qualify, Chapter 13 can give you the relief you need.

Many small and large businesses face unprecedented financial problems, even those who have been in business for years. It is essential that you get help in managing a current financial crisis without losing all the time and energy you have poured into your enterprise over the years. Our legal team carefully and thoroughly pours over all of the information in your case to determine the best possible way to bring you the relief that you need and deserve.
Main Office
Van Horn Law Group - Fort Lauderdale
330 North Andrews Ave.
Suite 450
Ft. Laudredale  FL  33301
Phone
  • (954) 765-3166
Fax
  • (954) 756-7103
Websites

Fees

Free Initial Consultation?
Yes
Services Offered For Fixed Fees?
Chapter 7 Bankruptcy Lawyer, Chapter 11 Bankruptcy Lawyer, Chapter 13 Bankruptcy Lawyer, Help with your Student Loans, Foreclosure Defense, Student Loan Litigation, Consumer Law, Creditor Harassment

Office Information

Office Hours
Monday - Friday 8:00 am - 7:00 pm
Emergency After Hours
Yes
Languages Spoken
English, Spanish

Other Offices

Van Horn Law Group - West Palm Beach
721 US-1
Suite 201
North Palm Beach,  FL  33408
Bankruptcy
Our firm provides experienced legal representation in bankruptcy including assisting our clients in filing Chapter 7, Chapter 11 corporation and Chapter 11 individual bankruptcy.
Ft. Lauderdale Bankruptcy Attorney

Personal and Corporate Bankruptcy in Ft. Lauderdale

Florida has been hit hard in the economic downturn, and many individuals, families and businesses are under crushing debt with little hope in sight. The federal government gives us the opportunity to get a fresh start through filing for bankruptcy. If you are facing an unmanageable debt situation and need to find a workable solution, contact a Ft. Lauderdale bankruptcy lawyer from Van Horn Law Group, P.A. Our firm can evaluate your personal or business situation to determine if bankruptcy is actually the solution that will serve you best. It is not the best choice for everyone, and we take the time to review all aspects of your personal or individual business financial situation, and if another option will better serve you, we will discuss these alternatives with you and move forward in the direction that brings you or your business the most relief.

AV Rated by Martindale-Hubbell

Our managing partner and lead attorney, Chad T. Van Horn, earned an AV Preeminent rating from Martindale-Hubbell. This is a significant achievement for any legal professional and a reflection of Mr. Van Horn's dedication to his work and the firm's commitment to excellence in the legal field. We are proud of our reputation and believe that this recognition accurately represents our effort to give each client the best possible legal guidance during the bankruptcy process.
Debt Settlement
Debt Settlement in Florida
Few things are more stressful and difficult to endure than the hardship of serious financial debt. For any number of reasons, people find themselves facing insurmountable debt, aggressive and sometimes harassing creditors, extreme difficulty getting loans, credit, or even employment to make an income to fulfill their obligations. Bankruptcy is a viable option for many, but may not be the best choice for everyone. Debt settlement is an alternative to bankruptcy where the debtor can engage in negotiations with creditors in order to pay off all debt at significantly less than what was originally owed.

Debt settlement can be a very difficult process for those who are not professionally familiar with the process, and it may be a good idea to seek the services of an expert Ft. Lauderdale bankruptcy attorney who knows what it takes to achieve successful debt settlements . Negotiating with creditors takes knowledge of the industry and experience in getting results. They have every reason to try to collect as much of the debt as possible, and they may not have much to gain by settling , requiring real negotiation skill by your attorney. In other cases, such as those that involve illegal collection practices or shady repayment terms, creditors may be remarkably easy to negotiate with when faced with a skilled debt settlement lawyer.
Foreclosure
Facing foreclosure in Ft. Lauderdale?
When a mortgage remains unpaid for a long period of time, the bank or lender will eventually take action against you and seek to foreclose. Many families are facing serious financial problems after buying a home at the top of the market, during the sub-prime mortgage boom. They may now be unable to refinance at a reasonable interest rate, as their home is worth far less than the mortgage or mortgages against it. How this is addressed is an extremely important matter, if you hope to successfully refinance or seek relief from foreclosure. A Ft. Lauderdale bankruptcy lawyer can review your case and advise you as to the best course of action in your specific case .

There are options available to resolve a foreclosure action:

-Short sale
-Loan modification
-Deed in lieu of foreclosure
-Chapter 7 or Chapter 13 bankruptcy
-Foreclosure defense

Our law firm will analyze your case to determine whether bankruptcy or another option is right for you and your family. Some foreclosures have not been legally filed; if your lender has failed to provide the correct paperwork, or if you loan documents have errors, we can move forward with legal action to defend against foreclosure. The idea of losing one's home can be very difficult to bear and cause terrible stress to hardworking families that got caught in the financial meltdown . We can help you get the situation under control. We will help you every step of the way and take the appropriate legal action to assist you in fighting to avoid foreclosure.

Foreclosure Defense Lawyer in Ft. Lauderdale:
Van Horn Law Group, P.A. is committed to assisting you in this dangerous situation. We will negotiate with the bank or lender for a loan modification. We can also assist you in filing for bankruptcy which will stop all collection actions and allow the time to get the mortgage problem resolved, as well as put pressure on the lender, when necessary.

If your home is being threatened with foreclosure, you need to contact a Fort Lauderdale foreclosure attorneyfor high quality legal representation.

How did your firm decide on the primary area of practice(s)?

At Van Horn Law Group we believe in helping people out of whatever negative situation they face. Negative cycles build on themselves and sometimes end up filling like they are impossible to end. Van Horn Law Group finds ways to stop the stress and allows their clients succeed through many different legal mechanisms including bankruptcy, debt negotiation and/or litigation.

What experience or education distinguishes your lawyers from others

Van Horn Law Group is one of the most awarded law firms in South Florida from pro bono awards, to an Avvo 10.0 rating, Van Horn Law Group is proud to represent it's clients ethically and competently.

What distinguishes your law firm from others?

Van Horn Law Group goes above and beyond for it's clients and anyone we work with. VHLG has a culture of giving back as evidenced by our involvement in Big Brothers Big Sisters. For more information check us out on www.vanhornlawgroup.com

What is your firm's point of view regarding clients educating themselves on legal issues?

Education is key to everything that is why I blog so much at http://blog.vanhornlawgroup.com. I invited clients to do independent research and ask all questions they may have.

Is your firm willing to review documents prepared by clients?

Absolutely. We are here to help.

Is your firm willing to coach clients who want to represent themselves?

Absolutely. If you want to give it a go yourself we'll let you know what to look out for.

Does your firm provide pro bono legal services or otherwise participate in your community?

Yes. We are dedicated to helping people through pro bono representation and have been awarded pro bono attorney of the year for multiple years.

How frequently does your firm use mediation, arbitration, or collaborative law to resolve cases?

We are open to all options depending on your situation.

Chad Van Horn

Chad T. Van Horn, Esq. is a South Florida business leader and founding partner attorney of Van Horn Law Group, P.A. Through a combination of dedicated philanthropy, spirited entrepreneurship and legal expertise, he applies his resources and network to helping peoplewhether it's through his board leadership with Big Brothers Big Sisters of Broward County, his efforts developing startup ventures that bring jobs to the local economy, or practicing bankruptcy law to provide solutions to economic hardship.

While his volunteer work and entrepreneurial spirit play a major role in his life, Chad's success as the founder of Van Horn Law Group, P.A. has garnered him significant praise in the legal community. Chad, a Florida State Bar-certified attorney since 2009, started working in bankruptcy law as a law clerk in 2007 while he was attending law school at night.. A testament to his work ethic, Chad quickly made a name for himself and eventually established Van Horn Law Group, P.A. to utilize his skill in a way that would better serve individuals and businesses throughout South Florida dealing with the pressures of debt, foreclosure and loss. Chad's legal acumen extends beyond bankruptcy, leveraging extensive proficiencies in varied areas of law, including business and real estate transactions, commercial and real estate litigation, loan modifications and landlord-tenant disputes.

Chad's work in the legal system has been applauded by both his clients and his peers. He is a recipient of the AV Preeminent Peer Review Rating from Martindale-Hubbell, an online information and rating service for attorneys across the nation. This distinction, which is the highest possible rating given by Martindale-Hubbell, is a reflection of Chad's hard work and commitment to excellence.
License
  • Bar Number: 64500
    Florida , 2009
Education
  • Nova Souutheastern University
    Juris Doctorate

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