The Owens Law Firm, P.A.

The Owens Law Firm, P.A.

Consumer Bankruptcy and Foreclosure throughout Florida,Creditor Harassment and Asset Protection in Florida

Firm Overview

The Owens Law Firm, P.A. was formed in 2003 with the specific goal of protecting the people of Florida.

Our firm is focused on preventing financial disaster throughout the state of Florida. We combine specific legal defenses with a program designed to protect assets and repair credit.

Example cases

Client had a first mortgage of $120,000, a second for $82,000 and credit card debt over $15,000. Because the value of her home had shrunk to below the $120,000 first mortgage we were able to strip off the second mortgage and almost completely eliminate her credit card debt.

Our client was receiving multiple phone calls from debt collectors on a daily basis. We informed our client of his rights and also put the debt collectors on notice that we represented this person and demanded they cease communications. While most did in fact stop the harassing phone calls, 2 major credit card companies ignored our warning and we were able to bring a lawsuit against these companies which stopped the calls and also put some money in our client's pocket.

Main Office
3701 W. Azeele St.
Tampa  FL  33609
  • (813) 289-7574
  • 813-289-7574
  • (813) 840-4999


Free Initial Consultation?
Yes, up to one hour.
Services Offered For Fixed Fees?
Both flat fee and hourly billing available.
Hourly Rates
Case specific

Office Information

Office Hours
Monday through Friday
8:30 a.m. to 6:00 p.m.
Emergency After Hours
Languages Spoken

Other Offices

Clearwater Office
13575 58th Street N.
Suite 200
Clearwater,  FL  33760

How did your firm decide on the primary area of practice(s)?

I chose to help people fight back against the big banks and debt collectors after seeing hundreds of people trying to make payments and do the right thing only to be ignored or taken advantage of by these companies.

What is your firm's point of view regarding clients educating themselves on legal issues?

We encourage clients to educate themselves on all areas of law that pertain to their situation. We assist them with access to our website as well as a detailed explanation of their rights from the initial consultation throughout the entire process.

Is your firm willing to review documents prepared by clients?

We will review documents for clients.

Is your firm willing to coach clients who want to represent themselves?

We do not coach clients who want to represent themselves. However, we do offer a free consultation for anyone that has legal questions about bankruptcy, foreclosure defense, or creditor harassment.

Timothy S. Owens

Former Assistant State Attorney for the 6th Judicial Circuit of the State of Florida.

Being lead attorney on hundreds of jury trials has allowed me to participate in every aspect of the litigation process.

We spend a lot of time reviewing our clients overall financial situation. This allows me to provide a big picture strategy that will help them not only overcome the current debt problems, but more importantly it allows our clients to build for the future. We give our clients a no nonsense straightforward analysis and real world game plan.

  • Bar Number: 489451
    Florida , 2001
  • Stetson College of Law
    Juris Doctorate , 2000
    Gulfpor, FL

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