The Phillips Law Offices, LLC

Firm Overview

The Phillips Law Offices, LLC is a multistate law firm designed to provide effective and compassionate services and education to consumers who are financially struggling and are unsure of where to turn. Our number one priority is our clients. All of our consumer debt attorneys are well educated, experienced and dedicated. Our firm handles almost entirely issues surrounding consumer and small business debt, including representation in Consumer Bankruptcy, Corporation Bankruptcy and business wind-ups, Foreclosure Defense, Credit Card Workouts, small business debt, Business Organization and Development.

Example cases

Chapter 13 Bankruptcy cases with second mortgage strips. We also take on Chapter 7 bankruptcy matters where a Debtor is seeking a discharge of all of their credit card debt.

Main Office
5 Broadway
Suite 101
Saugus  MA  01906
  • (781) 595-3800
  • 888 685 0331


Free Initial Consultation?
Yes, we offer a one hour free consultation.
Services Offered For Fixed Fees?
Our fees for consumer bankruptcy cases and debt settlement are fixed fees, so you know exactly what you will be paying for. We typically charge hourly rates to litigate cases, or negotiate a flat fee for those services as well.
Hourly Rates
It depends on which attorney handles the case.

Office Information

Office Hours
Monday through Friday 8:30 AM — 6:00 PM
Office Manager
Emergency After Hours
Languages Spoken
We have Spanish and Russian translators if needed.

Other Offices

Maryland Office
6301 Ivy Lane
Suite 700
Greenbelt,  MD  20770
Rhode Island Office
10 Dorrance Street
Suite #700
Providence,  RI  02903
We handle all chapters of bankruptcy simple consumer chapter 7 cases to debt reorganization chapter 13 cases and even small business chapter 11 cases.
Consumer Debt Advocate Division TPLO started as a consumer debt advocate firm. Our attorneys have been helping consumers for over 12 years when times are tough. No one plans to have financial problems and often those problems result in circumstances outside the consumer's control: such as losing a job, divorce, illness, death or bad credit. TPLO takes extra special care of clients who fit into this division due to all of the recent fraud by debt consolidation companies and mortgage modification companies. Let TPLO protect you and guide you through the correct path to a new life with your debt issues behind you.

Debt Reorganization and Loan Avoidance Division TPLO has created a division to help consumers who have fallen behind in their mortgage payments or car loans to catch up on their secured debt payments over 5 years, as well as to strip second mortgages and avoid the liens on junior mortgages, judgment liens and reduce the principal of loans to the fair market value. Finally, we help American's remove tax liens from their real and personal property through the use of Chapter 13 cramdowns.

Is your firm willing to help a client with one discrete part of a case, without taking on the whole case?

It depends on the complexity of the matter, but generally we will enter into a limited representation if it is in the client's best interest.

What are your policies about dividing work within the firm to make the process most cost-effective for the client?

Our firm always believes in providing the best possible customer experience and having the proper people handing the tasks that they are best suited for. If there is a simple task that a paralegal or associate attorney can perform and it will reduce the fee, our firm will assign those tasks to those employees.

How frequently does your firm use mediation, arbitration, or collaborative law to resolve cases?

In bankruptcy related matters, alternative dispute resolution is not typical. However, in the event that a matter is litigated, we generally favor the use of mediation to bring the two sides together in order to resolve the case to a mutual benefit.

Does your firm provide pro bono legal services or otherwise participate in your community?

Yes, we do participate in the community, by putting on workshops and appearing on radio shows to help educate consumers.

What distinguishes your law firm from others?

We take pride in making your experience with The Phillips Law Offices, LLC about you. Our firm is structured to help educate consumers and corporate clients about their options when faced with financial hardship and debt issues. We work as a team with our clients to ensure they are educated about the process the entire way and simply not just a client who shows up in court when ordered to do so.

What is your firm's point of view regarding clients educating themselves on legal issues?

Starting in 2009, the Partners, Attorney Michael Goldstein and Jill Phillips started a weekly radio show called the Consumer Debt Radio Show in the Boston area. The Consumer Debt Radio was a program designed to help the consumer become educated about the issues and concerns surrounding consumer debts and providing solutions to deal with those issues and concerns. As such, we believe as a firm that an educated client is an empowered client.

Is your firm willing to review documents prepared by clients?

It depends upon the situation and what specific type of documents is being reviewed and for what purpose.

Is your firm willing to coach clients who want to represent themselves?

Not generally.

Michael Goldstein

The Phillips Law Offices was established first as the Law Office of Jill Phillips over a decade ago. However, the Phillips Law Offices came together in 2009 by bringing on the senior Partner of several other law firms to work together as a team.

Our firm always believes in providing the best possible customer experience and having the proper people handing the tasks that they are best suited for. If there is a simple task that a paralegal or associate attorney can perform and it will reduce the fee, our firm will assign those tasks to those employees.

  • Bar Number:
    Massachusetts , 2006

Michael Goldstein

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