I BELIEVE DEBT IS SLAVERY and that people who are in debt are on the road to bondage. Many people have taken on more debt than they can handle often due to circumstances outside of their own control. Perhaps they have had an unexpected reduction in their income (job loss, illness, divorce, failed business) and find themselves living in FEAR as they experience that sickening feeling when the phone rings or they hear a knock at the door because they know that debt collectors are calling again and several have already threatened that a lawsuit is coming. Often they are driven to ANGER and then utter HELPLESSNESS because they cannot see any way out of the overwhelming debt cycle created by the creditors who have the goal of making them debt serfs for life. Clients at The Moak Law Firm are taking action and are making the necessary commitment to end the slavery of debt and are taking control of their financial future by hiring The Moak Law Firm. You too can eliminate most, if not all, of your debts and stop the slavery through bankruptcy or debt negotiation.
The vast majority of American families are hard working and pay their bills. However, a larger than usual number of households are drastically over extended and are buried in debt. For many of us the debt was a consequence of circumstances beyond our control. Despite our best efforts, life can throw us a curve ball...job loss, unexpected medical bills or even soaring tax obligations which we simply are unable to pay. The economy has suffered a significant decline which was due to government representatives and bankers who traded our economic security for political payoffs, power and greed. Some of us simply made mistakes believing that we could use debt to soften the blow from the economy down-turn and make up the shortage in our income when the economy got better. Whatever the circumstances, at The Moak Law Firm, we understand such circumstances and are committed to providing real solutions. It is for this reason, our Arizona bankruptcy attorneys vigorously work with families to provide them with effective legal counsel in resolving their debt issues.
DEBT RESOLUTION STRATEGIES
Our Arizona bankruptcy lawyers are experienced in putting together effective strategies for resolving debt. One of the first steps to take is to call us so we can assess your financial situation and provide advice regarding whether there is a viable alternative to bankruptcy available to you. If we determine that bankruptcy is your best option, we will explain to you which type of bankruptcy is most appropriate for your financial circumstances. If you qualify, a Chapter 7 or a Chapter 13 bankruptcy can successfully discharge your debt obligations.
For example, while not everyone qualifies for a Chapter 7, we can help you take a means test to determine whether you do or do not. Filing for bankruptcy is a complex process that is best achieved with the assistance of an experienced bankruptcy attorney. There are many benefits from filing bankruptcy which our legal team can discuss with you, as well review the entire bankruptcy process so that you feel comfortable with it. To determine whether bankruptcy is appropriate for you, call our bankruptcy law office today.
SHOULD YOU FILE FOR BANKRUPTCY?
This is when sound legal advice from a knowledgeable bankruptcy attorney can be of tremendous importance. Sorting out financial matters is no simple task and can often be very emotionally draining for the entire family. Decisions about the direction you take in this regard can impact you and your family for many years to come. When so much is at stake, you cannot afford to take such matters lightly. Therefore, we encourage you to call our bankruptcy law office today so that we can determine which option is right for you.
BANKRUPTCY LAWYER IN ARIZONA
While bankruptcy may be appropriate for some, others may want to learn more about other approaches to debt resolution that do not involve bankruptcy. These include debt settlement, debt negotiation, debt relief, debt consolidation and debt counseling. Our bankruptcy lawyers can help put an end to creditor harassment, repossessions and wage garnishment when you retain us to represent you. We also assist families or individuals who are facing foreclosure with remedies that include loan modification, short sale, or deed in lieu of foreclosure.