The Law Office of John M. Williams, LLC

The Law Office of John M. Williams, LLC

At The Law Office Of John M. Williams, LLC we understand that the decision to file for bankruptcy cannot be made lightly. We will discuss your options. Your best option may be filing Chapter 7, filing Chapter 13, or not filing bankruptcy at all.

Firm Overview

Debt problems can make your life very difficult. The stress of financial problems can strain you and your relationships. Many Ohioans have found bankruptcy to be a way out of crushing debt. Bankruptcy can lead you out of your debt problems and help give you a fresh start and new outlook.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. For the most part, bankruptcies can be divided into liquidation and reorganization.

Chapter 7 bankruptcy comes under the liquidation category. It's called liquidation because the bankruptcy trustee may take and sell ("liquidate") some of your property to pay back some of your debt. However, you may keep property that is protected (also called "exempt") under Ohio state law.

There are several types of reorganization bankruptcies, but Chapter 13 is the most common type for consumers. In Chapter 13 bankruptcy, you keep all of your property, but must make monthly payments over three to five years to repay all or some of your debt.

Both Chapter 7 and Chapter 13 bankruptcy have many rules and exceptions to those rules. The rules govern how debts are covered, who can file, and what property you can and cannot keep.

We serve the Greater Southwest Ohio area, including Cincinnati, Sharonville, Bond Hill, Avondale, Pleasant Ridge, Silverton, Dillonville, Kennedy Heights, Hartwell, Paddock Hills, Blue Ash, Springdale, Forest Park, Glendale, Montgomery, Kenwood, Roselawn, Mason, Fairfield, and surrounding counties such as Clermont, Warren, and Butler.
Main Office

Main Office
8280 Montgomery Road, Suite 110
Cincinnati  OH  45236

  • 513-791-7919
  • 866-792-2175

Office Information

Office Hours

8:30 a.m.-6:00 p.m.

Office Manager


Located in Cincinnati, Ohio, our firm helps clients throughout southwestern Ohio find debt relief through Chapter 7 and Chapter 13 bankruptcy. For more firm information, contact us at (513) 791-7919.
Our firm understands the stress and anxiety caused by debt. We are dedicated to helping you eliminate your debts, regain control of your finances and move forward to a better future.

While bankruptcy eliminates most types of debt, some debts are not dischargeable. Clients trust our firm to provide them with honest, reliable advice regarding debt relief. Our attorneys take the time to explain the bankruptcy process to our clients. We evaluate our clients' debts, give them an honest assessment of what they can and cannot discharge, and help them select the debt relief option that is best for them. We also explain what life after bankruptcy will look like and provide useful information to help clients rebuild their credit.

How did your firm decide on the primary area of practice(s)?

In this day and age, times are tough, and the economy is down. No one is immune from financial hardship. Loss of a job, medical expenses, divorce, a business failure, or just unexpected life events can have devastating financial consequences.

At The Law Office of John M. Williams, LLC, we understand that bad things happen to good people. That is why we are here to help you solve your debt problems.

What experience or education distinguishes your lawyers from others

It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights. For example, a debtor whose case is dismissed for failure to file a required document, such as a credit counseling certificate, may lose the right to file another case or lose protections in a later case, including the benefit of the automatic stay. Bankruptcy has long-term financial and legal consequences - hiring a competent attorney, such as The Law Office of John M. Williams, LLC, is strongly recommended.

What distinguishes your law firm from others?

We have an experienced legal staff who take the time to explain the bankruptcy process and help you regain financial control of your life, and more importantly, peace of mind.

Too often, bankruptcy is viewed negatively by our society. But for those who fear the stigma associated with bankruptcy, continually rising debt, and even foreclosure are often the consequence.

We advise clients that bankruptcy can be a fresh start. We work to help you get the debt relief you need, address consumer protection claims and avoid the negative outcomes.

John M. Williams

John represents individuals, families and small businesses in bankruptcy proceedings.

John has served as lead counsel in numerous civil jury and bench trials. He provides legal services to insurance companies, businesses and individuals by concentrating on the areas of Disputed and Undisputed Liability Accidents; Homeowners and Commercial Premises Liability; Property Claims; Insurance Coverage/Bad Faith; Reservation of
Rights/Opinion Letters; Excess Coverage; Uninsured-Underinsured Coverage & Subrogation; VA Disability Benefits; Consumer Bankruptcy; and Civil Litigation.

In partnership with clients, customers, external consultants and experts, his department conducts all phases of litigation and alternative dispute resolution including arbitration,negotiations and mediation.

He represents individuals and families in personal injuries and wrongful death, including those arising from car, truck and premises accidents. We handle cases involving multiple injuries, catastrophic injuries, fatal accidents, and wrongful death.

John has been accredited by the Department of Veterans Affairs to prepare, present and prosecute claims for Veterans Benefits before the Department of Veterans Affairs.

Bar Admissions: Ohio State Courts, U.S. District Court Southern District of Ohio, U.S. Court of Federal Claims

Education: The Ohio State University, 1987, B.A., Salmon P. Chase College of Law, 1994, J.D.

Professional Associations and Memberships: Black Lawyers Association of Cincinnati (President 2011-2014), National Bar Association, Ohio State Bar Association, Cincinnati Bar Association (Trustee 2011-2014), Ohio Association of Civil Trial Attorneys, Cincinnati Academy of Leadership for Lawyers
  • Bar Number: 0064175
    Ohio , 1994
  • The Ohio State University
    B. A. , 1987
  • Salmon P. Chase College of Law
    J. D. , 1994

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.