The Aylward Law Firm LLC

The Aylward Law Firm assists clients with personal and small business bankruptcy in all types of bankruptcy and debt-related matters, including Chapter 7 bankruptcy, Chapter 13 bankruptcy, loan modification and foreclosure defense.

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Firm Overview

Attorney Jillian Aylward is a lawyer with over 25 years of experience assisting clients in Rockville, Greenbelt and Baltimore, as well as the District of Columbia to resolve serious debt matters with proven legal representation. Ms. Aylward served as a Chapter 7 Bankruptcy Trustee for 8 years, and also as the Chairperson of Consumer Bankruptcy Committee, Boston Bar Association for several years.

This background and experience has resulted in a powerful understanding of all aspects of bankruptcy law, debt settlement and loan modifications. The firm has the ability to help the client, no matter how extreme the situation. Your best interests will always be of utmost concern and helping you to find the solution for your personal or business financial problems is a priority.

By contacting the firm to discuss your case, you can find out your options, whether it be debt settlement, loan modification or bankruptcy. These areas of law are not part of our practice, it is our whole focus. We are well versed in how to approach your case and treat each client as an individual with dedication and compassion, providing the best and most efficient legal representation possible. We engage our clients in the process instead of instructing them about the process.

The legal process including which Chapter may be best for you, how to approach the means test, what is required in terms of credit counseling in order to file your bankruptcy petition, the potential benefits of bankruptcy and what to expect during the bankruptcy process will be discussed with you. You can find out more about how the bankruptcy timeline works and when you should be able to discharge your debt. You can even get helpful guidance regarding what to expect in life after bankruptcy.

When you have all of the information that pertains to your particular financial situation, you can make choices that are truly in your best interests. Relief from overwhelming debt, constant creditor contact and even foreclosure may be much closer than you think. All you have to do to get started is contact us.
Main Office

Rockville Office
109 N. Adams Street, Suite 105
Rockville  MD  20850

Phone
  • (301) 880-0600
Fax

Fees

Free Initial Consultation?

Free 1/2 hour initial consultation

Services Offered For Fixed Fees?

We quote flat fees for loan modification and bankruptcy.

Hourly Rates

$100 to $390 an hour

Office Information

Office Hours

9 a.m. to 5 p.m. Evening and Saturday appointments available.

Emergency After Hours

Yes

Languages Spoken

Spanish

Bankruptcy
The Aylward Law Firm has been assisting individuals and small business that are in financial problems for over 25 years. The legal team is dedicated, compassionate and highly skilled, providing quality services to the community with integrity.
Attorney Jillian Aylward is a dedicated and proven bankruptcy lawyer, who serves the community with legal services related to bankruptcy, foreclosure defense, loan modifications and collection action defense. In some cases, bankruptcy is not an option, or not necessary, but the defense against endless threatening creditor calls and letters may be the solution needed. In such a case, the firm will take on the creditors on behalf of the client to make reasonable arrangements and stop the constant barrage of phone calls from creditors or vendors. In some cases, this is a solution that works for the client, and can result in a greatly reduced debt load as the attorney negotiates on your behalf. In some cases, the debt is diminished by a large percentage with the assistance of the legal team at the firm. The calls will stop, and the firm will handle the problem for you and assist you in getting on with your life.

With the decision to file bankruptcy, there are two types of bankruptcy filings that may be used to assist the client in resolving their financial problem (chapter 7 and chapter 13). Each case must be completely reviewed to determine the best solution to the situation.

You can be assured that your best interests will be the priority and a workable solution for your financial problem is of utmost concern. You will be guided through the process of bankruptcy and will understand how it works and the relief it will bring to you and your family or business.
Foreclosure
Our office handles Foreclosure Mediation. More and more people are facing foreclosure. We can assist you in foreclosure mediation and loan modification. Often the two go hand in hand.
Our office also handles foreclosure mediation. Since July 1, 2010 every person facing a foreclosure case in the Circuit Court in Maryland is entitled to mediation before a sale date is scheduled by the lender. The law was enacted to help homeowners prevent the foreclosure by getting a loan modification, if they qualify, or to find an alternative to foreclosure. The law gives homeowners an opportunity to meet with the lender and an administrative law judge, in a mediation conference, to ensure that alternatives to foreclosure have been considered, and negotiated and evaluated. Lenders are represented by counsel at the mediation and it is advantageous that the homeowners also have an attorney to represent them at the mediation.

When an Order to Docket a foreclosure action is filed with the Circuit Court, if the homeowners have failed in a prior loan modification, the lender must notify the homeowners that they are entitled to mediation and enclose a “Request for Mediation Form.” Homeowners will have 15 days from the date the Order to Docket is received by them to complete the form and return it to the Office of Administrative Hearings. The homeowners must complete the form, send it to sent to the administrative law judge and a copy to the lender’s attorney. A filing fee of $50 must be paid and sent to the administrative law judge along with the original form. The court will notify the homeowners of the date, time and location of the mediation. Under certain circumstances a request for mediation can be filed after the 15 day deadline, especially in the event that the homeowner employs counsel later in the case.

Mediation is a process that can be used to resolve disagreements outside a courtroom. Both sides meet with a neutral third party, the administrative law judge, who tries to help them find a resolution. “Foreclosure Mediation” under Maryland law is designed to ensure that the lender and the homeowners meet and discuss the default in the mortgage payments and develop ways for the homeowners to resolve this default without having the bank foreclose. The bank will review the documents sent by the homeowners and determine if there are options available that the homeowners may qualify for.

Mediators are independent third parties organized by the Office of Administrative Hearings, an independent state agency. The Administrative Law are all certified mediators, who regularly conduct mediations in many types of cases including foreclosures. Their job is to assist the parties in an attempt to find an alternative to foreclosure and negotiate a resolution.

If a borrower fails to appear for a scheduled mediation, the administrative law judge will send the case back to the Circuit Court and the foreclosure sale may proceed. Should this occur, the borrower has 15 days from the scheduled mediation to file a motion to stay the foreclosure sale with the Circuit Court. If the lender does not come to the mediation, the administrative law judge will send the case back to Circuit Court on the day of the scheduled mediation and the Circuit Court may dismiss the foreclosure action.

Mediations are conducted in many locations throughout Maryland at the Circuit Court in the following locations:

Anne Arundel County Mediations will be held at:
Circuit Court for Anne Arundel County
7 Church Circle
Conference Room 2A-83, 2nd Floor
Annapolis, Maryland 21401

Baltimore County and Harford County Mediations:
Circuit Court for Baltimore County
County Courts Bldg.
401 Bosley Avenue
Grand Jury Outer Room, 1st Floor
Towson, Maryland 21204

Calvert County, St. Mary's County, and Charles County Mediations:
Circuit Court for Calvert County
175 Main Street
Orphan Court Hearing Room - C110
Prince Frederick, Maryland 20678

Howard County and Frederick County Mediations:
Howard County District Court
3451 Courthouse Drive
Mediation Room 1-A
Ellicott City, Maryland 21043

Montgomery County Mediations:
District Court for Montgomery County
8552 Second Avenue
Hearing Room 203
Silver Spring MD 20910
or
District Court for Montgomery County
27 Courthouse Square
ADR Office, 1st Floor
Rockville, Maryland 20850
or
Office of Administrative Hearings - Wheaton
Westfield North, Suite 205
2730 University Boulevard, West
Wheaton, Maryland 20902

Prince George's County Mediations will be held at:
Prince George's County Court House Annex
14701 Governor Oden Bowie Drive
Courtroom 241-A
Upper Marlboro, Maryland 20772
or
Prince George's County Court House Annex
14701 Governor Oden Bowie Drive
Jury Room 237-A
Upper Marlboro, Maryland 20772

Kent County, Talbot County, Dorchester County, Caroline County and Queen Anne County Mediations will be held at:
Queen Anne's County District Court
120 Broadway
ADR Room
Centreville, Maryland 21617

Baltimore City and Carroll County Mediations will be held at:
Office of Administrative Hearings
11101 Gilroy Road
Hunt Valley, Maryland 21031

Jillian K. Aylward

Jillian Aylward has twenty-five (25) years experience as an attorney. She concentrates her practice in Bankruptcy law, creditors' rights and insolvency. Ms. Aylward has represented both creditors and debtors in Bankruptcy court. She served as a Chapter 7 Bankruptcy Trustee in the District of Massachusetts for eight (8) years. During that time, she has presided over hundreds (100's) of chapter 7 proceedings. She is an attorney dedicated to the bankruptcy field, regularly attending ABI (American Bankruptcy Institute) and other Continuing Legal Education seminars for advanced study of current developments in the Bankruptcy field. Ms. Aylward has chaired Bankruptcy Bar committees (Consumer Committee, Bankruptcy Bar, Boston Bar Association), served as speaker for Continuing Legal Education programs on Consumer Bankruptcy issues and chaired steering committees for Debtor Education (1992).

Ms. Aylward constantly updates her education which allows her to remain up-to-date on advanced legal developments to see that your rights are protected. You can be certain that you are getting representation of a dedicated bankruptcy attorney and current information when you come to The Aylward Law Firm. You will immediately feel at ease when you visit The Aylward Law Firm. Ms. Aylward and her staff are responsive and understanding. Call The Aylward Law Firm today, you will be assured that you are getting quality legal services at a reasonable rate. Let knowledge, experience and dedication work for you.

Ms. Aylward lives in Montgomery County Maryland with her husband, her two children and her Portuguese Water Dog. Ms. Aylward is a breast cancer survivor.

BAR ADMISSIONS
Maryland 2006
District of Columbia 2008
Massachusetts 1988
United States District Court: Massachusetts 1988; Maryland 2009, District of Columbia 2010

PROFESSIONAL AFFILIATIONS
National Association of Consumer Bankruptcy Attorneys (NACBA)
American Bankruptcy Institute (ABI)
Maryland State Bar Association (MSBA)
District of Columbia Bar Association
Massachusetts Bar Association
Montgomery County Bar Association
License
  • Bar Number: 17613
    Maryland , 2006
  • Bar Number: 1234
    Massachusetts , 1988
  • Bar Number: 12345
    District of Columbia , 2007
Education
  • Suffolk University Law School
    J.D. , 1988
    1988, J.D., Suffolk University School of Law, Top 5% of Class, Law Review
    1983, B. A., cum laude, with honors, University of Massachusetts-Amherst

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.

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