Start Fresh Utah

Start Fresh Utah

Start Fresh Utah provides hope to Utahns by reducing debt and reclaiming lives. Our law firm specializes in helping clients find solutions to mortgage, tax, auto, student loan and consumer debt.

Firm Overview

Start Fresh Utah provides hope to Utahns by reducing debt and reclaiming lives. Our law firm specializes in helping clients find solutions to mortgage, tax, auto, student loan and consumer debt.

As consumer advocates we go after illegal auto repossessions, fraudulent auto finance agreements, mortgage dual tracking and illegal foreclosure efforts.
Main Office
Main Office
1226 W South Jordan Pkwy
Suite A
South Jordan  UT  84095
  • (801) 921-6409

Ryan Simpson

Ryan E. Simpson, the firm's founder, is a Utah native, licensed to practice in State and Federal Courts in Utah.

Ryan received his Bachelor of Science in Economics from University of Utah, and a Juris Doctorate from Gonzaga University School of Law. Ryan has focused his practice on bankruptcy, asset protection, real estate transactions, construction law, collection law, and estate planning.

Ryan is married and has four wonderful children who provide him with great joy. He enjoys spending time with his family, golf, and of course University of Utah Football.
  • Univeristy of Gonzaga School of Law
    Juris Doctorate , 2006

Todd Simpson

Todd Simpson is from Salt Lake City, Utah and is licensed to practice law in Utah and Arizona. After spending several years in Las Vegas managing multimillion dollar construction jobs, he attended law school at Arizona Summit Law School with a focus on bankruptcy. During law school he interned with Turner and Simpson focusing on bankruptcy, family law and real estate law practical experience.

Mr. Simpson has worked as a title and escrow officer where he ensured title to real property was marketable and insurable by his underwriters. Mr. Simpson combines his extensive project management experience coupled with his legal expertise to provide a realistic approach to helping his clients achieve their goals.
  • Bar Number: 15057
  • Bar Number: 031251
  • BYU-Hawaii
    International Business Management , 2004

Craig Cordial

Mr. Cordial has spent several years working in real estate securitization, development and management. He is a skilled and experienced bank and creditor negotiator.

After graduating from Columbia University, NYC, Craig conducted corporate finance with a Wall Street investment banking firm where he structured and marketed private securities offerings, risk assessment, investment finance analysis, asset management and due diligence on offerings in real estate, oil and gas and media.

As a non-attorney, Mr. Cordial offers clients a unique perspective and shares an unsurpassed breadth and depth of mortgage regulation expertise, including federal and FHA waterfall modification guidelines, escalation and enforcement. Mr. Cordial has worked with state and federal agencies, watch dog groups and national corporations to provide clients resolution to mortgage modification disputes and enforce servicer compliance. He has directly negotiated and overseen $36 million in mortgage modification, mortgage assistance and principal forgiveness, providing clients with genuine lasting financial relief.

Mr. Cordial brings over 20 years of successful strategy experience to provide our clients with a fresh approach to mortgage assistance and debt relief solutions.
  • Columbia University, New York City
    Finance, B.S.

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