Start Fresh Arizona

Firm Overview

Start Fresh Arizona, PLLC offers full service representation, including bankruptcy protection, short sale negotiations, and loan modifications.

We help our clients overcome the pressing burden of debt, and the chance to Start Fresh!

You can rely on us to be straightforward and provide sound reasonable advice.
Main Office
Main Office
20 E Thomas Rd, 22nd Floor
Phoenix  AZ  85012
  • (480) 347-0999
  • (801) 590-6555

Gavin Curtis

An Arizona native, Mr. Curtis is a well-known and highly trusted attorney in Maricopa County. He brings to the firm extensive experience in the legal arena with expertise in the areas of consumer bankruptcy, consumer protection and family law.

Mr. Curtis provides exceptional legal representation to financially distressed Arizona residents with Chapter 7 and Chapter 13 bankruptcy cases. Driven by helping clients achieve financial peace of mind, Mr. Curtis goes above and beyond to attain the best possible outcome.

An empathetic and ardent listener, Mr. Curtis understands that clients in financial distress may be undergoing perhaps the most difficult time in their lives. His aim making clients feel secure and confident in their pursuit toward financial freedom.

Mr. Curtis is a family man, father of seven, avid reader and prominent member of the community as both a Scout Den leader and an Eagle Scout.

Mr. Curtis is licensed to practice law in Arizona in both state and federal courts.

Ryan Simpson

Ryan E. Simpson, the firm's founder, is a Utah native, licensed to practice in State and Federal Courts in Utah.

Ryan received his Bachelor of Science in Economics from University of Utah, and a Juris Doctorate from Gonzaga University School of Law. Ryan has focused his practice on bankruptcy, asset protection, real estate transactions, construction law, collection law, and estate planning.

Ryan is married and has four wonderful children who provide him with great joy. He enjoys spending time with his family, golf, and of course University of Utah Football.
  • Bar Number: 11300
    Utah , 2006
  • University of Gonzaga School of Law
    Juris Doctorate , 2006

Craig Cordial

Mr. Cordial has spent several years working in real estate securitization, development and management. He is a skilled and experienced bank and creditor negotiator.

After graduating from Columbia University, NYC, Craig conducted corporate finance with a Wall Street investment banking firm where he structured and marketed private securities offerings, risk assessment, investment finance analysis, asset management and due diligence on offerings in real estate, oil and gas and media.

As a non-attorney, Mr. Cordial offers clients a unique perspective and shares an unsurpassed breadth and depth of mortgage regulation expertise, including federal and FHA waterfall modification guidelines, escalation and enforcement. Mr. Cordial has worked with state and federal agencies, watch dog groups and national corporations to provide clients resolution to mortgage modification disputes and enforce servicer compliance. He has directly negotiated and overseen $36 million in mortgage modification, mortgage assistance and principal forgiveness, providing clients with genuine lasting financial relief.

Mr. Cordial brings over 20 years of successful strategy experience to provide our clients with a fresh approach to mortgage assistance and debt relief solutions.
  • Columbia University
    Finance, B.S.

Larissa Werick

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