Bill Lampi, my father, started this practice in Hayward over forty years ago. He was also at one time a chapter 7 trustee. I started learning from him the minute I graduated from high school, and worked in the office as his assistant/paralegal until I went to law school in 1999. After I graduated, I briefly worked as a tax consultant for Ernst and Young and as a bankruptcy consultant for Bankruptcy Management Corporation before I came back here to work with my dad until he semi-retired in 2005. I have been managing the practice since 2004 and hired attorney Colby Freeman, who is proving to be a great addition to the practice.
We specialize in helping individuals, married couples and small business debtors obtain bankruptcy relief. We do not practice any other area of law and we only represent debtors, not creditors. We specialize in chapter 7 and chapter 13 bankruptcies and take pride in making the process easy, understandable, stress-free and painless. We understand the pressure our clients are under and how difficult this decision is to make. We are here to assist in whatever way is most helpful, with compassion and with our experience.
A typical beneficial chapter 13 case is one where I can avoid/"strip"/eliminate a second mortgage on a house, get a better treatment of an auto loan, consolidate debt that must be paid and get rid of debt that doesn't need to be paid.
1276 A Street
Hayward CA 94541
Yes, I offer a free initial consultation for up to 30 minutes.
I charge a flat fee for chapter 7s and chapter 13s. For chapter 7, the fee will be based on the complexity of the case. I offer an initial free consultation which I encourage people to take advantage of, where I assess the case and give a fee quote.
Monday through Friday
9:00 a.m. to 5:00 p.m.
Consumer bankruptcy practice feeds my passion for helping individuals through difficult financial problems. It is a way for me to connect to my community and have direct positive impact on individuals. I love running a business and enjoy the relationships I have with the other professionals in this particular legal community. We bankruptcy practitioners are collegial, close-knit and for the most part cooperative in solving problems, whichever side we are representing. You don't find this kind of atmosphere in most areas of law.
Bankruptcy is a federal law that also incorporates state law, to a certain degree, and has many concepts that are difficult for many people to understand. People who have filed bankruptcy have had vastly different experiences based on their particular debts and assets and also which attorney they used to help them. It's very common for people to tell me their friends got very different advice, and there are many reasons that this is probably true; the law is complicated and people have fact specific issues. I think it's always good to educate oneself about the legal process they are looking into and also about the professionals they choose to assist them. Finding an attorney who you feel you can be honest with, who explains things clearly; who is competent and has instilled your trust is critical to making your experience a good one.
Occasionally, I meet someone who for the most part has successfully navigated the bankruptcy process and just needs help with a very minor aspect of the case. I usually will assist them. For others, it can take longer to review documents and educate them about necessary corrections than it does to take over the case and represent them; it is in these cases more cost effective to retain me than to pay for other assistance.
Due to many liability issues, I generally will not coach self-represented individuals.
Most of my career been within the field of bankruptcy; I first learned the practice as a legal assistant. After law school I briefly worked for Ernst and Young LLP in their State and Local Tax Consulting department, which mainly involved tax strategy planning for businesses. I also worked for Bankruptcy Management Consultants out of Los Angeles, where I traveled a lot and worked on all aspects of large scale Chapter 11 bankruptcies.
I think that life gets hard at certain times for everyone, including me. I use my personal experiences with debt and other difficulties to relate to my clients on a personal level. I think my clients know I understand their problems and that I don't judge them for having them, because I've been in my own share of pain, too. Also, I continue to do my best to keep on top of current issues in the law; I stay connected to my legal community to make sure that I stay current on best practices and to make sure those around me maintain a certain level of practice.
I am compassionate and warm and really care about my clients. I am also a quick study of people and their situations and I don't waste time getting to the heart of the matter. My style is casual and intimate yet professional. I laugh a lot and try to have fun doing a great job while also being sensitive to the fact that this is really hard for people to go through.Personal interests:
I have three small children, so my interests include raising good, interesting little citizens and having as much fun as possible with them. I sew, quilt and am continually managing some kind of home improvement project. I also read a lot and enjoy running.
* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.