We focus on all aspects of individual finances, from beginning to end. We help in good times as well as bad, doing the best to protect your assets in personal, small businesses, sole proprietorships, corporations, partnerships, limited liability companies, family law, estate planning, and probate.
We were established in 2002 in Elk Grove, California, with the main idea that legal services are valuable and should balance the cost with the benefit. Our goal is to provide the best legal services at an affordable price.
We file Chapter 7 and Chapter 13 cases. In a recent Chapter 13 case we were able to "strip" the second mortgage, classifying it as unsecured debt. Upon discharge, the debtors will only have their first mortgage on their home.
We offer a half hour consultation to discuss your case and determine if we can help you. At this conference we also discuss fees.
Bankruptcy Chapter 7 attorney fees are $879. For Chapter 13 cases, the attorney fees are due before filing are $879 and the balance of the fees are paid through the plan.
$250 to $325, dependent on the type of representation.
Monday through Thursday
8:30 a.m. to 5:00 p.m.
8:30 a.m. to 4:00 p.m.
Evening appointments available.
American Sign Language
I find Bankruptcy and helping people when in financial binds is the best way to help them. When your finances are in turmoil you have no peace and therefore your entire life is a mess. Stress abounds and the trouble bleeds over into other areas of your life. Therefore if I can help you with your finances, then I am helping in the best way I can. This is why I chose to work in the personal financial areas of the law.
Many times clients are able to educate themselves on legal issues, however they must be certain that they are not looking at other state's laws and confusing them with California law.
We will review client prepared documents, which in certain circumstances, is providing the best value to the client. In other instances, legal documents that are very complex, such as trusts, may cost more to review than to prepare.
Our office is willing to ghost write for clients desiring to represent themselves. This includes preparing pleadings, explaining the law, and procedure. There is a risk to the client that we make clear and that is the fact that there is no substitute for legal experience in the courtroom.
Prior to becoming an attorney, I worked as an accountant. I worked with pension plans and budgeting as well as new legislation. I have worked in State and Federal government. I served almost ten years in the Air Force and am a member of the Disabled American Veterans.
Prior to becoming a lawyer, I worked as an accountant for seven years. Before that, I worked for the federal government for six years and the military for nine years. In all of those positions, I gained life experience including what life is like in many countries. I believe that experiencing many different cultures provides me with the ability to understand where people are coming from. Additionally, having worked with multimillion dollar budgets has given me much financial experience.
I analyze the cost-benefit prior to recommending any course of action. If it does not make sense to pursue something, then I will not hesitate to tell you. I believe that choosing the best course of action is not always what it appears to be. I have a very strong analytical background and a deep financial background along with much life experience.Personal interests:
I love spending time with my family. I have two natural children and three adopted children. I am active in my church and enjoy outdoor activities including, fishing, hunting, and camping. I also enjoy sunsets on the beach.
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