There is hope for financial freedom and I can help you find it.
Contact the Law Offices of David I. Steinberg for a free telephone consultation.
The Chapter 7 Basics
Often referred to as liquidation bankruptcy, Chapter 7 bankruptcy allows for individuals to eliminate personal debt such as:
Credit card bills
Automobile deficiencies balances
Mortgage deficiency balances
Taxes more than three years old
It is important to note that some types of debt are not erased with the Chapter 7 bankruptcy. For example, student loans and unpaid taxes that are within the past three years remain. Individuals are allowed to file for only one Chapter 7 bankruptcy within an eight-year period. If you have filed for Chapter 7 bankruptcy within that eight-year period, you may be required to file a Chapter 13 bankruptcy.
The Chapter 7 bankruptcy process can take up to six months to complete. However, once you file, the automatic stay goes into effect. This automatic stay prevents your creditors from getting a judgment against you, repossessing your vehicle, foreclosing on your house, and making harassing phone calls.
I Can Help You through the Process
When you call my office, we will set up an appointment for a free telephone consultation. During this consultation I will ask a few questions and you can explain your situation to me. Then, at our in-person meeting we can discuss options that are available to you to reduce and/or eliminate your debt. I will help you formulate a plan and guide you through each step of the process .
With bankruptcy, there is potentially a great amount of detail required and work involved to prepare the petition for bankruptcy and to proceed through the steps. As your lawyer , I will handle your case, however simple or complex, from the beginning to the end so you have one less thing you have to worry about.