Texas bankruptcy attorney Chance McGhee helps clients struggling with financial difficulties in San Antonio. As an experienced Chapter 7 and Chapter 13 Bankruptcy lawyer, Chance can help you regain control of your finances.
The Law Offices of Chance M. McGhee assists those in need of bankruptcy help. Our law firm can help you if you've lost your job, had a medical emergency, or any other financial trouble. Through bankruptcy you can stope a home foreclosure, prevent repossessions, end creditor harrassment, end wage garnishment, avoid IRS tax levies, and relieve your debt.
Our law firm concentrates in the following bankruptcy areas:
Chapter 7 bankruptcy
Chapter 13 bankruptcy
IRS tax levies
and credit card debt.
If you need a bankruptcy attorney to help you out of your financial crisis, contact us to schedule a free consultation in San Antonio. We also help client throughout South Texas including Atascosa, Bandera, Bexar, Comal, Dimmit, Frio, Gonzales, Guadalupe, Karnes, Kendall, Kerr, Medina, Real and Wilson Counties. Call 210-342-3400 to speak to our law firm professionals today.
At the Law Offices of Chance M. McGhee, we are experienced in helping individuals, families and small business owners who are facing a debt crisis file for bankruptcy in San Antonio, Texas.
The first step in eliminating your debts through bankruptcy is choosing which chapter to file under. Consumers and small business owners may choose between Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 bankruptcy, or sometimes called straight bankruptcy or the fresh start bankruptcy, is generally the most common type of bankruptcy case filed. This form of bankruptcy results in all eligible debts being discharged. Chapter 13 bankruptcy, sometimes called reorganization or the wage earners plan bankruptcy, is different. With this form of bankruptcy, a filer with the help and counsel of an experienced bankruptcy attorney creates a plan to repay a portion or all of his or her debts over three or five years. At the end of the plan, the remaining eligible debts are discharged. Chapter 13 bankruptcy is often used as a mechanism to prevent home foreclosures and allow you to keep your home.
Both bankruptcy options have eligibility requirements that must be met. In some cases, a debtor will only qualify for one option, but in many cases you will be able to choose which chapter will best suit your financial situation. Attorney Chance McGhee will explain your options to you and help you make an informed decision about how to proceed.
Small businesses often face the same financial challenges as individuals and families. If you have a business in debt crisis, you can also obtain bankruptcy protection. If your business is a sole proprietorship, you may file under Chapter 13 or if your income is low enough, Chapter 7. If your business is a partnership, LLC, or corporation, you can only file under Chapter 7 or Chapter 11.
To learn more about bankruptcy and how our firm can assist you through the process, contact us to schedule a free initial consultation. From our San Antonio office, we help clients throughout south-central Texas including Atascosa, Bandera, Bexar, Comal, Dimmit, Frio, Gonzales, Guadalupe, Karnes, Kendall, Kerr, Medina, Real and Wilson Counties.
When dealing with the financial hardship that leads to bankruptcy, it is important to have an experienced and knowledgeable attorney in your corner. Attorney Chance McGhee has been working with clients experiencing financial difficulties for over 18 years. Committed to helping clients get a fresh financial start, the Law Offices of Chance M. McGhee offers cost-efficient, considerate and compassionate bankruptcy counsel in San Antonio and throughout Texas.
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