The Law Office of L. David Zube

Firm Overview

My solo practice firm was established in 1995, and is highly concentrated in bankruptcy representation, primarily on behalf of consumer debtors in need of the fresh start afforded by a bankruptcy Discharge via Chapter 7. We also represent consumer debtors who need to reorganize their debts in order to forestall foreclosure of their residence or repossession of an essential item of their property, such as their motor vehicle, via Chapter 7. We also represent individual, non-institutional creditors whose interests in a bankruptcy case need protection.

Example cases

I like to keep my cases confidential, but will be happy to share with you what I have done for other people when you come and meet with me.

Main Office
59 Court Street
Suite 5
Binghamton  NY  13901
  • (607) 722-8823


Free Initial Consultation?
I have always offered a free consultation which usually runs from 30 to 45 minutes.
Services Offered For Fixed Fees?
Generally, consumer debt bankruptcies are fixed price: $1,200 (or less) for Chapter 7; $3,700 (or less) for Chapter 13; business bankruptcy cases may be a bit more. A $100 discount is applied to clients who mention Nolo when retaining the firm.
Hourly Rates
Some cases, although few, are done on an hourly fee basis, currently $220 per hour.

Office Information

Office Hours
Monday through Friday
9:00 a.m. to 4:30 p.m.
Emergency After Hours

How did your firm decide on the primary area of practice(s)?

These niches come to us, don't they? Sometimes I think bankruptcy chose me.

What is your firm's point of view regarding clients educating themselves on legal issues?

I believe that clients are well advised to educate themselves concerning their legal issues. Such clients ask the best questions of me, and have a better basis to fully appreciate my answers and advice.

Is your firm willing to review documents prepared by clients?

I am willing to review documents prepared by clients for the purpose of indicating their facts and circumstances to me, as well as what they believe their legal rights and obligations are. I am not willing and am ethically bound not to submit legal documents prepared by clients to any Court without first approving and editing the documents to comply with my obligations as an attorney.

Is your firm willing to coach clients who want to represent themselves?

I do not ask my dentist to coach me on how to do my own root canal and I am not willing to coach my dentist on how to do his own legal representation. In my opinion, both dentistry and law require the application of training and professional expertise. I am not willing to be held responsible for legal work which I have not performed and for which I am not directly responsible.

L. David Zube

I began my legal career as a Legal Aid attorney in Binghamton, New York. Eventually, I became the Managing Attorney of the Legal Aid Program. I worked with the Cornell Law School Legal Aid program as an interim staff attorney/lecturer. When I left Legal Aid in 1983, I was first a solo practitioner, then joined a law firm in which I became a partner, during which time I began practicing bankruptcy. Starting in 1995, I returned to solo practice in order to do primarily bankruptcy work, including serving as a Chapter 7 Trustee in cases assigned by the Court.

All of the above have contributed to make me a better lawyer, I cannot pinpoint one thing.

I have been practicing bankruptcy law for over thirty years, representing my clients to obtain what I believe they generally find to have been good outcomes. I believe that it is very important for clients to know the truth of their circumstances at the earliest point possible in order that they can make their decisions based upon a full and complete understanding of their options.

Personal interests:

I like spending time with family and extended family and enjoy tinkering with cars, occasionally doing some fairly complex repair work. I also love to kayak the rivers in the greater Binghamton area.

  • Bar Number: 1121847
    New York , 1976
  • Florida State University College of Law
    Juris Doctor , 1974
    Tallahassee, FL
  • New College
    Bachelor of Arts , 1972
    Sarasota, FL

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