Tokarska Law Center

Firm Overview

I established my solo practice in November 2007.

I am a solo practitioner committed to providing quality legal representation at reasonable fees. I am personally involved and handle each and every case. The most common complaint from clients is often that their attorney was unavailable or did not return calls promptly. Meeting my clients' expectations means managing my caseload in a way that allows me to be timely and responsive to my clients' needs.

Example cases

I handle mostly consumer Chapter 7 and Chapter 13 cases. My clients generally have significant debts and insufficient income to make good on their obligations. Often reasons for bankruptcy have to do with changes in employment, divorce, medical bills or a combination of these events. The recent economic down-turn for many individuals has resulted in cuts in hours and pay or unemployment. I am also seeing individuals with rising mortgage loan payments. The rise in expenses and lowering of income are having a severe impact on families in San Diego.

Main Office
Suite 100
San Diego  CA  92101
  • (619) 285-1992
  • (866) 924-5829


Free Initial Consultation?
Yes, I provide a one-hour free initial consultation.
Services Offered For Fixed Fees?
I generally quote a flat fee based on the complexity of the case. Chapter 7 fees start at range from $1,200 to $1,800 and Chapter 13 is typically at $3,300. Other legal services are quoted on a per-case basis.
Hourly Rates
I charge a flat fee (above).

Office Information

Office Hours
Monday through Friday
9:00 a.m. to 6:00 p.m.
Emergency After Hours
Languages Spoken
I speak Polish. For Spanish speakers, please make an appointment.

How did your firm decide on the primary area of practice(s)?

Understanding financial matters was an interest of mine for many years. I learned financial planning and later became a stockbroker. Bankruptcy is fascinating because it touches many other areas of law. I understand and believe in the process. There are benefits from the process not just to the individual but to society as a whole. With every case, I feel good about making a difference in people's lives.

What is your firm's point of view regarding clients educating themselves on legal issues?

Some clients prefer minimum involvement and want their attorney to take full charge; others prefer to be involved in every step of the process. Educating a client about the process allows us to set realistic expectations and common goals. Frequent and effective communication is key. When a client on his or her own accord becomes familiar with the process and its terminology, it makes my job easier. While no ethical attorney would ever guarantee results, every client deserves to be comfortable in understanding his or her case.

Is your firm willing to review documents prepared by clients?

Yes, I do review documents prepared by clients.

Is your firm willing to coach clients who want to represent themselves?

"Coaching" can be problematic for attorneys. I want to be helpful and appreciate the many reasons why people would wish to represent themselves. However, there are risks involved. Whenever a client-attorney relationship is established, ethical duties are attached, including confidentiality and zealous representation within the scope of the defined representation. I prefer to keep my fees reasonable and provide full service.

Kathryn U. Tokarska

  • Bar Number: 243163
    California , 2006
  • California Western School of Law
    J.D. , 2005
    San Diego, CA
    Concentrated studies in area of Bankruptcy, Taxation, Estate Planning, Real Estate Finance, Securities Regulations and Trial Practice.
  • Eckerd College
    B.A. , 2000
    St. Petersburg, FL
    Business Management Courses.
  • Thomas Jefferson School of Law
    San Diego, CA
    Bankruptcy Finance

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.