Judson E. Crump, Attorney

Judson E. Crump, Attorney

Judson E. Crump is a consumer finance attorney in Southeastern Alabama providing legal services and fighting on behalf of ordinary people who just want fair treatment.

Firm Overview

If you are troubled by collection lawsuits, inaccurate credit reports, foreclosure, repossession, creditor harassment, or problems with your mortgage company, give me a call. Consulting with me costs nothing; not knowing your rights could cost you thousands.

-Judson E. Crump, Attorney
Main Office
Main Office
250 Congress Street
Mobile  AL  36603
  • (251) 272-9148

Other Offices

Baldwin County
By Appointment - (251) 272-9148
Daphne,  AL  36526
Consumer Protection
Have you been overcharged by your mortgage servicer? Are debt collectors harassing you? Are there false items on your credit report that are damaging your credit? Let me help you fight back.
Fighting for innocent people who have been dealt with unfairly is a passion of mine. Unfortunately, the law of consumer credit can be very complex, and most people don't even know what their rights are: people who need a good lawyer to protect them from being taken advantage of, and to strike back when a bank, mortgage servicer, debt collector, or credit reporting agency has done them wrong. I specialize in the following areas of the law:

FAIR CREDIT REPORTING ACT: Did you know that approximately 76% of all credit reports contain errors? When credit bureaus report false account information, it can damage your credit rating and cost you thousands in higher interest rates, credit denials, and lost opportunities. Federal law requires that credit reporting agencies report accurately, but they often fail to do so. If your credit is being dragged down by false information, we can help.

FAIR DEBT COLLECTION PRACTICES ACT: If you are being bothered by debt collectors, there is one very important thing you must know: YOU HAVE RIGHTS. What sort of rights, specifically? Basically, you have four rights when dealing with debt collectors: 1) to be treated with dignity, 2) to be spoken to honestly, 3) to have your personal business kept private, and 4) to be informed about the nature of their claims against you. But debt collectors very often cross the line. If they do, you need an attorney who can turn the tables on them: stop the abusive phone calls and make them pay!

TRUTH IN LENDING ACT: Banks are not allowed to lie to you about what you'll be charged when you take out a loan. In today's world of computerized business, it is easy to print a truth in lending disclosure that is mathematically accurate: but there are a hundred ways that the loan documents can be falsified, misleading, and unlawful. If your mortgage is being loaded with bogus or unexplained charges, you have a right to a clear and complete explanation. I can help you get what you deserve.

How did your firm decide on the primary area of practice(s)?

Protecting the rights of ordinary citizens against big businesses that deal unfairly has always been a passion of mine. I've written an entire book about getting out of debt and I give a free signed copy to all of my clients who ask for it. Striking back at corporations who think they can do anything they want in the name of profit is what gets me out of bed in the morning. I've taken cases that made me no money at all just because I knew that it was the right thing to do.

What experience or education distinguishes your lawyers from others?

For years, I worked in "bankruptcy mills:" law firms that advertised heavily and just put people into bankruptcy and collected attorneys' fees - whether or not that was the best thing for them. That is the unfortunate reality that most people face when looking for help getting out of debt, and it is completely wrong.

I recognize that most people don't want to file bankruptcy and many don't have to, because they have other avenues to get out of debt, fix their credit, and keep their homes. If you live in America, there are laws that protect your rights, and with the right lawyer, you can find a way out of debt and make sure that you are fairly compensated by those who have dealt with you unlawfully: illegal debt collectors, abusive mortgage servicers, shady car dealers, and credit bureaus.

Judson Crump

I am Judson E. Crump, a consumer finance attorney born and raised in Mobile, Alabama. I represent people in every sort of financial distress: I defend people from creditors who want to garnish their wages and take their homes; I fix credit reports that have been wrongfully damaged by false information; I assist clients with debt settlement; I sue banks and mortgage servicers when they don't treat people fairly; and I guide my clients through the bankruptcy process.

I have a wife and two boys (with one more baby on the way), and I spend most of my spare time with them. If you work in downtown Mobile, you may have seen me: I'm the only lawyer in town you'll see riding to court on a bike. It's not that I don't own a car: I do. But I've always been an outdoors type, and old habits just die hard.

The raison d'etre of my law practice is to get people out of debt and on the road to financial stability as efficiently as possible. I take pride in my creative approach to my clients' problems: unlike many so-called debtors' attorneys, I only resort to bankruptcy when there are no better options left. If you need help, give me a call.

Peace be with y'all.

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