Thornton, Coy & Huss, P.L.L.C.

Serving each client in a prompt and personal manner.

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Firm Overview

Our firm was established in 2002. Jim Thornton joined the firm in 2004 and Jonathan Coy joined the firm in 2007.

Our law firm is a general practice firm which handles cases in Chapter 7 and Chapter 13 bankruptcy. We also handle social security disability and family law cases in central Iowa.

Example cases

Our firm regularly represents Chapter 7 and Chapter 13 bankruptcy clients in the southern and northern districts of Iowa.

Through filing Chapter 13 bankruptcy we are often able to save clients' homes that are in foreclosure.

Main Office

218 SE 16th Street
Suite 102
Ames  IA  50010

  • (515) 233-2052
  • (515) 964-1825
  • (515) 233-2095


Free Initial Consultation?

Yes we offer a free initial consult, which is typically one hour.

Services Offered For Fixed Fees?

For a Chapter 7 bankruptcy, we currently charge $944 for an individual filing. For a joint filing, we charge $1,044. In either case, we charge an extra $100 if the client(s) are above-median debtors, due to the extra testing required. This fee does not include the $306 filing fee or the cost of the required bankruptcy classes.

For a Chapter 13 bankruptcy we charge an hourly rate of $200, which is paid through the bankruptcy plan. Therefore, to file a Chapter 13 bankruptcy, a client only needs to have the $281 filing fee. We cap our hourly fee at $3,000 for a Chapter 13.

We reserve the right to charge more for a complex/business related bankruptcy.

Hourly Rates


Office Information

Office Hours

Monday through Thursday,
8 a.m. to 5 p.m. Friday,
8 a.m. to noon
Evening and weekend hours by appointment.

Office Manager


Emergency After Hours


Other Offices

  • Ankeny Office 515-964-1825
    408 SW Third Street
    Ankeny,  IA  50023

How did your firm decide on the primary area of practice(s)?

Bankruptcy law is challenging and I find it very fulfilling to help clients get a fresh start from the financial troubles that have caused stress and hardship in their lives.

What is your firm's point of view regarding clients educating themselves on legal issues?

Our firm encourages clients to learn as much as they can about their legal situation, and to investigate all options available to them prior to taking action. We want our clients to make as informed a decision as they can about what the best course of action is for their unique situation.

Is your firm willing to review documents prepared by clients?

We will review documents that have been prepared by clients, and advise them on how their prepared documents would be interpreted by the law.

Is your firm willing to coach clients who want to represent themselves?

We are willing to advise clients on the law in regards their situation and what the court is looking for.

James Thornton

Jim attended Drake Law School. While at Drake, Jim worked for the Iowa Supreme Court as a legislative intern. After graduating, Jim worked for a large law firm, the Principal Financial Group, and then the State of Iowa Insurance Division. While Jim enjoyed these experiences, Jim found it to be more fulfilling working as a private attorney advocating for the best interests of clients.

Jonathan Coy graduated from the Penn State Dickinson School of Law. While studying at Penn State, Jonathan volunteered for the Adams County (Gettysburg) Public Defender's office. Jonathan also worked for the Commonwealth as an intern in the General Counsel's office for the Departments of Conservation and Natural Resources, General Services, and Military and Veterans Affairs. Prior to joining the firm, Jonathan worked for Story County Legal Aid.

I have had the opportunity to meet with hundreds of people looking at bankruptcy, and have taken a lot of continuing education classes on the new bankruptcy law.

I am a very thorough attorney who makes sure clients get the results they want, without hidden surprises.

Our attorneys are good at listening carefully and giving appropriate advice to clients in a laid-back style.

As a firm, we understand that we are here to meet the needs of our clients.

Personal interests:

I enjoy traveling, reading a good book, watching the Iowa State Cyclones sports teams, and spending time with friends and family.

  • Bar Number: 15596
    Iowa , 1997
  • Drake University
    Juris Doctorate and Masters , 1997
    Des Moines, IA
    Public Administration.
  • Iowa State University
    B.S. , 1994
    Ames, IA
    Political Science.

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