Hayward, Parker, O'Leary & Pinsky

Hayward, Parker, O'Leary & Pinsky

Our firm's 2 bankruptcy lawyers each have more than 30 years of intensive experience in the field, allowing each to provide our clients with the necessary tools to successfully navigate their way through the often complicated bankruptcy process.

Firm Overview

The bankruptcy law firm of Hayward, Parker, O'Leary & Pinsky Esqs. protects the rights of individual debtors and small businesses in the Greater Hudson Valley, including Orange, Sullivan, Ulster and Dutchess counties, through the effective use of the Bankruptcy Code and related federal and state (New York) statutes. Attorneys Michael O'Leary and Michael Pinsky devote their entire careers to helping clients obtain the maximum available Debt Relief by representing them in the following:

1. Chapter 7 Bankruptcy--which involves the elimination of credit card debt, medical debt and unsecured loans, and can be used to "walk away" from mortgage loans and car loans that are no longer affordable.
2. Chapter 13 Bankruptcy--which is most commonly used to save your house from foreclosure and involves repaying your past due mortgage payments and other debt, including property and school taxes, over a period of time with manageable monthly payment. In appropriate circumstances Chapter 13 can eliminate 2nd and 3rd mortgages on your home and, when combined with the Bankruptcy Court's Loss Mitigation Program, provides a homeowner with the best chance to save their house.
3. Chapter 11 Bankruptcy--which involves a business remaining in possession of its assets and continuing its operations while at the same time reorganizing and restructuring its debt
4. Bankruptcy Litigation--when creditors get too far out of line, sometimes you have to sue them to hold them accountable
5. Mortgage Modification--in the Bankruptcy Court's Loss Mitigation program, the Bankruptcy Judge supervises the mortgage modification process, often resulting in a speedier and more successful resolution.
Main Office
Main Office
225 Dolson Avenue
Suite 303
Middletown  NY  10940
Phone
  • (845) 343-6227
Fax
  • (845) 343-1927
Websites

Michael O'Leary

MICHAEL O'LEARY
Member
845-343-6227 phone

845-343-1927 fax

Email Michael O'Leary olearym@hvc.rr.com

Michael O'Leary, Esq. devotes his entire practice to consumer bankruptcy law, handling cases under Chapter 7 and Chapter 13 for individual persons, married couples and small businesses. In addition to having filed several thousand consumer bankruptcy cases for clients and having counseled many thousand more, Michael O'Leary served as a Chapter 7 Bankruptcy Trustee in the Poughkeepsie (NY) Bankruptcy Court for seventeen (17) years (i.e. 1994 thru 2011), and administered well over ten thousand (10,000) Chapter 7 cases while serving in said capacity. Mr. O'Leary has established a well-deserved reputation as an attorney who capably and successfully represents his clients throughout the bankruptcy process. Having practiced consumer bankruptcy law for over thirty (30) years, Michael O'Leary brings to each case that he handles a very broad and deep understanding of consumer bankruptcy practice, and with this broad experience, he is uniquely able to navigate his clients through the bankruptcy process.
Education
  • Buffalo Law School
    Juris Doctorate
  • SUNY Binghamton
    Bachelor of Arts

Michael Pinsky

MICHAEL (MIKE) PINSKY
Member
845-343-6227 phone

845-343-1927 fax

Email Michael (Mike) Pinsky mike.pinsky@hpoplaw.com

Mike Pinsky was first admitted to practice law in 1984 and has practiced almost exclusively in the area of bankruptcy law since 1986. He first practiced in Houston, Texas during the '80's oil patch/real estate depression, and later in Atlanta, Georgia. During his 8 years in Atlanta, Mike first worked for a spinoff from large firm Alston and Bird, and then for a long-established mid-sized bankruptcy boutique law firm. His clients in Texas and Atlanta included banks, savings and loan associations, credit unions, real estate developers, individual real estate investors and owners, and Freddie Mac, the Federal Home Loan Mortgage Corporation.

Moving back to New York in 1995, Mike entered individual private bankruptcy practice, representing individuals, small businesses, and three of the Chapter 7 bankruptcy trustees who served in the Poughkeepsie Bankruptcy Court. In 1999, Mike filed a successful Chapter 11 reorganization case for the financially strapped Ellenville Community Hospital, and was instrumental in helping to preserve the only local hospital serving the residents of southern Ulster County. He represented the trustee of the Granit Hotel, one of the last great Catskill hotels then left standing. Mike represented the late, great Levon Helm, the iconic drummer for and founder of The Band in a Chapter 11 case. That case successfully reorganized his finances and prevented the foreclosure of the Barn, his Woodstock home, famous for hosting the Midnight Rambles, which Rolling Stone magazine called 'the best jam session in America'. Mike continued to represent Levon as his personal attorney until his untimely death in 2012.

After the real estate debacle and great recession of recent years, Mike has represented many homeowners struggling to hold onto their homes, including some who were the victims of outright mortgage origination fraud or mortgage servicing fraud. In one case involving a foreclosure rescue scam, he successfully represented a couple whose home equity was stolen from them, settling litigation that resulted in the return of their home, the restoration of most of their equity and greatly improved payment terms for a reduced mortgage balance. In another exceptional case involving outright appraisal fraud and mortgage origination fraud, Mike helped a Sullivan County couple prevent foreclosure and get a very favorable settlement involving the forgiveness of a significant amount of loan principal, and the mortgage company defendant's payment of 2 years of real estate taxes as well as the clients' attorney's fees.

Mike also handles the loss mitigation matters for the firm, and regularly appears in Bankruptcy Court representing Chapter 13 clients seeking to modify their mortgages.
Education
  • University of Texas at Austin
    Juris Doctorate
    Member, Texas Law Review, 1982 - 1984
  • College of Charleston
    Bachelor of Arts
    cum laude in Urban Studies

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