Harris-Courage & Grady, PLLC

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Firm Overview

Laura M. Harris has helped thousands of people battling unmanageable debt. She is dedicated to ending clients anxiety and providing them with a fresh start. With more than 20 years of experience, including several years working for the other side,

Main Office

Syracuse Office
225 Greenfield Parkway, Suite 107
Liverpool  NY  13088

Phone
  • 888-588-3328
Fax
  • 315-445-0738

Other Offices

  • www.UticaBankruptcyLawyers.com
    107 Genesee St.
    Joyce Firm
    New Hartford,  NY  13413
  • www.BinghamtonBankruptcyLawyer.com
    1121 Upper Front Street
    Binghamton,  NY  13905
  • www.WatertownBankruptcyLawyer.com
    210 Court St., Suite 5
    Watertown,  NY  13901
  • www.OswegoBankruptcyLawyer.com
    163 First Street
    Oswego Fall Business Center
    Fulton,  NY  13069
  • www.CortlandBankruptcyLawyer.com
    77 South West St.
    Cinquaniti Real Estate
    Homer,  NY  13077
  • www.TheAuburnBankruptcyLawyer.com
    123 Genesee St
    Sherlock Homes Bldg.
    Auburn,  NY  13021
  • www.OneidaBankruptcyLawyer.com
    248 Main St., 1st Floor
    Kingsley Real Estate
    Oneida,  NY  13421
  • www.OneontaBankruptcyLawyer.com
    129 Oneida St.
    Joyce Law
    Oneonta,  NY  13820
  • www.HerkimerBankruptcyLawyer.com
    219 N. Prospect St.
    Bruce Ward & Co.
    Herkimer,  NY  13350
  • www.NorwichBankruptcyLawyer.com
    12 Eaton Ave.
    Eaton Center
    Norwich,  NY  13815
  • www.IthacaBankruptcyLawyers.com
    112 W. State St.
    Ithaca Agency
    Ithaca, NY 14850,  NY  14850
  • www.RomeBankruptcyLawyers.com
    303 Erie Blvd. West
    Joyce Law
    Rome,  NY  13440
Bankruptcy
We have filed over 7,000 Chapter 7 and 13 bankruptcies. We also give you the steps you need to take to get a mortgage 2 years after you file bankruptcy. We can help with student loan repayments plans, mortgage modifications and tax settlements.
We help individuals and couples get out of debt. We have 13 different offices in Upstate New York, including in Onondaga County (Liverpool), Oneida County (New Hartford and Rome), Broome County (Binghamton); Jefferson County (Watertown); Oswego County (Fulton); Cayuga County (Auburn); Madison County (Oneida); Otsego County (Oneonta); Chenango County (Norwich); Tompkins County (Ithaca); Cortland County (Homer) and Herkimer County (Herkimer).

Our firm files more bankruptcies than any other law firm in the Syracuse and Utica areas. We also have a program to help families know the steps they need to take to get a mortgage 2 years after filing bankruptcy.

We can also help individuals with student loan repayment plans, mortgage modifications and tax settlements.

Laura Harris Courage has written a book called "What is the Best Way to Get Out of Debt" is available free at www.WhatistheBestWaytoGetOutofDebt.com.

How did your firm decide on the primary area of practice(s)?

Because I can really help individuals and families gain financial freedom at a bargain cost. Bankruptcy is something that actually works. Unlike credit counseling and debt reduction programs which only work in a minority of cases, bankruptcy actually discharges debt clients cannot pay and gives them a fresh start. I love it!

What is your firm's point of view regarding clients educating themselves on legal issues?

Bankruptcy is very confusing and the system is set up to prevent individuals from making it through the bankruptcy process. I have seen lawyers filing for bankruptcy have their cases dismissed because they did not follow all of the requirements. Also, what applies to one person or couple will likely not apply to another. Each case is very specific to the facts. I have also seen creditors take advantage of individuals trying to get through the system (without attorneys) by getting the individuals to agree to pay back debt they do not need to pay. It is good to get information about the process so you can choose an attorney who knows what they are doing.

Is your firm willing to review documents prepared by clients?

We can review the documents, but we find that the information is nearly always in a form which will create problems for the individual. For example, most individuals over-value their assets in the bankruptcy process. The trustee then must take these assets. The exemptions are tricky even for lawyers to understand. Deciding on which exemptions to take is critical to a successful bankruptcy. Frankly, we find it best just to work with the clients by reviewing their original documents, such as titles, paystubs, deeds, mortgages, tax returns, and bills.

Is your firm willing to coach clients who want to represent themselves?

It would cost us more to coach a client than to just do it. Our fees are extremely reasonable, especially considering the huge benefit resulting with a discharge of thousands of dollars worth of debt.

Laura Harris Courage

Education: Brigham Young University, B.A., 1979, University of Utah, J.D., 1984



Practice Areas: Bankruptcy; Tax Law; Collections; Commercial Litigation; Creditors Rights; Federal Litigation; Lender Liability; Secured Transactions; U.C.C.; Workouts


Membership: New York State Bar Association; Central New York Bankruptcy Bar Association; National Association of Consumer Bankruptcy Attorneys.


Admissions: 1984, Utah, U.S. District Court, District of Utah and U.S. Court of Appeals, Tenth Circuit; 1988, Massachusetts; 1989, New York, U.S. District Court, Northern, Western, Southern and Eastern Districts of New York


Miscellaneous Information: Member, Order of the Coif. Member, Utah Law Review, 1982-1984. Chairperson, Bankruptcy Mediation Committee, 1996.(Certified Specialist, Business and Consumer Bankruptcy Law, American Bankruptcy Board of Certification) (Certified Specialist, Consumer Bankruptcy, American Board of Certifications)


Biography:



Laura M. Harris has helped thousands of people battling unmanageable debt. She is dedicated to ending clients

License
  • Bar Number: State and Federal Co
    New York , 1989
  • Bar Number: State and Federal Co
    Utah , 1984
  • Bar Number: State Courts
    Massachusetts , 1988
Education
  • University of Utah, College of Law
    J.D. , 1984
    Salt Lake City, UT
    Graduated 3rd in class out of 132 students; invited to Order Of Coif; member of U of U Law Review
  • Brigham Young University
    B.A. , 1979
    Provo, UT
    Graduated with Honors; Magna Cum Laude

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