Grabhorn Law Office, PLLC

Grabhorn Law specializes in helping people denied long term disability insurance benefits or whose benefits have been terminated. Need help with an insurance or ERISA disability claim? We can help you. Call us toll-free 877-244-9331.

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Firm Overview

Long Term Disability Insurance - ERISA - Insurance Bad Faith

Michael D. Grabhorn, CLU ChFC has over 20 years experience working in the insurance industry. He has first-hand experience in how the insurance industry operates, from the sale and underwriting of the insurance policies to the administration (and all too often denial) of claims.

During the course of his insurance work, Mr. Grabhorn received several professional credentials, including the coveted CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations. In addition, Mr. Grabhorn was a sought after speaker and instructor for new, as well as experienced agents - providing training for all of the major insurers and brokerage firms.

In 2004, Mr. Grabhorn founded Grabhorn Law - a law firm dedicated to assisting individuals with their insurance and ERISA claim denials and appeals, benefit terminations, and litigation. Since that time, Mr. Grabhorn has assisted insureds across the country in recovering insurance benefits (notably Long Term Disability insurance) that were improperly denied or terminated.

Unlike many firms claiming to understand the insurance industry, Grabhorn Law's experience is unique and set it apart. Grabhorn Law will not only pursue claims and appeals, but will also litigate - having done so successfully on numerous occasions. This includes not just filing a lawsuit, but being willing to litigate a case to its conclusion.

***** When considering a disability attorney, ask them how many cases they have actually litigated. Ask them to provide you with the name of a case in which they obtained a favorable result - a case they actually litigated. Grabhorn Law will be happy to do so. *****

In addition to his significant experience in the insurance industry, Mr. Grabhorn and his staff are recognized by their peers for their experience in handling ERISA cases (ERISA is the federal law that governs the majority of long term disability claims). Mr. Grabhorn is a regular contributing writer for the Employee Benefits Law, the primary resource for employment benefit attorneys (published with annual updates by the ABA Section of Labor and Employment and BNA Books).

Grabhorn Law handles cases nationwide, both small and large, representing individuals with claims ranging from $100 a month to $20,000 per month in disability benefits and involving all of the major disability insurance companies (including, Cigna, Hartford, Liberty, Lincoln, Met Life, Mutual of Omaha, Prudential, Unum)

Grabhorn Law offers a free initial consultation to evaluate how best we can assist you. Whether you need assistance in the claims process, the appeals, process or the litigation process, Grabhorn Law can help you.

Whether you have only recently become disabled and need help filing a claim, or you have already filed a claim and have been given the runaround by your insurance company, our lawyers are here to extend a helping hand to you.

Call our experienced disability insurance staff toll-free at 877-244-9331 or visit our website at www.grabhornlaw.com for a free consultation.
Main Office

Main Office
2525 Nelson Miller Parkway, Suite 107
Louisville  KY  40223

Phone
  • (502) 244-9331 or (877) 244-9331
Fax
  • (502) 244-9334

Fees

Free Initial Consultation?

We provide a free initial consulation.

Services Offered For Fixed Fees?

We offer both hourly or contingent fee arrangements to each potential client. The client makes the decision as to which arrangment best meets their needs.

Long Term Disability
Grabhorn Law specializes in helping people denied long term disability insurance benefits or whose benefits have been terminated. If you need help with a claim, appeal, or lawsuit, we can help you with your insurance or ERISA claims.
Long Term Disability Insurance - ERISA - Insurance Bad Faith

Michael D. Grabhorn, CLU ChFC has over 20 years experience working in the insurance industry. He has first-hand experience in how the insurance industry operates, from the sale and underwriting of the insurance policies to the administration (and all too often denial) of claims.

During the course of his insurance work, Mr. Grabhorn received several professional credentials, including the coveted CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations. In addition, Mr. Grabhorn was a sought after speaker and instructor for new, as well as experienced agents - providing training for all of the major insurers and brokerage firms.

In 2004, Mr. Grabhorn founded Grabhorn Law - a law firm dedicated to assisting individuals with their insurance and ERISA claim denials and appeals, benefit terminations, and litigation. Since that time, Mr. Grabhorn has assisted insureds across the country in recovering insurance benefits (notably Long Term Disability insurance) that were improperly denied or terminated.

Unlike many firms claiming to understand the insurance industry, Grabhorn Law's experience is unique and set it apart. Grabhorn Law will not only pursue claims and appeals, but will also litigate - having done so successfully on numerous occasions. This includes not just filing a lawsuit, but being willing to litigate a case to its conclusion.

***** When considering a disability attorney, ask them how many cases they have actually litigated. Ask them to provide you with the name of a case in which they obtained a favorable result - a case they actually litigated. Grabhorn Law will be happy to do so. *****

In addition to his significant experience in the insurance industry, Mr. Grabhorn and his staff are recognized by their peers for their experience in handling ERISA cases (ERISA is the federal law that governs the majority of long term disability claims). Mr. Grabhorn is a regular contributing writer for the Employee Benefits Law, the primary resource for employment benefit attorneys (published with annual updates by the ABA Section of Labor and Employment and BNA Books).

Grabhorn Law handles cases nationwide, both small and large, representing individuals with claims ranging from $100 a month to $20,000 per month in disability benefits and involving all of the major disability insurance companies (including, Cigna, Hartford, Liberty, Lincoln, Met Life, Mutual of Omaha, Prudential, Unum)

Grabhorn Law offers a free initial consultation to evaluate how best we can assist you. Whether you need assistance in the claims process, the appeals, process or the litigation process, Grabhorn Law can help you.

Whether you have only recently become disabled and need help filing a claim, or you have already filed a claim and have been given the runaround by your insurance company, our lawyers are here to extend a helping hand to you.

Call our experienced disability insurance staff toll-free at 877-244-9331 or visit our website at www.grabhornlaw.com for a free consultation.

How did your firm decide on the primary area of practice(s)?

After spending over 15 years in the insurance industry, working with the sale, underwriting and claims of long term disability insurance, Michael Grabhorn, CLU ChFC made the decision to start Grabhorn Law.

In 2004 the firm opened it doors with the sole purpose of helping individuals who had been denied their insurance and ERISA benefits. Since that time, Grabhorn Law has maintained this focus - helping individuals across the country recover the insurance and ERISA benefits they had been wrongfully denied.

What experience or education distinguishes your lawyers from others

Pursuing a long term disability insurance or ERISA claim requires experience. This area of law is highly specialized, requiring attorneys to have significant experience. It is not an area in which to take an occasional case.

At Grabhorn Law, our primary focus is ERISA and insurance benefits. We regularly handle long term disabilty claims, both under state insurance law as well as ERISA (federal law). As a result, we have a significant advantage (learning curve) over your typical attorney.

In addition to our legal experience, we have a wealth of experience having worked in the insurance industry for over 20 years. This experience gives Grabhorn Law a significant edge over your typical attorney. We know how to read the insurance policies. We know what the insurer does not want to tell you. We know how the process works.

***** Ask your potential attorney to explain why ERISA applies to some insurance policies, and not to others. The answer will affect not only how your claim proceeds, but what damages you can recover. *****

What distinguishes your law firm from others?

While a majority of lawsuits will settle at some point in time, if your attorney is not willing to litigate your case to its conclusion, the insurance companies will know this and use it to drive down the settlement value of your case.

At Grabhorn Law, we have actually litigated long term disability insurance and ERISA claims - obtaining favorable judgments for our clients. Having dealt with all of the major insurance companies, we have a reputation of being willing to litigate your case as long and as far as it takes.

***** Ask your potential attorney the name of the last published decision they obtained for a client. We're happy to provide the name of all of our published cases. *****

Michael Grabhorn, CLU ChFC

Michael Grabhorn is one of the country's leading insurance and ERISA attorneys.

With over 20 years experience in the insurance industry, not only is Mr. Grabhorn an experienced ERISA and insurance litigator, he also has intimate knowledge and experience into the insurance industry - notably long term disability insurance. This experience sets him apart from other attorneys. With his combined insurance and legal experience, Mr. Grabhorn is able to better address your claims.

Mr. Grabhorn is recognized by his peers as a leading advocate for individuals who have been denied long term disability benefits, including where disability benefits have been terminated. He has successfully assisted individuals with their claims and appeals, involving both ERISA and insurance benefits. More importantly, he has actually litigated cases both in state and federal courts across the country - recovering benefits for his clients, as well as improving the law for individuals.

***** Ask your potential attorney the name of the last published decision they obtained for a client *****

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