David J. Edgar

Dedicated to protecting your rights and interests

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Firm Overview

For 37 years, David J. Edgar, Attorney at Law has dedicated his neighborhood full-service law firm to meeting the legal needs of individuals and small businesses in Houlton, Maine in a focused, friendly and professional manner.

Mr. Edgar cares about the people who come to him for legal help whether they are drowning in debt and seek to file for bankruptcy, want to protect family and assets with a valid estate plan or need Social Security Disability benefits. Mr. Edgar strives to resolve your legal issues quickly, no matter how complex they are. He guides you through every step of the legal process until your case is resolved.

David J. Edgar, Attorney at Law offers diligent representation in the following areas:

-Social Security and disability Mr. Edgar leads you through the bureaucratic maze of the Social Security Administration to get you the benefits you need when you are disabled.
-Consumer bankruptcy Mr. Edgar helps to determine if bankruptcy is the best route for you. If so, he helps you file for Chapter 7 bankruptcy under the Bankruptcy Code. Bankruptcy law requires you to get credit counseling and take a financial management course as part of your filing. He can recommend where you can get these courses.
-Estate planning and Probate. Regardless of the size or complexity of your estate, Mr. Edgar can assist with wills, trusts, irrevocable trusts, guardianships, living wills, powers of attorney, estate planning, estate tax planning and all probate matters.
-Criminal law and traffic violations There is a lot at stake if you are convicted. Mr. Edgar fights your criminal charges, including misdemeanors, felonies, operating under the influence (OUI) and traffic violations, to protect your freedom.

Proudly serving clients in Aroostook, Washington and Penobscot Counties:
David J. Edgar, Attorney at Law represents individuals and small businesses in Houlton and throughout Aroostook, Northern Washington and Northern Penobscot Counties in Maine.
Main Office

Main Office
23 Court Street
Houlton  ME  04730

Phone
  • 207-532-2255
Fax
  • 207-532-0820
Bankruptcy
Providing solutions to overwhelming debt
Especially in our poor economy, where jobs are unavailable or pay significantly less than previously, mounting debt can begin to feel unmanageable and overwhelming. David J. Edgar, Attorney at Law brings the knowledge and skill he has acquired during 37 years of legal practice to help you take control of your debt so you can take control of your life.

Skilled in debt analysis:
Mr. Edgar truly listens to your needs and thoroughly analyzes your case to determine if bankruptcy offers the most effective way to ease your financial burden. He reviews your debts, income and expenses and explains the ultimate impact bankruptcy would have on your family, business, home and future credit. He answers all your questions about the bankruptcy process and the outcomes you should expect. His compassionate approach to bankruptcy leaves no surprises.

Reprieve through automatic stay:
Creditors' aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you file for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. Even before you file your attorney can help deal with your creditors so you most or all of those annoying collection efforts.

Your bankruptcy options in Maine:

Chapter 7 bankruptcy:
If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy is available to provide relief from your debts through liquidation of your assets. Because many household and personal items are exempt from bankruptcy liquidation, you can make a fresh start with limited disruption to your life.

Chapter 11 bankruptcy:
If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan. The Chapter 11 option helps you escape debt without losing the business you struggled so hard to build.

Chapter 13 bankruptcy:
Chapter 13 bankruptcy enables you to prevent your lender from foreclosing on your home. If you and your spouse have substantial incomes, but sudden illness, job loss or another unexpected circumstance has interfered with your ability to pay your debts, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts.
Commercial Real Estate
Please contact David J. Edgar for representation in Commercial Real Estate.
Please contact David J. Edgar for representation in Commercial Real Estate.
Debt Settlement
Mr. Edgar truly listens to your needs and thoroughly analyzes your case to determine if bankruptcy offers the most effective way to ease your financial burden.
He reviews your debts, income and expenses and explains the ultimate impact bankruptcy would have on your family, business, home and future credit. He answers all your questions about the bankruptcy process and the outcomes you should expect. His compassionate approach to bankruptcy leaves no surprises.
Estate Planning
Whether you're planning the parameters of your future medical care or establishing support for loved ones upon your death, David J. Edgar, Attorney at Law can help with all aspects of trusts and estates issues.
You work hard for your family, so knowing that you have planned for their long-term well-being and financial security can bring you comfort. Mr. Edgar thoroughly analyzes your estate and strategizes the best means of transferring your assets, minimizing taxes, establishing guardianship for your children, caring for your pets, supporting personal philanthropic causes and protecting your loved ones.
Landlord and Tenant
Please contact David J. Edgar for representation in Landlord and Tenant matters.
David J. Edgar is experienced in representing both Landlords and Tenants in Eviction Matters. He can help Landlords negotiate the maze of legal requirements and ensure that all legal notice requirements are met, and, if necessary, represent you through the court proceedings.

If you are a tenant facing eviction, he can advise you as to your options and analyze any Termination Notices you receive to determine if they comply with the law. If you are involved in court proceedings, he can protect your rights and negotiate to ensure that the eviction has the least impact on you and your family as possible.
Probate
Probate follows what is typically a painful emotional loss. Mr. Edgar is knowledgeable and meticulous and has 36 years of experience in probate law.
He knows how to ease the stress of probate by guiding executors and beneficiaries.

Most executors have rarely if ever probated a will and know little about the process. Mr. Edgar can guide you through the complex probate process, including:
-Filing the will with the Maine probate court
-Developing the best strategy for fairly and expeditiously probating the estate
-Finding and collecting assets
-Closing and opening bank accounts
-Transferring assets from the deceased to the estate
-Paying estate taxes
-Valuing, managing, preserving and liquidating the estate
-Locating beneficiaries
-Hiring experts, when appropriate

Probate Disputes
Even in apparently straightforward estate cases, there are sometimes disputes between beneficiaries. Mr. Edgar's professional courtroom presence can calm the emotionally-charged process of probating a challenged will or disputed executor or judicial decision. When it is in the best interests of a client to preserve cordial familial relationships, he is adept at mediating these disputes. When necessary, he assertively defend the client's beneficiary rights within the Maine probate court.
Real Estate
Please contact David J. Edgar for Real Estate Representation.
Please contact David J. Edgar for Real Estate Representation.
Social Security Disability
A lawyer familiar with the Social Security claims process can be invaluable to you as you file for disability benefits. Mr. Edgar can explain the claims process and help you secure your benefits.
How the Social Security Administration defines disability

In order to qualify for Social Security disability benefits, it is not enough for your doctor to declare you disabled. The Social Security Administration (SSA) defines a disability as an inability to engage in any substantial gainful employment activity by reason of a medically determinable physical or mental impairment that:
-Can be expected to result in death, or
-Has lasted or can be expected to last for a continuous period of 12 months or more.

Some conditions that may qualify as disabilities under these definitions include:
-Total blindness
-Total deafness
-HIV infection
-Cerebral palsy
-Down syndrome
-Muscular dystrophy
-Severe mental retardation
-Birth weight below 2 pounds, 10 ounces

Effect of your earnings history on SSA program eligibility

Your employment history and your ability to work affect your eligibility for the following government-sponsored disability benefit programs:
-Social Security Disability Income (SSDI): An applicant who is seeking SSDI disability benefits is required to have contributed to the Social Security fund through employment-based taxes long enough to be considered fully insured and recently enough to have secured disability insured taxes.
-Supplemental Security Income (SSI): The government grants SSI benefits to adults with limited income or resources and children based in part on household income. The SSI program involves work incentives and exclusions that are beneficial to lower income households.

How to handle a Social Security claim delay or denial

Do not give up if you were turned down for Social Security disability benefits or if your claim has been delayed. Many claims are denied based on a technicality because you did not state your disability correctly or failed to provide an adequate medical record to support your claim. David J. Edgar, Attorney at Law is familiar with what it takes to secure benefits and can help you with re-filing your claim or filing for reconsideration.
SSDI
A lawyer familiar with the Social Security claims process can be invaluable to you as you file for disability benefits. Mr. Edgar can explain the claims process and help you secure your benefits.
How the Social Security Administration defines disability

In order to qualify for Social Security disability benefits, it is not enough for your doctor to declare you disabled. The Social Security Administration (SSA) defines a disability as an inability to engage in any substantial gainful employment activity by reason of a medically determinable physical or mental impairment that:
-Can be expected to result in death, or
-Has lasted or can be expected to last for a continuous period of 12 months or more.

Some conditions that may qualify as disabilities under these definitions include:
-Total blindness
-Total deafness
-HIV infection
-Cerebral palsy
-Down syndrome
-Muscular dystrophy
-Severe mental retardation
-Birth weight below 2 pounds, 10 ounces

Effect of your earnings history on SSA program eligibility

Your employment history and your ability to work affect your eligibility for the following government-sponsored disability benefit programs:
-Social Security Disability Income (SSDI): An applicant who is seeking SSDI disability benefits is required to have contributed to the Social Security fund through employment-based taxes long enough to be considered fully insured and recently enough to have secured disability insured taxes.
-Supplemental Security Income (SSI): The government grants SSI benefits to adults with limited income or resources and children based in part on household income. The SSI program involves work incentives and exclusions that are beneficial to lower income households.

How to handle a Social Security claim delay or denial

Do not give up if you were turned down for Social Security disability benefits or if your claim has been delayed. Many claims are denied based on a technicality because you did not state your disability correctly or failed to provide an adequate medical record to support your claim. David J. Edgar, Attorney at Law is familiar with what it takes to secure benefits and can help you with re-filing your claim or filing for reconsideration.

David J. Edgar

Member

Since establishing his local practice in 1976, David Edgar has developed an innovative approach to analyzing problems and offering legal advice from various perspectives. He is a hands-on counselor assisted by a paralegal as well as state-of-the-art computer research and data recovery resources.

The firm is one of the only full-service firms in the area and focuses on personal injury. Mr. Edgar is on the County Open Committee and was on the board of the Aroostook Mental Health Center for 20 years.

Practice areas:
-Probate
-Trusts and estates
-Civil practice
-Criminal law
-Real estate
-Personal injury
-Social Security
-Corporate law
-Bankruptcy
-Guardianship and conservatorship

Bar admissions:
-Maine, 1976
-U.S. District Court, District of Maine, 1976

Honors:
BV Distinguished Peer Review Rated by Martindale-Hubbell a widely respected mark of achievement signifying quality legal work, professionalism and solid ethical standards

Education:
-J.D., Boston University, 1976
-A.B., cum laude, Boston University, 1973

Professional associations:
-Aroostook County Bar Association (past president)
-Maine State Bar Association

Approved attorney:
First American Title Insurance Co.
Commonwealth Land Title Insurance Company

Reference:
Key Bank of Maine

Biography:
Born in Hartford, Connecticut
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