Apple Law Firm PLLC

Apple Law Firm PLLC

Bankruptcy, Foreclosure Defense, Estate Planning, Family Law, Personal Injury , Asset Protection, Probate, and Guardianship

Firm Overview

FLORIDA BUSINESS LAW: I prefer Florida Breach of Contract cases and Florida non-compete agreement cases. Most non-compete cases involve Florida Non-Solicitation Agreements. Many of these agreements can be negotiated to find a workable solution for the employee and employer. Often the main contention is the validity of the Florida restrictive covenant. We help our clients resolve issues in a timely and cost effective method.

FLORIDA ELDER LAW: I work with individuals to do effective Florida Medicaid Planning. This process involved using Medicaid Asset Test and Medicaid Income Test. We often use tools like the Florida Enhanced Life Estate Deed and Qualified Income trusts or Miller trusts to resolve compliance issues and avoid Probate and potential Medicaid claims. We help our Elder law clients obtain benefits and preserve their assets for their spouse and family.

I prepare estate planning documents for individuals with modest to large estates. I find each family has its own unique dynamics and like to help families achieve their goals through proper planning. A Florida Estate Plan should include Durable Power of Attorney, a Combination Living Will, Designation of Healthcare Surrogate, & HIPAA release, a Florida Will or Florida Pourover will. In addition may individual but not all can benefit from a Florida Revocable Trust or Florida Living Trust. As the net worth of the families or individuals increases we use specialized tools to reduce or eliminate probate fees, and estate taxes. I like to approach Estate Planning with an eye towards Asset Protection. In larger plans we often separate liabilities and block them in to a busines

Main Office
3733 University Boulevard West
Suite 212B
Jacksonville  FL  32217
  • (904) 685-1200
  • (904) 875-4081


Free Initial Consultation?
Most areas of practice have a free initial consultation. Non-compete and some business litigation issues have a $100 initial consultation for the first 30 minutes.
Services Offered For Fixed Fees?
I find that when possible, my clients tend to like fixed price services. As long as everyone is honest and there are no substantial surprises, everyone is happy. Many situations involving litigation must be done on an hourly basis because of the large variations on services that can be preformed.
Hourly Rates
$200 - $250 depending on the work.

WillMaker Document Review:

For reviewing both wills and living trusts I charge $99.

Office Information

Office Hours
Monday through Friday
9:00 a.m. to 5:00 p.m.
7 days a week by iPhone.
Office Manager
Office Manager/Assistant: Beth Goldman/Jennifer Wheat
Emergency After Hours
Estate Planning
Florida Estate Planning and Asset Protection are a primary focus of our Jacksonville based law firm Our Estate Planning Law firm is designed to help you understand and achieve your estate planning needs and desires.

We believe that estate planning is not solely about documents, but about results! Too often estate planning is equated with wills, trusts, durable powers of attorney and other legal documents. While it is true that documents are necessary to achieve a client's estate planning goals, the estate planning process consists of much more than just the routine preparation of documents. The estate planning process involves: setting and defining goals; becoming familiar with the legal terms, tools and basic estate tax rules; gathering the necessary information; and finally designing, drafting, and implementing a customized estate plan that achieves individually tailored results.

In determining your individual estate planning goals we are actually create documents that define a set of detailed instructions for your family, friends, and trusted associates to follow. Many estate plans are created for the sole purpose of avoiding probate. While this is sometimes reason enough to justify the creation of an estate plan there are far more important issues to deal with in the documents. Once of these is preparing and planning for incapacity or death. One of the last things we want to do is create a situation where our family and ultimate beneficiaries can take care of us in the event we need someone to do so. Many plans create problems and conflicts between our children. It is important to understand the family dynamics and design systems that work in our family dynamics. The instructions in the plan should strengthen trust and relationships between your family members and not create conflicts.

If a client is to be comfortable with any estate plan there should be a high level of understanding. Therefore, we believe that an important step in the estate planning process is to help the client become familiar with the terms, tools, and tax laws involved. This involves explaining fairly sophisticated estate planning concepts in a manner that is easy to understand. We often use drawings and flowcharts to help explain these concepts. Usually these drawings are included in the client's Estate Planning Portfolio.

In order to properly proceed with the estate planning process, the client must gather the necessary information on who will be involved in the various aspects of the plan as well as financial information to determine what are the needs of the family. One of the first steps is to request and complete an Estate Planning Intake form. This document should be completed prior to the initial meeting.
Once we determine the family and financial dynamics, we design, draft, and implement the actual estate plan. Today any lawyer can pull forms our of a form book and draft a generic estate plan. Often these documents are passed off as a customized estate plan. Each part of your estate plan should be designed with your individual needs in mind. We often work with your financial advisers, insurance representatives, and CPAs to understand your specific needs and objectives. Our Florida Estate Plans are drafted to your specific needs.

Many firms stop when the documents are drafted and signed, but if not properly implemented they will not achieve the desired results. It is important to make sure that property be titled properly and beneficiaries must be properly designated on life insurance, retirement plans and other items transferred at death by way of beneficiary designations . We believe that this is an essential step that should not be left solely up to the client.

Florida Estate Planning Lawyer Blog
NFA Gun Trust Lawyer Blog
Jacksonville Criminal Defense Lawyer Blog
Florida Foreclosure Defense Lawyers Blog
Jacksonville Divorce Attorney Blog
Jacksonville Bankruptcy Lawyer Blog
Jacksonville Personal Injury Lawyer Blog
The Jacksonville Bankruptcy Lawyers and attorneys at Apple Law Firm help consumers reduce or eliminate their debt under the protection of the federal bankruptcy court.
Jacksonville Bankruptcy Lawyer

Jacksonville bankruptcy lawyer

The Jacksonville Bankruptcy Lawyers and attorneys at Apple Law Firm help consumers reduce or eliminate their debt under the protection of the federal bankruptcy court. We are located in Duval county, but offer services to clients in Duval, Clay, St. Johns and all of north Florida Our Jacksonville Bankruptcy Attorneys and lawyers can help with a liquidation or reorganization of your debt Though Chapter 7, Chapter 11, and Chapter 13 of the Federal Bankruptcy code.

We can help you understand:

What a Jacksonville bankruptcy lawyer can do for you?
What are the limitations of bankruptcy are in Florida?
What assets are at risk in a Florida Bankruptcy?
Which assets are not at risk in a Florida Bankruptcy?
If your income can be garnished by creditors?
Whether you home is at risk of loss?
How you can save your home and stop a foreclosure or sale of your home by the bank using Bankruptcy and non-bankruptcy techniques?
Which types of bankruptcy are right for you in Jacksonville?
What special provisions are available for Florida residents in Bankruptcy?
What property will you be able to keep in a Florida Bankruptcy?
What needs to be done prior to filing a bankruptcy in Jacksonville?
What credit counseling is required?
What you can own after bankruptcy in Jacksonville?
How often or for what issues you may have to go to bankruptcy court?
What will happen to your credit?
How to stop collection efforts, or protect yourself from other lawsuits by filing a Florida Bankruptcy.
Which debts are secured and which are not secured?
What the process is to keep assets that are unsecured or secured? and
How to keep creditors from bothering you or attempting to collect on debts covered by the bankruptcy?

We aggressively pursue violations of the automatic stay to help you recover damages.
Florida Estate Planning Lawyer Blog
NFA Gun Trust Lawyer Blog
Jacksonville Criminal Defense Lawyer Blog
Florida Foreclosure Defense Lawyers Blog
Jacksonville Divorce Attorney Blog
Jacksonville Bankruptcy Lawyer Blog
Jacksonville Personal Injury Lawyer Blog
Why Should I Fight a Florida Foreclosure Lawsuit?

In you live in Jacksonville and are served with a Jacksonville Foreclosure on your property your options will be limited. Remember that once you have been served the court you only have 20 days
Traditional options include:
1. Reinstating your mortgage through negotiation
2. Filing a Florida Bankruptcy with a Jacksonville Bankruptcy Lawyer
3. Selling the property to pay off the loan
4. Turning the home over to the mortgage company and dealing with the extra fees and the negative equity in the property.
5. Using the techniques of a Jacksonville Foreclosure Defense Lawyer to defend the foreclosure.

A Jacksonville or Florida Foreclosure Lawyer can help in the event that a foreclosure lawsuit if filed against your property in Florida. These legal proceedings can create a hardship for most families in Florida. Our Foreclosure lawyers can help defend your property rights and stop or delay the bank from taking your home or property whether you are in Jacksonville or the surrounding counties of Duval, Clay, Nassau, or St. Johns.

Our Free Florida foreclosure defense review includes reviewing your mortgage documents, the note, all bank disclosures and any legal documents necessary to determine what your options are and how you can protect your real estate from being taken away.

Its best to review your options before a foreclosure in Florida starts but even after the action is filed it may not be to late to save your home.

Timing is very important and once you are served foreclosure papers for property located in Florida . You must act quickly to preserve your rights. Even if your home is to be sold in a few days it may be possible to stop the sale and allow you to stay in possession of your home. We offer both bankruptcy options and non-bankruptcy options for foreclosures in Florida - Jacksonville Bankruptcy Lawyer pages for more information on how a Bankruptcy Lawyer in Jacksonville can help you with a Foreclosure in Jacksonville and other debts.

You can also check out the Florida Foreclosure Defense Lawyers Blog for more news and information on Foreclosures defense in Jacksonville, Florida, and around the country.

Florida Estate Planning Lawyer Blog
NFA Gun Trust Lawyer Blog
Jacksonville Criminal Defense Lawyer Blog
Florida Foreclosure Defense Lawyers Blog
Jacksonville Divorce Attorney Blog
Jacksonville Bankruptcy Lawyer Blog
Jacksonville Personal Injury Lawyer Blog

How did your firm decide on the primary area of practice(s)?

I have a strong business background, love helping people build successful enterprises, and made business and personal decisions with an eye toward asset protection and preserving wealth. I guess I was involved in this area of the law for 20 years before going to law school.

What is your firm's point of view regarding clients educating themselves on legal issues?

I believe that an educated client can avoid many legal disputes by communicating effectively with the adverse party prior to the commencement of litigation.

Is your firm willing to review documents prepared by clients?

I often review client prepared documents and make suggestions to clear up or deal with situations that have not been considered.

Is your firm willing to coach clients who want to represent themselves?

I often talk with clients pre-litigation to help them increase the effectiveness of their communications and avoid long-term disputes and litigation. Once an impasse has been reached, clients need to hire a professional to represent their interests.

David Goldman

My strengths center on understanding my clients and their needs. I often recognize problems and can address them even prior to the clients knowing they exist. This is because I have 20 years of real world entrepreneurial business experience and real world situations to use as a reference tool. I make many mistakes in business and I hope to use my knowledge to help others avoid making the same mistakes I made. When settlements are involved, I involve CPA's and accountants early so that settlements can be structured to maximize tax benefits. To often in my previous business experiences, the accountant was asked after it was to late to make a significant change. There are several times when I could have reduced my tax liability from a settlement with a minor change to the agreement.

Personal interests:

I love spending time with my family, traveling, water skiing, boating. I enjoy and utilize technology on a daily basis. I spend time with local businesses helping them build more efficient and profitable businesses.

Florida Estate Planning Lawyer Blog
NFA Gun Trust Lawyer Blog
Jacksonville Criminal Defense Lawyer Blog
Florida Foreclosure Defense Lawyers Blog
Jacksonville Divorce Attorney Blog
Jacksonville Bankruptcy Lawyer Blog
Jacksonville Personal Injury Lawyer Blog
  • Bar Number: 39008
    Florida , 2007
  • Florida Coastal School of Law
    J.D. , 2006
    Jacksonville, FL
    5 Book Awards
  • UOP
    BS is Business and Ecommerce , 2003
    Phoenix, AZ

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