Curry Advisors,A Professional Law Corp.

Looking for an Experienced and Efficient Business Bankruptcy Attorney in Southern California?

Contact Us

Firm Overview

Business bankruptcy, creditors' rights & business litigation law firm has the skills to help you win
We can help. With more than 20 years of legal experience, Curry Advisors assists individuals and businesses with a variety of debtor/creditor issues and litigation matters. We advise debtors regarding their rights and obligations in relation to their creditors, and we assist debtors in dealing effectively with their obligations, whether through negotiated settlements or litigation. We help secured and unsecured creditors determine the most efficient strategy for realizing value from the obligations owed to them, taking into account the particular circumstances and likely response by the debtors. We effectively handle all types of business litigation, simple and complex. Whether representing debtor or creditor, plaintiff or defendant, we work closely with you to achieve a cost-effective resolution.

We assist, counsel and represent debtors, creditors and committees in all matters involving debtor-creditor relationships, and we represent parties to business litigation, including in connection with the following:
-Chapter 11 reorganizations (including personal Chapter 11 cases)
-Chapter 7 liquidations
-Assignments for the benefit of creditors
-Out-of-court workouts and restructurings
-Debt counseling
-Prosecution and defense of bankruptcy-related litigation, including litigation involving preferences, fraudulent conveyances, dischargeability issues, intellectual property rights, asset sales and the automatic stay
-Bankruptcy Appeals
-Non-bankruptcy litigation involving collections, receiverships, attachments, foreclosures, business and contract disputes, and rights under the Uniform Commercial Code
Main Office

Main Office
525 B Street
Suite 1500
San Diego  CA  92101

Phone
  • 619-238-0004
Business
San Diego Business Bankruptcy Lawyer
Helping you find debt relief
Filing for bankruptcy is an important decision that has significant implications for your life. But when mounting debt begins to feel unmanageable, bankruptcy can provide relief. Curry Advisors helps you decide whether filing for bankruptcy is the most effective way for you to take control of your debt.

The most important thing to do is not to wait until it's too late. We have found that a critical factor in helping a company or an individual through difficult financial situations is ensuring the client fully understands the tools at his, her, or its disposal to fix those problems at the earliest signs of trouble. Bankruptcy, in the right circumstances, can be used to help struggling businesses not only to survive, but to emerge stronger and more competitive. That is why we help our clients evaluate the risks, benefits and implications of not just a bankruptcy filing but various other alternatives.

We first perform a careful analysis of your business' complete financial and operational situations, and then provide you with a range of possible solutions. Our objective is to give you the information you need to make informed choices about the range of strategies that can be used to address business insolvency, whether that strategy includes asset liquidations, non-judicial workouts, receiverships, restructurings, assignments for the benefit of creditors, bankruptcy, or some combination of these approaches. Contact us today to find the right solution for your business.

We can help you with:
-Workouts
-Chapter 11 business bankruptcy (entities and individuals)
-Dissolution of a business and business Chapter 7 bankruptcy

Workouts
For many businesses, a lack of liquidity or inability to grow due to creditor demands keeps them from successfully resolving their financial problems. As banks and other creditors begin to call loans due, clients begin to have difficulty juggling between them. As these businesses' cash dries up, so does their ability to keep their creditors content. Once liquidity becomes an issue, clients do not have the time or know-how to work with creditors to restructure the debt into a more manageable plan and run their businesses at the same time.

We begin by analyzing a client's financial situation from the top down. We review the client's financial information to determine their current financial position. We then analyze the client's debt from all aspects, including:
How much debt they owe
The type of debt and its aggregate amount
The urgency associated with particular debts
Any inchoate (hidden) problems that the client might not realize

After conducting this analysis, we then begin negotiating with the client's creditors to restructure their debt so that they can more effectively run their business while meeting financial obligations.

In some cases, the problems with a business may be just as much internal to the business as external to it. In these cases, we guide our clients through a complete restructuring of their business from the top down. Often, this allows the client to accomplish the same goals as would be accomplished through a debt restructuring or a Chapter 11 bankruptcy, but with the added benefit of having a business rebuilt from the inside out to avoid the recurrence of many problems in the future.

To the extent that negotiation or restructuring of the business has been or will be unsuccessful, a Chapter 11 bankruptcy or dissolution of the business may be an option. If you're ready to speak with a professional, contact us online or at 619-238-0004.

Chapter 11 business bankruptcy
In some cases, bankruptcy reorganization is the best solution. For businesses, this typically means a Chapter 11 bankruptcy. There are many reasons why a client may need to file a Chapter 11 bankruptcy. Most often, this is because a client's creditors have become so aggressive that no negotiation will stop them from taking damaging collection action or the client has allowed the problem to develop to a point that drastic action is needed to prevent the loss of cash or property.

Chapter 11 is the chapter of the U.S. Bankruptcy Code that governs the process of reorganization under the bankruptcy laws of the United States. Alternatively, Chapter 7 governs the process of a liquidation bankruptcy. The purpose of a Chapter 11 bankruptcy case is generally to permit the rehabilitation and reorganization of the debtor's business. The Bankruptcy Code allows the debtor to accomplish this task by creating an "automatic stay" that prevents creditors from taking collection action against the debtor, including filing lawsuits, obtaining judgments, collecting on levies and garnishments, and other actions that could damage the business.

Todd Curry

Practice areas
-Bankruptcy law (non-consumer, business-related)
-Creditors' rights
-Business litigation

Admitted
-California, 1990
-Nevada, 2000

Education
-University of San Diego, J.D., 1990 (magna cum laude)
-University of California San Diego (Revelle College), B.A. Economics, 1987 (cum laude, Phi Beta Kappa)

Recognition
-AV Preeminent Peer Review Rated by Martindale-Hubbell, the highest recognition possible in the legal industry for professionalism and ethics

Associations & memberships
-State Bar of California
-State Bar of Nevada
-San Diego Bankruptcy Forum (Board of Directors 2004-2006)
-San Diego County Bar Association

Biographical details
Executive Editor, San Diego Law Review, 1989-1990. Author: "The Deductibility of Punitive Damages as an Ordinary and Necessary Business Expense: Reviving The Public Policy Doctrine," 26 San Diego Law Review 351 (1990). Board of Directors, San Diego Bankruptcy Forum, 2004-2006.

Cases
-In re Lochmiller Indus., Inc. 178 B.R. 241 (Bankr. S.D. Cal. 1995)
Education
  • University of San Diego
    Juris Doctorate
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