Compliance Counsel. P.C.

Fairfax Foreclosure Attorney. Compliance Counsel is a nationally respected legal and regulatory firm successfully representing institutions and consumers in foreclosure defense, litigation, transactional and deficiency judgments.

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Firm Overview

We Are Different
Throwing some paper at the court to cause a delay is NOT what we do. We take the loan and the foreclosure case apart, piece by piece. We analyze each case independently and prepare a strategy that is consistent with the client's objectives. Litigation often becomes necessary to prevent or rescind foreclosure, and, in many cases, force lenders to settle our case with a loan modification.

We recognize that many general practice lawyers are looking to jump into foreclosure defense litigation. What makes us different? We are not general practice attorneys. We are mortgage banking attorneys and Compliance Counsel has been a mortgage banking law firm since its inception in 2005. Compliance Counsel's legal acumen and deep subject matter expertise in the mortgage banking industry allows our firm to fully analyze a client's case in consideration of the complexities of state and federal mortgage banking laws, and to litigate based on fundamental arguments and understandings of the mortgage banking industry and securitization process, the tenets of foreclosure defense litigation.

Successes
An 87 year-old homeowner came to our firm for help after she was foreclosed upon. She lived in her home for over thirty years and after a long and exhausting loan modification process, she was promised a modification. Her mortgage servicer gave her only a few days to return the signed modification but, given the February snow storm, she was unable to return the agreement in the time demanded. The lender foreclosed on her home anyways. Compliance Counsel filed a lawsuit in Court against her lender and, to avoid further litigation, her lender has agreed to suspend all action pending negotiations for the modification she has been asking for nearly two years.

This story is one of many successful resolutions we have come to with various lenders. We have stopped countless foreclosure sales and have come to settlements that result in a loan modification, even when a foreclosure sale has occurred. This is the most ideal scenario for the client and lender. The client stays in their home with peace of mind, and the lender obtains a once-again productive loan. Even if the client's goal is something other than loan modification (more time in the home, a short sale, etc.), we have successfully negotiated other forms of settlement as well.

Can We Help?
Ask yourself these questions:
Did you ask your mortgage company for help, but all you are being told is that you are still in review for a loan modification as you go deeper in deeper in debt or delinquency?
While you were in loan modification review, did the lender schedule you for a foreclosure sale?
Did the lender foreclose on you after you successfully made all of your trial payments?
Did your Lender tell you that they can't do anything to help until you are in default?
Did your mortgage company force you into default by failing to properly apply payments, refuse payments, or add unwarranted fees and/or junk fees?
Have you been foreclosed on and are you still in your home?

If you are anxious, angry, or without hope and don't know what to do next or where to turn, we can help. We will analyze your situation and tell you what alternatives are available for your case. We will be honest about your options, not steer you into any direction, and clearly explain the ever-changing legal landscape of foreclosure defense.
Main Office

Main Office
11320 Random Hills Road, Suite 540
Fairfax  VA  22030

Phone
  • 703.261.7097
Fax
  • 703.891.9547
Foreclosure
FAIRFAX FORECLOSURE ATTORNEY
Firm Summary

Fairfax Foreclosure Attorney. Compliance Counsel is a nationally respected legal firm successfully representing consumers in foreclosure defense,loan modifications, litigation, and deficiency judments.
We Are Different.
Throwing some paper at the court to cause a delay is NOT what we do. We take the loan and the foreclosure case apart, piece by piece. We analyze each case independently and prepare a strategy that is consistent with the client's objectives. Litigation often becomes necessary to prevent or rescind foreclosure, and, in many cases, force lenders to settle our case with a loan modification.

We recognize that many general practice lawyers are looking to jump into foreclosure defense litigation. What makes us different? We are not general practice attorneys. We are mortgage banking attorneys and Compliance Counsel has been a mortgage banking law firm since its inception in 2005. Compliance Counsel's legal acumen and deep subject matter expertise in the mortgage banking industry allows our firm to fully analyze a client'™s case in consideration of the complexities of state and federal mortgage banking laws, and to litigate based on fundamental arguments and understandings of the mortgage banking industry and securitization process, the tenets of foreclosure defense litigation.

Successes
An 87 year-old homeowner came to our firm for help after she was foreclosed upon. She lived in her home for over thirty years and after a long and exhausting loan modification process, she was promised a modification. Her mortgage servicer gave her only a few days to return the signed modification but, given the February snow storm, she was unable to return the agreement in the time demanded. The lender foreclosed on her home anyway. Compliance Counsel filed a lawsuit in Court against her lender and, to avoid further litigation, her lender has agreed to suspend all action pending negotiations for the modification she has been asking for nearly two years.

This story is one of many successful resolutions we have come to with various lenders. We have stopped countless foreclosure sales and have come to settlements that result in a loan modification, even when a foreclosure sale has occurred. This is the most ideal scenario for the client and lender. The client stays in their home with peace of mind, and the lender obtains a once-again productive loan. Even if the client'™s goal is something other than loan modification (more time in the home, a short sale, etc.), we have successfully negotiated other forms of settlement as well.

How did your firm decide on the primary area of practice(s)?

The housing crisis of 2008 brought significant challenges. As a respected mortgaqe banking law firm, Banks,mortgage companies,realtors,non-profit agencies all began referring homeowners that they were unable to help try to save their homes and obtain more affordable mortgage payments. With more than 20 years combined experience, our legal professionals have fully dedicated their time and resources to helping homeowners protect their financial interests. Now, we are charting a new course for homeowners.

What experience or education distinguishes your lawyers from others

Ms. Roudybush has worked hard to position the firm as a national leader on mortgage banking, foreclosure and housing issues. Ms. Roudybush has served as General Counsel to a national mortgage servicing company and has represented both primary and secondary investors in virtually all aspects of mortgage banking including regulatory compliance. Recently, Ms. Roudybush was selected to serve on the Mortgage Banker's Association,Secondary and Capital Markets subcommittee's "Advocacy Efforts for Frank-Dodd Act Implementation" task force. In addition, Ms. Roudybush has co-authored legislation introduced in the Virginia Legislature to improve the foreclosure process in Virginia and to adopt a homeowners' bill of rights. She has made several news media appearances to discuss the mortgage crisis and has hosted CBS and WMAL news radio shows covering the nation's foreclosure crisis. She has also served as a consultant to the nation's largest mortgage consulting firm and continues to advise consumers and industry professionals on a national level.

What distinguishes your law firm from others?

Compliance Counsel is a nationally respected mortgage banking and consumer finance law practice with the most industry experience. Our principal attorney served as Counsel to a national mortgage servicer, mortgage lenders and banks and brings this experience to assist homeowners seeking realistic alternatives and options best-suited for their individual needs, with a successful track record to prove it.

Dena Roudybush

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