Carl C. Silver, Attorney at Law

Carl C. Silver, Attorney at Law

Serving Northeast Michigan with expertise in Bankruptcy and Social Security Disabilty Issues

Firm Overview

I graduated from Detroit College of Law in June 1976. I immediately took a job at an old established law firm and learned a lot from the older senior attorney. After two years, I went into a partnership with another attorney who was then the State Representative for our district. I worked out of Alpena and another office in Atlanta, Michigan. When my partner left the State Representative office there was no purpose in continuing the Partnership. I have been a solo practitioner since 1980 and at the same location since 1988.

The focus of our firm is on the client. We do whatever it takes to restore the client's financial and emotional health. We are well known for going the extra mile for our clients. Although we handle a lot of clients, we are in no way a mill that will just take the client's money, do minimal service, and forget about them.

Example cases

I was instrumental in reforming Chapter 13 billing procedure to the benefit of the client. Previously, when attorney fees occurred after a client's Chapter 13 was confirmed, those fees were added to the client's base plan in the form of higher payments or a longer plan. I convinced the Chapter 13 trustee and the Bankruptcy Court that these fees should properly come out of the fund of money originally set aside to go to unsecured creditors.

Main Office
230 South Third Avenue
Alpena  MI  49707
  • (989) 356-6323
  • (989) 354-8665


Free Initial Consultation?
We offer one free initial consultation by phone or in person.
Services Offered For Fixed Fees?
Consumer chapter 7s and 13s are done on a flat fee - full service basis. Our fee quotes always include the filing fee and credit report so there are no surprises for the client. Initial quotes are usually given after a free telephone or office conference. Chapter 7s can range from $1,120 to $2,240 and Chapter 13s can range from $2,000 to $3,500. Fees vary depending upon the complexity of the client's financial situation. Business cases are usually done on a retainer basis.
Hourly Rates

Office Information

Office Hours
Monday through Friday
9:00 a.m. to 12:00 p.m. and 1:00 p.m. to 5:00 p.m.

Emergency after hours by appointment.
Emergency After Hours

How did your firm decide on the primary area of practice(s)?

I found that Bankruptcy was the most rewarding. Your clients leave liking you. Unlike a divorce, for example, where your client and the other spouse both dislike you by the time you are done.

What is your firm's point of view regarding clients educating themselves on legal issues?

I think a client who learns as much as he or she can about legal issues can better understand what the attorney is doing for them. Clients need to be very careful about putting their self taught legal education to use by trying to represent themselves. This usually leads to disaster especially in the area of Bankruptcy Law which is extremely complicated.

Is your firm willing to review documents prepared by clients?

I would be more than happy to review documents prepared by clients.

Is your firm willing to coach clients who want to represent themselves?

I am willing to coach clients who want to represent themselves only under very limited circumstances. This would usually be in situations where the client has nothing to lose by representing themselves.

Carl C. Silver

I handled a lot of Criminal and Civil disputes. I gained a reputation as an extremely successful trial lawyer. I won several Criminal Jury trials involving rape, aggravated assault, kidnapping and others. I also specialized in complex real estate matters and have been involved in real estate litigation that went on for over ten years ending in the Michigan Supreme Court. My extensive trial experience gives me an edge over most Bankruptcy lawyers when it comes down to actually going to trial on a bankruptcy confirmation hearing or valuation hearing.

I have never been afraid of hard work. I worked all of my summer breaks since I was 13 years old. I have a very well-rounded education. I initially wanted to be an airline pilot, so I took courses in the sciences related to aeronautics and obtained my pilot's license at age 17. Then I decided to be a dentist which resulted in more studies in the sciences. Next was medical school. I changed my major so many times, I actually spent close to 5 years in undergraduate school. I ended up with a Bachelor of Science but majored in Economics, English, and Psychology. I was born and raised in Northern Michigan and went to school in the Cities.

My biggest strength is experience. Having filed over 5000 cases, I have learned just about every possible nuance in bankruptcy there is. The practice of bankruptcy is a matter of experience and continuing legal education.

Personal interests:

Golf, skiing, sailing, modeling, building and racing hydroplanes, and scuba diving.

  • Bar Number: P26501
    Michigan , 1976
  • Detroit College of Law
    Juris Doctorate , 1976
    Detroit, MI
    Editorial work for Law Review.

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