At Avery Law we're here to help! We are committed to provide you the highest quality of legal services in the bankruptcy and asset protection field humanly possible. Your call to one of our offices will be promptly answered by one of our experienced case managers in a pleasant and caring manner. Once they get your contact information, they will enter it into our central data base, elicit the general circumstances of your case, then put you through to one of our experienced,caring attorneys,if they are available. If not they will coordinate your availability with our attorneys availability and schedule an in person free consultation with you at our local office near you, or if you prefer by telephone or video conference. When you leave you will have a good understanding of how the bankruptcy process and procedure works, the information you need to provide to the Avery Law team and a good idea of how a freshstart will look for you and how our team of professionals will get you there as quickly as you like, and with minimal worries. Why won't you worry? Because Avery Law has walked this walk thousands of times before, and knows the judges, the trustees, the creditor's attorneys, the LAW, and all the possible pitfalls that we unfortunately see others trip over on a weekly basis. If you are straight with us with the facts you will have nothing to fear, your walk through the bankruptcy process will be well-lighted and have minimal complications.
After you have provided the information required, either in writing or through our convenient on-line drop-down menu, your case manager will prepare the initial draft of the required petitions, schedules, and in the case of a Chapter 13 a draft of a Plan ready for review by your attorney. Avery Law will then schedule a "signing" appointment where you will again spend personal time one on one with one of our experienced attorneys, who has by now independently used due diligence in verifying your information from outside sources, and together you will apply the facts with his knowledge of the law and finalize your documents in order that you can attest they are true and correct and that your attorney can attest to the best of his knowledge they are true and correct, as required by federal bankruptcy law. This appointment typically takes 1-2 hours.
Your personal, experienced and friendly case manager is always available for assistance along the way for the routine matters and you have two attorneys who are more than happy to answer your legal questions. We're here to help so please don't fret and worry needlessly, we're anxious to provide answers to whatever may be worrying you. Your case will be electronically filed on the day you've directed. About 30 days thereafter your attorney will accompany you to the Meeting Of Creditors. The trustees require certain information before this meeting and sometimes after it, so throughout this process you'll likely be working closely with your Avery Law Case Manager.
In the case of a Chapter 13 your attorney will represent you at a Confirmation Hearing, usually 30 days after the Meeting of Creditors , where the Federal Judge will personally consider and confirm or deny your Plan. Before that date Avery Law will be working diligently with objecting creditors and their attorneys and the Chapter 13 Trustee to get your Plan confirmed. This usually means at least one monthly in person one on one meeting with the Chapter 13 trustee and numerous phone and email interchanges. In complex cases it is not unusual to have several Amended Plans and this process is repeated each month. Avery Law is by your side and keeping you informed all the way. No other law firm in Idaho is even close to our Chapter 13 numbers. Eventually you will receive a Discharge Order, sometime after 90 days post-filing in a Chapter 7 and after Plan completion,3-5 years in a Chapter 13. At that point all the derogatory information will be stricken from your credit report and Fannie Mae and Freddie Mac will buy mortgage applications as soon as two years,and if you have a job, cars probably immediately after entry of the discharge order.
As required we will protect our clients from creditor overreaching, strip junior liens on mortgages, avoid judgment liens, bring or defend Adversary actions, and negotiate reaffirmation agreements. Avery Law's goal is to do all of the above more courteously, more professionally,more competently and frankly provide our clients the very best legal representation and service that can be found anywhere. We invest in our people to regularly further their education and improve our systems. We provide the very finest in service at very reasonable prices and have time payment plans for any budget. Remember, at Avery Law "We're here to help!".