Andy Winchell Law Offices

Andy Winchell Law Offices

Helping People Through Their Financial Difficulties Since 1996

Firm Overview

Are you facing financial difficulty?

The Law Offices of Andy Winchell, P.C., is a law firm in Berkeley Heights, New Jersey, that handles many types of financial issues for both individuals and businesses. We focus our practice on means to help your financial situation through bankruptcy, foreclosure defense, mortgage loan modification, actions against debt collectors and insolvency issues for consumer and commercial clients.

We take a personalized approach to every client who contacts our office. We understand there are various types of problems and situations, and each one calls for a different, specialized strategy based on the particular circumstances. It is our goal to provide the best possible solution for each client, depending on your specific needs.

As a client-centric practice with more than 20 years of experience in this field, we strive to provide personal, affordable representation to all who need our services. If your business is struggling or you are facing serious financial pressure, come to us. We'll sit down and discuss your situation with the goal of finding the optimal solution that allows you to continue living your life without fear of loss.
Main Office
Andy Winchell Law Offices
100 Connell Drive, Suite 2300
Berkeley Heights  NJ  07922
  • (973) 457-4710


Free Initial Consultation?
Services Offered For Fixed Fees?

Office Information

Languages Spoken
English, French
We represent consumer and commercial clients in bankruptcy and restructuring proceedings.
We take particular interest in addressing the personal needs of each client. If bankruptcy is the right option for the client, we handle the case with the utmost professionalism. If a bankruptcy is not appropriate, we advise the client about the best alternative options.

Each potential client meets privately with Andy for a free consultation during which he goes through their particular situation and advises of options and alternatives. If a bankruptcy filing is appropriate, Andy and his staff guide the client through the process from start to finish. Andy personally attends every meeting with the trustee and every court appearance; we do not use appearance attorneys except in extreme emergencies.

Andy has been practicing in this area of the law for more than twenty years. He is one of few attorneys who handles both commercial and consumer bankruptcy cases.
We represent homeowners facing foreclosure.
The housing crisis has left many people bewildered. How can I save my home? How can I protect myself? How can I get a loan modification? Who owns my loan?

Andy is one of the few lawyers in the country who understands how mortgage loans are bought and sold. Very few lawyers understand the legal requirements for a lender to foreclose on a mortgage loan. He is on the cutting edge of developments in the field and fights relentlessly for his clients. If you consult with Andy, he can explain the housing crisis and the problems that your mortgage lender will face in trying to foreclose on your home.

How did your firm decide on the primary area of practice(s)?

I have been involved in bankruptcy practice since even before I graduated from law school. I worked for two different bankruptcy judges during law school and then had a clerkship with a bankruptcy judge following graduation. I have been in private practice in this field ever since. The other related practice areas were just the natural outgrowth of experience dealing with legal matters relating to restructuring and financial distress.

What experience or education distinguishes your lawyers from others?

In addition to practicing in this area in this area since 1996, I am two-time graduate of Max Gardner's Bankruptcy Bootcamp which focuses on cutting-edge bankruptcy consumer practice and foreclosure defense. I have been asked to speak, write and make presentations on these topics.

What distinguishes your law firm from others?

We take a very individualistic approach to each representation. We want to give the client what he or she needs given the circumstances. I meet personally with each client even before being retained and go through the client's situation at some depth before making recommendations for the course of action. Then if the client decides to retain us, we guide the client through the entire process.

Unlike most firms in this field, we want to help our clients even after the initial representation is done. For example, many bankruptcy clients discover after they receive their discharge that they caught "zombie debt" -- a creditor or debt-buyer trying to collect debt unlawfully. We pursue these cases actively as a way to enforce the bankruptcy discharge and to protect our clients' credit rating.

What is your firm's point of view regarding clients educating themselves on legal issues?

We want our clients to be as educated as we can make them about the process and events involved in their case. We are always happy to answer any questions they have.

Andy Winchell

  • Bar Number: Law License
    California , 1996
  • Bar Number: Law License
    New York , 2007
  • Bar Number: Law License
    New Jersey , 2009
  • University of Southern California
    J.D. , 1996
    Los Angeles, CA
  • Amherst College
    B.A. , 1990
    Amherst, MA