Advantage Legal Group

We offer Foreclosure defense services in Western Washington, Bellevue and Seattle - including Mortgage Mediation, Mortgage Modification, Short Sales and Bankruptcy services.

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Firm Overview

Main Office

Advantage Legal Group
12207 NE 8th Street
Bellevue  WA  98005

Phone
  • (425) 452-9797
Fax
  • 425-440-7681
Foreclosure
Advantage Legal Group provides foreclosure defense services in Western Washington for homeowners facing foresclosure, including Mortgage Mediation, Mortgage Modification, Short Sales and Bankruptcy.
Advantage Legal Group in Bellevue and Seattle offer experienced legal representation having filed thousands of cases and we are committed to providing personal service to each client, clearly explaining the options according to the unique circumstances of his or her life and legal situation. We have devoted our professional careers to helping our clients with their problems and take extreme pride in the results we achieve for them.

If you are feeling overwhelmed or trapped in your legal or financial situation, contact us today to arrange a free office consultation to discuss how we can help you get a fresh start.

We offer reasonable fees, and payment plans are available to clients in Chapter 7 and foreclosure defense cases. We have 2 offices in the Seattle area in Seattle and Bellevue. We are available Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays by appointment. Contact us today to schedule a free office consultation to discuss your questions about legal help including debt relief through filing Chapter 7 bankruptcy, mortgage mediation, real estate short sales and personal injury representation. Our experienced attorneys and legal team are standing by to assist you with your legal and financial challenges.

Advantage Legal Group has 2 Northwest offices in Seattle and Bellevue to serve you.
Bankruptcy
Although our specialty is in foreclosure defense, we find many of our clients benefit from filing a bankruptcy. Not only is this one way to gain leverage when dealing with your lender, but it can also be a way to get a fresh start.

If you are considering Chapter 7 or Chapter 13 Bankruptcy and you live in Bellevue, Seattle or Western Washington - I recommend you contact us to schedule a free legal consultation to discuss your individual financial situation.

Read more: Bankruptcy 101

Bankruptcy may or may not be the right course of action for you. During your consultation we will take a look at the specific details of your financial situation and we will make recomendations for you based on our evaluation.

We will explain the details and advantages of Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.

If you are facing foreclosure on your home we will look at various Foreclosure Defense options including bankruptcy as well as Mortgage Mediation, mortgage modification or short sale of your home.

A fresh start awaits by filling out the form on our contact us form and scheduling your free consultation to discuss your situation and legal options.

Many people do not have all of the correct information about bankruptcy and the protection it offers. In fact, many people are discouraged from learning more about what bankruptcy has to offer, merely because they do not have all the facts. Oftentimes, people misconceive the effect filing for bankruptcy can have on their lives, thinking they will not be able to even get another credit card again or even purchase a new home! Our hope is to explain the true facts and dismiss the false ones. We can help you determine if filing bankruptcy is the right decision for you personally.

Myth #1: Bankruptcy is difficult. Even though there are many rules and a process to go through, it is not so difficult that you should dismiss the benefits of filing. With a competent lawyer representing you, the process should be fairly straightforward in most situations because they will explain the details and help you in the process so that you understand it completely.

Myth #2: If I file for bankruptcy, I will not be able to get credit ever again! Actually, you can begin to rebuild your credit within months of filing for bankruptcy. Many times, clients find it can be easier to obtain credit (after the bankruptcy) because they have less debt!

Myth #3: If I file for bankruptcy, I will lose my home, car, pension, IRA or 401(k)! Many people who file for bankruptcy do not lose any property at all. In Washington, many of these types of assets can be exempted (not liable for) because they are built into the bankruptcy protection laws.

Myth #4: A creditor cannot collect my debts because I am unemployed. In reality, in Washington State, a creditor can sue you for the debt for six years and also collect against you for another 25 years after that! That is a long time period in anyone’s life and you should consider the alternative of filing Chapter 7 bankruptcy.

Myth #5: I will lose my job (or not be able to get a new one) if I file for bankruptcy. Many times, an employer does not even find out about the bankruptcy…unless you tell them yourself. Whether they know or not, employers are not allowed to fire, refuse to hire or take other adverse actions against someone because they have filed bankruptcy.

Myth #6: When I file bankruptcy, it will damage my spouse’s credit. When one spouse files for bankruptcy, it does not affect their spouse’s credit.

Myth #7: I owe for taxes, therefore bankruptcy will not help my situation. There are many rules concerning which taxes will or will not be discharged. However, some taxes can be discharged (included in the bankruptcy).

What experience or education distinguishes your lawyers from others

We have brought in experience not only in bankruptcy but also in foreclosure defense. where firms can only offer bankruptcy, we can offer mortgage modifications, mortgage mediations, and short sales. I'm an experience real estate agent in addition to being an attorney and we have done hundreds of short sales in the past few years.

Washington State provides for mortgage mediation under the Foreclosure Fairness Act and our attorneys and firm have done hundreds of these, helping clients into mediations, thereby avoiding foreclosure and allowing them to keep their homes.

What are your firm's strengths and style?

It would be a challenge to find another firm with as much experience in the specific area of law which we practice. Foreclosure defense is an ever changing specialty, and varies from state to state. Because of the Foreclosure Fairness Act, we are in a unique position in Washington to negotiate with lenders before they can foreclose. We have been doing this for many years, and have hundreds of clients, giving us the most up-to-date information on the way lenders are behaving right now. This allows us to have the best opportunity at helping our clients keep their homes.

Jonathan Smith

License
  • Bar Number: 27372
    Washington , 1997
Education
  • Seattle University
    Juris Doctor , 1997

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Foreclosure Defense | Seattle, Bellevue, King County | Advantage Legal Group

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