Bankruptcy

Debt Relief

Foreclosure

1

Colorado

Colorado consumers and small businesses facing hard financial times will find the bankruptcy assistance they need at my law firm. As a federally designated "debt relief agency," my law firm helps people file for bankruptcy relief under the Bankruptcy Code. As a Denver bankruptcy attorney for more than 25 years, I have provided bankruptcy assistance, counsel, and representation under chapter 7 and chapter 13 to Colorado consumers and small businesses.

Unlike high volume bankruptcy mills or high cost boutique firms, I provide an uncommonly good deal for those clients who choose to be represented by me in their bankruptcy matters. I balance high-value, individualized representation with efficient, cost-effective service. Over the years, I have represented clients from all walks of life. I make a difficult time as comfortable as possible by understanding the circumstances, needs and goals of my clients and by clearly communicating the requirements of the bankruptcy process.

Since 1986, my law practice primarily has focused on assisting and representing Colorado consumers and small businesses in cases under Chapter 7 and Chapter 13 of the Bankruptcy Code. For 15 years, I was an associate attorney for two different bankruptcy law firms in Denver, Colorado.

Former Denver Bar Barristers Ball Pro Bono Legal Assistance Honoree, Denver Metro Volunteer Lawyers/Thursday Night Bar Program.

I have served on committees established by the U.S. Bankruptcy Court for the District of Colorado and by the Colorado Bar Association to revise the local bankruptcy court rules and the Colorado exemption laws used for most consumer bankruptcy cases filed in Colorado.

Chilcoat v. Minor (In re Minor), 115 B.R. 690 (D. Colo. 1990)

Office hours are by appointment only and usually are Monday through Friday, 9 a.m. to 5 p.m. For a client's convenience in certain circumstances, I may make after-hours or weekend appointments.

No

Bankruptcy is not a commodity, and fees vary depending on the amount of time required for each client's case. There are certain legal services required in some bankruptcy cases and not in others.

I partner with clients so that my services are used efficiently, and to the extent possible, I make my fees approximate a fixed fee. I also communicate the basis of my fees so my clients understand why the fees are reasonable and necessary.

At the initial, in-office consultation, I provide prospective clients with a representation and compensation agreement that explains the basis for the attorney's fees and a supplemental attachment that lists additional services requiring a specific fee, such as judgment lien avoidance.


For as long as I have an account with Nolo, I offer a 10% discount on my attorney fees (not including costs like court filing fees, photocopying and postage) to any new client who mentions Nolo.?During the initial conversation, please ask whether the Nolo discount is available.

$250.

To make the best use of my time and a prospective client's, I offer a brief interview over the phone without an up-front charge. Because I have practiced bankruptcy law in Denver, Colorado, for more than 25 years, I know what questions to ask and can get a good idea about whether a Chapter 7 or Chapter 13 bankruptcy should be considered more thoroughly.

For $200, a prospective client referred by Nolo can schedule an in-office consultation lasting an hour or so to discuss a prospect's particular circumstances and bankruptcy options. I provide access to my prospective client web site for prospective clients interested in bankruptcy assistance from my firm. Then, a prospective client can decide whether to retain me for bankruptcy assistance, counseling and representation.

I offer a brief interview over the phone without an up-front charge as well as an initial, in-office consultation lasting an hour or so for $200. At that time, I can state the retainer (typically $500-$600 for a basic bankruptcy case), and I usually can estimate the attorney fee range. I provide a representation and compensation agreement for a prospective client to review before retaining.