My focus is exclusively consumer Chapter 7 and 13 bankruptcies.Example cases
To protect the privacy of my clients, I decline to present example cases.
507 W. 25th Street
Merced CA 95340
Typically an initial consultation takes one hour.
After an initial consultation, I offer fixed fees for simple cases.
I usually handle cases for a fixed-fee, rather than on an hourly basis.
Monday through Friday, 9:00 a.m. to 5:00 p.m. Evening and weekend appointments are available upon request.
No. Consumer bankruptcies cannot be divided into discrete parts.
Dividing work is not possible, because I am the only attorney in my office. However, recognizing the financial hardship of bankruptcy clients, I offer a free initial consultation. And in simple cases, I do all the work for a fixed fee.
The consumer bankruptcy process does not permit mediation, arbitration, or collaborative law.
I provide free bankruptcy basics seminars to the community. I have also taught a bankruptcy seminar for the Merced County Bar Association.
My clients receive my personal attention throughout the whole bankruptcy process. From the initial consultation and the preparation and filing of the petition, schedules and statements to the meeting of creditors and the discharge and closing, my clients deal directly with me.
I strongly support clients educating themselves on the law from reliable, authoritative sources, because I believe that, as a result, they can better understand their legal issues and and make more informed decisions about their cases.
No. Without knowing all the facts and personally applying the law to those facts in the document preparation process, I cannot tell whether documents are properly prepared, leaving both my clients and myself at risk of making costly errors and omissions.
No. My duty to my clients is to zealously represent their best interests. However, I cannot represent their best interests by simply giving them information and instruction and then leaving them on their own, hoping they will make all the right decisions.
I have devoted my law practice exclusively to helping people recover from overwhelming debts through the relief offered by bankruptcy. I know that often circumstances, such as the loss of a job, the break-up of a marriage, a lengthy illness, or choices made early in life, can lead to great financial distress. I also understand that filing for bankruptcy can be a difficult decision. So, whatever your situation in life, you can be assured that I will serve you with compassion and integrity, as I personally guide you through the complexities of the bankruptcy process.
I received my Bachelor of Science degree with high honor from Northeastern University and my Juris Doctor degree from San Joaquin College of Law. I am licensed to practice law in all the Courts of California and in the US District Court for the Eastern District of California. I am a member of the Central California Bankruptcy Association, the Merced County Bar Association and the ARAG (Group Legal Insurance) Attorney Network. In addition, I have taught Bankruptcy Basics for the legal community and the public.
I am married, with two children and three grandchildren.
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