We provide a free initial consulation.
We offer both hourly or contingent fee arrangements to each potential client. The client makes the decision as to which arrangment best meets their needs.
After spending over 15 years in the insurance industry, working with the sale, underwriting and claims of long term disability insurance, Michael Grabhorn, CLU ChFC made the decision to start Grabhorn Law.
In 2004 the firm opened it doors with the sole purpose of helping individuals who had been denied their insurance and ERISA benefits. Since that time, Grabhorn Law has maintained this focus - helping individuals across the country recover the insurance and ERISA benefits they had been wrongfully denied.
Pursuing a long term disability insurance or ERISA claim requires experience. This area of law is highly specialized, requiring attorneys to have significant experience. It is not an area in which to take an occasional case.
At Grabhorn Law, our primary focus is ERISA and insurance benefits. We regularly handle long term disabilty claims, both under state insurance law as well as ERISA (federal law). As a result, we have a significant advantage (learning curve) over your typical attorney.
In addition to our legal experience, we have a wealth of experience having worked in the insurance industry for over 20 years. This experience gives Grabhorn Law a significant edge over your typical attorney. We know how to read the insurance policies. We know what the insurer does not want to tell you. We know how the process works.
***** Ask your potential attorney to explain why ERISA applies to some insurance policies, and not to others. The answer will affect not only how your claim proceeds, but what damages you can recover. *****
While a majority of lawsuits will settle at some point in time, if your attorney is not willing to litigate your case to its conclusion, the insurance companies will know this and use it to drive down the settlement value of your case.
At Grabhorn Law, we have actually litigated long term disability insurance and ERISA claims - obtaining favorable judgments for our clients. Having dealt with all of the major insurance companies, we have a reputation of being willing to litigate your case as long and as far as it takes.
***** Ask your potential attorney the name of the last published decision they obtained for a client. We're happy to provide the name of all of our published cases. *****
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