Bankruptcy

Individual and business bankruptcy cases.

CA, Dec 1982
Bar Number: 104881

All California Municipal and Superior Courts, Federal District Court, Northern and Eastern Districts of California, California Court of Appeal, and Supreme Court.

American Bankruptcy Institute, American Bar Association Advisory Panel, American Bar Association Business Bankruptcy Section, State Bar of California Business Law Bankruptcy Section, Bar Association of San Francisco Commercial Law and Bankruptcy Section, the National Association of Consumer Bankruptcy Attorneys, National Association of Chapter 13 Trustees, the NACTT Academy For Consumer Bankruptcy Education, and the Property Claims Association of the Pacific (Former Board Member and Vice President).

I have been on the Board of Property Claims Association of the Pacific, an authorized provider for continuing legal education. As a board member I have been one of the facilitators for the topics and presentations and legal education. I am also a member of American Bankruptcy Institute, American Bar Association Advisory Panel, the National Association of Consumer Bankruptcy Attorneys, Association of Chapter 13 Trustees, the NACTT Academy For Consumer Bankruptcy Education and I receive daily updates on legal issues from these organizations and attend their seminars.

Our office filed approximately 300 cases last year in the various bankruptcy courts in the Northern and Eastern districts allowing our clients to obtain the relief provided by the bankruptcy laws. The cases resulted in millions of dollars of debt being discharged by the courts. Our office files an average of 30 cases each month. We've posted a fraction of the clients' testimonials that were sent to us on our website. They speak to the warm, thorough, professionalism of our team and to the relief experienced by our clients as their cases are discharged. "If it weren't for all of you this would have been awful. It's not easy making this decision. With all your help and support it's been a breeze and peaceful," "We've been raving about your professional service and recommending you to several others who are in the same boat we were. I can't say enough about how great your staff was as well." "I have never experienced such positive assistance and support from a legal office. Scott-you are an amazing attorney. You walked me through my case and calmed my nerves when I went before the judge."

3

California

Rust, Armenis & Schwartz, A Professional Corporation is an AV-rated firm and was founded in January 1963. The firm has offices in San Francisco and Sacramento and conference centers in San Mateo, Walnut Creek, San Jose, and Tracy. The firm has a bankruptcy practice throughout Northern California focused on filing Chapter 7 and 13 bankruptcies for individuals and businesses.

We are very familiar with the bankruptcy trustees in the Northern and Eastern Districts of California and have forged strong relations with them as a result of the high quality of our work product.

Rust, Armenis & Schwartz, A Professional Corporation is an AV-rated firm and was founded in January 1963 in Sacramento. The firm has multiple offices described above. The firm began as a litigation boutique handling cases for insurance companies and medical providers. The firm has developed a bankruptcy practice throughout Northern California. The firm has filed approximately 300 bankruptcies in the past year and files approximately 30 bankruptcies each month. Since its beginning, the firm has provided advice in a wide range of areas. The firm has handled business matters and litigation for a variety of clients.

Our clients in the past have included: C & C Steel Products, Inc., Allied Van Lines, Inc., Assetcare, Inc., Benetech, Inc. Anthem Group Services Corporation, the Reciprocal Group, Shell Oil Company, Rubicon Vista Association, Mercy Foundation, D. Benvenuti/Rubicon Vista Development, California State Automobile Association, United States Automobile Association, Hartford Insurance Company, Truck Insurance Exchange, Farmers Insurance Group, Sacramento Claims Service, Cigna, Optima Healthcare Insurance Services, Kaiser Permanente, Empire Fire & Marine Insurance, Michigan Millers Mutual Insurance Co., American General Life Insurance, George Hills Company, Inc., Sutter Health Risk Management, Octagon Risk Services, Inc., Octagon Risk Services, Inc., State Farm Fire & Casualty Company, Security Mutual Life Insurance, Foremost Insurance Group, Motors Insurance Corporation, GE Medical Protective, Cincinnati Insurance Company, Blue Cross of California, Shelter Insurance Companies, Nancy Hicks Maynard, Anthem Life Insurance Company, Chubb, TCO Insurance Services, Yasuda Fire & Marine Insurance Co., Allstate Insurance Company, Two World Financial Center, Preferred Physicians Medical Risk Retention Group, Atlanta Casualty Companies, Wausau Insurance Companies, National Alliance Insurance Company, GMAC Insurance, Northbrook Insurance, Harbor Insurance Company, Federated Mutual Insurance Company, Cal Vet Insurance, Colonial Penn Insurance Company, Universal Underwriters Insurance Co., American Express Property Casualty Co., Westcom Claims Management Services, Inc. California Fair Plan Association, Appalachian Insurance Company, Encompass Insurance Company, AIU North America, Inc. CSE Insurance Company, and California Capital Insurance.

The firm is also recommended by A.M. Best Company in Best's Directories of Recommended Insurance Attorneys.

I have been a partner at Rust, Armenis & Schwartz since 1992. In addition to my bankruptcy experience, I have over 28 years of extensive litigation practice. I have provided advice to corporations, businesses, and individuals during the same period and operated a legal business as a partner for 21 years. I have served on the boards of several insurance/legal associations including the advisory panel for the ABA. I have also handled widespread speaking and legal training presentations at the State and local levels.

Roxanne Richards

(415) 765-5914

Monday through Friday
8:00 a.m. to 6:00 p.m.

Yes

Russian and French.

Tracy, CA
672 West 11th Street
Tracy, CA 95376
(209) 229-7769

San Francisco Office
244 Jackson Street
Fourth Floor
San Francisco, CA 94111
(415) 765-5910

San Mateo Office
1900 S. Norfolk Street
Suite 350
San Mateo, CA 94403
(650) 577-5918

San Jose/Silicon Valley Office
111 N. Market Street
Suite 300
San Jose, CA 95113
(408) 418-4629

Sacramento Office
8880 Cal Center Drive
Suite 400
Sacramento, CA 95826
(916) 361-6074

Our fees are flexible, based on the complexity of the case but range from $1,500 to $1,800 for Chapter 7 cases and $3,500 to $3,800 for Chapter 13 (typically with $1,800 due before the case is filed).

None.

We offer a free one hour consultation.

$600.