My firm was founded in 1995 with the goal of providing competent, low cost, legal services to the general public. All in an atmosphere that was intended to be more cordial and casual than the norm. As the years progressed, I slowly limited the areas in which we practice and since 2007, our only focus has been on helping financially struggling individuals and families get a fresh start, usually through the relief available under Chapters 7 or 13 of the United States Bankruptcy Code.Example cases
I have personally handled hundreds of Chapter 7 bankruptcy cases, wiping out millions of dollars in debts for my clients. Since taking on my first case, I have only experienced one case in which the debtors did not receive a discharge.
9042 Garfield Avenue
Huntington Beach CA 92646
Yes, I offer a free one hour consultation, either by phone or in the office.
The majority of our cases are done on a fixed fee basis. Our standard fee for a single individual, wager earner, under median income, with no unusual circumstances is $1,300 plus costs. Costs generally run $30 for a credit report and $299 for the court's filing fee. Payment arrangements/plans can usually be made. With a small retainer, you can make me your attorney. Thereafter, you can refer all your creditors to us, getting them off your back while you're saving up the balance of your fee.
While our fee is among the lowest in the County, what really makes us the best deal in town is the unparalleled degree of service you will receive relative to the cost. Where most offices require you to fill out lengthy questionnaires which will take hours, sometimes days to complete, here you will sit down with me and we will do the majority of the paperwork together. When you have questions, I will answer them. I will attend all hearings with you and thoroughly brief you beforehand. I honestly believe you will not find another firm or attorney who will provide the same service for less money.
9:00 a.m. to 7:00 p.m. Monday through Friday. Saturdays, Sundays and after hours by special arrangement.
I love bankruptcy. I know it might sound a little strange, but this is one area of the law where, for a modest sum, you can have a huge, positive impact on a client's life. As a lawyer you?re almost always successful, and that success is generally coming at the expense of some huge financial conglomerate that was profiting from victimizing unsuspecting consumers, usually through oppressive finance charges that may have been initially misrepresented or buried so deep in fine print that the best of attorneys wouldn?t have noticed them.
Clients should always have, at least, a basic understanding of the law and legal procedures that apply to their particular problem. If for no other reason, they need enough knowledge to evaluate a potential attorney. Good, knowledgeable attorneys are never intimidated by knowledgeable clients. In fact, we generally appreciate and welcome them.
I'm willing to review documents prepared by both clients and paralegals. I will not do it for free, but my fees are more than reasonable. I honestly feel that if filing a bankruptcy is appropriate and beneficial, it's worth spending a little extra to hire a good attorney. With that said, I won't twist a client's arm to hire me or talk down to them like some lawyers do.
Again, I believe most people are better served by hiring an attorney. But if a client really wants to represent himself, I'll be glad to coach him for a modest fee. In fact, coaching a client would go hand-in-hand with reviewing his paperwork, as I doubt I could adequately coach someone without first scrutinizing his paperwork.
I have been a practicing attorney for 15 plus years. Prior to obtaining my license in 1995, I worked as a clerk or paralegal for a variety of attorneys, the last of whom became a judge and closed her practice at the same time I passed the bar exam.
I went to law school, had a couple of law-related jobs and owned my own business for many years. None of that makes me a better bankruptcy attorney. What makes me a better bankruptcy attorney is the fact that I've had some great years and some really bad ones. I've been deep in debt and flat broke at times and I can totally relate to what my clients are going through. I am completely supportive and totally nonjudgmental. There is no shame or dishonor in filing bankruptcy; it's simply a personal, business judgment decision. If you were Delta or Kmart or Worldcom, it would simply be financial planning. There is no moral difference when an individual seeks the same opportunity and protection.
I am totally laid back and easygoing. Many people are apprehensive or intimated by the process. I don't mind holding a client's hand and reassuring him/her more than once that everything really is going to be okay. For most people, completing the bankruptcy process turns out to be much easier than they expected. I do everything possible to make the process easier and more comfortable. I think one my greatest strengths, as it relates to making the process less intimidating for the client, is in the thoroughness and detail I put into preparing each and every bankruptcy petition. Not only do we answer each question thoroughly (and honestly), but we try to anticipate what additional information the court might want or need to give context to the answers. By including additional information that others would omit, our clients often get asked very few questions in court and seldom are asked to provide additional documentation. This not only puts our clients far more at ease, but also necessitates far fewer return appearances.Personal interests:
I truly am blessed. I have a great wife, two great kids and about the best dog a man could have. Spending time with them is my first interest. We all love the mountains and spend a lot of time in Big Bear. We are avid dirt motorcyclists and do a lot of desert and mountain riding. My wife teaches dance at Huntington Beach High School in connection with their Academy of the Performing Arts. Accordingly, we attend our fair share of related dance and theatrical productions.
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