Back to Search Results
R. John Cole, II

R. John Cole, II

R. John Cole, II, & Associates, P.A.
46 N. Washington Blvd.
Suite 24
Sarasota, FL 34236
Map

Phone: (941) 365-4055  |  Fax: (941) 365-4219
http://www.rjohncolelaw.com

Bookmark and Share

We help people file for bankruptcy!

Legal Topic

Business Law

Preferred New Clients

Bankruptcy, Business Law, and Foreclosure Defense.

Sub-Topics

Antitrust & Trade Regulation

  • Deceptive Trade Practices
  • False Advertising
  • RICO Act

Banking & Finance

  • Commercial Banks & Loans
  • Commercial Leasing
  • Credit Unions
  • International Banking
  • Mortgages & Foreclosures
  • Savings & Thrifts

Bankruptcy - Commercial

  • Reorganizations & Restructuring
  • Workouts

Bars & Restaurants

  • Liquor Licenses

Business Entity Formation

  • Business Successions
  • Buying & Selling
  • Closely Held Businesses
  • Corporations
  • Directors' & Officers' Liability
  • Franchising
  • Joint Ventures
  • Limited Liability Companies (LLCs)
  • Nonprofits & Tax-Exempt Corporations
  • Partnerships
  • Professional Corporations
  • Shareholders' Rights
  • Trade Associations

Business Tax

  • Audit Defense
  • Corporate Income Taxes
  • Excise Taxes
  • International Taxes
  • IRS Disputes
  • Negotiating Payments & Settlements
  • Property Taxes (Ad Valorem Taxes)
  • Sales Taxes
  • Tax Evasion Defense
  • Tax Filing & Compliance

Collections

  • Creditor's Rights
  • Garnishees
  • Judgments
  • Locating Funds

Commercial Law

  • Breach of Contract
  • Contract Disputes
  • Contract Drafting & Review
  • Employment Contracts
  • Franchises
  • International Transactions
  • Non-Compete Contracts
  • Secured Transactions
  • Uniform Commercial Code
  • Warranties

Construction

  • Commercial Construction Contracts
  • Construction Defects
  • Construction Disputes
  • Dangerous Property
  • Government Construction Contracts
  • Mechanics' Liens

Consumer Law

  • Consumer Class Actions
  • Credit Report Problems
  • Debt Collection/Relief/Harassment
  • Foreclosures
  • Frauds, Scams, Hoaxes
  • Identity Theft
  • Lemon Law
  • Repossessions
  • Student Loans
  • Truth in Lending

Insurance - Commercial

  • Annuities
  • Bad Faith
  • Casualty Insurance
  • Commercial Insurance
  • Directors' & Officers' Liability
  • Errors & Omissions
  • Fidelity, Guarantee, & Surety
  • Health Insurance
  • Insurance Malpractice
  • Insurance Subrogation
  • Life Insurance
  • Motor Vehicle Insurance
  • Property Insurance
  • Reinsurance

International Law

  • Business & Trade
  • Customs
  • Foreign Investment
  • Imports & Exports
  • International Arbitration
  • International Banking
  • International Taxation
  • International Transactions
  • Trade Regulation

Mediation/Alternative Dispute Resolution (ADR)

Legal Topic

Bankruptcy

Preferred New Clients

Bankruptcy, Business Law, and Foreclosure Defense.

Sub-Topics

Business Bankruptcy

Chapter 11

Chapter 13

Chapter 7

Collections & Repossessions

Credit Disputes

Creditor Harassment

Debt Relief

Family Farmer Bankruptcy Chapter 12

Foreclosure

Garnishments

Personal Bankruptcy

Bar Admissions

FL, May 1975
Bar Number: 191364

Specialty Certifications

Board Certified in Consumer Bankruptcy Law by the American Board of Certification, approved by The Florida Bar.

Other Court Admissions

Supreme Court of the United States; Eleventh Circuit Court of Appeals; United States District Court for the Middle District of Florida; United States Tax Court; Supreme Court of the State of Florida.

In addition, one associate is a member of the North Carolina Bar, and both associates are admitted in the U.S. District Courts for the Southern, Middle, and Northern Districts of Florida, United States Tax Court, and the Eleventh Circuit Court of Appeals.

Association Memberships

The Florida Bar; American Bankruptcy Institute; Federal Bar Association; National Association of Consumer Bankruptcy Lawyers; Tampa Bay Bankruptcy Bar Association; and The American Bar Association.

Continuing Education

I attend continuing legal education seminars frequently. I have almost always exceeded the number of required hours of continuing education in a given year, and I participated in legal and other professional continuing education as a lecturer in Bankruptcy Law.

Example Cases

I have represented debtors in restructuring debt, eliminating debt, and in defending against the claims of creditors seeking to deny them bankruptcy protection. I have handled thousands of cases over the years, and have also handled numerous cases involving corporate debtors, high profile persons, and debtors with both high and low net worth. I do not like to reveal client names online as I believe that client privacy is an important protection that lawyers must offer to clients to minimize any negative impact from filing bankruptcy.

Education 

School:

University of Florida, Holland College of Law

Degree:

Juris Doctorate

City:

Gainesville

State:

FL

Year:

1974

Honors:

Yes

Focus and Accomplishments:

Florida Law Review, Order of the COIF (Top 10% of Graduating Class), Honors Graduate, Book Award Creditors' Rights & Bankruptcy Law.

 

School:

Auburn University

Degree:

Bachelor of Arts

City:

Auburn

State:

AL

Year:

1964

Focus and Accomplishments:

Sociology Major.

Number of Attorneys

3

State Licensed In

Florida

Firm Focus and History

My work focuses on helping people and companies resolve debt issues through the use of the various forms of bankruptcy or through negotiations with creditors. I also help creditors resolve issues arising in the bankruptcies of business or corporate debtors. The firm also works in the area of business law and commercial litigation to help our clients protect their rights and property, start new businesses, and defend actions by creditors, insurers, and other litigants.

I began practicing law in 1975 as a criminal defense attorney. I moved into a mixed bankruptcy and criminal defense practice in 1981 when clients asked me to help them through the bankruptcy process. This has led to years of satisfying work helping people and companies to resolve their financial woes by working with them to craft their own personal best solution.

Previous Employment Summary

Prior to private practice I was an assistant public defender and became the First Assistant State Attorney for the Twelfth Judicial Circuit of Florida. This gave me the opportunity to work in the area of criminal law by helping people protect their rights and property.

Activities and Awards

I am an AV-Rated practitioner by Martindale-Hubbell, and have been AV-Rated for over five years. I am also Board Certified in Consumer Bankruptcy Law by the American Board of Certification, which is accredited by The Florida Bar.

What is your opinion regarding clients educating themselves on legal issues?

I believe that an educated client is better equipped to help themselves. They are better able to question what is going on in their case, and to assist me in doing my best for them. While I do my best for clients who do not wish to bother with all the reading on bankruptcy that is available online and elsewhere, we always let clients know where they can go to get authoritative information, and we work diligently to research and answer client questions.

Are you willing to review documents prepared by clients?

We strive to provide clients with all the documents necessary for their legal proceedings. We have advised clients on needed changes to documents they intend to file in situations where they cannot afford counsel, but I subscribe to the philosophy enunciated by Clarence Darrow many years ago in which he suggested that a "man who represents himself sometimes has a fool for a client." I know that good legal help can protect a client from making serious, compromising errors that can harm them. The primary role of the attorney is to provide excellent, sound legal documents.

Are you willing to coach clients who want to represent themselves?

Coaching is almost an impossible situation for most lawyers, no matter what they say. It takes 19 plus years of education to arrive at the point where one can sit for the Bar and be considered eligible to practice law. After that education, I spent years practicing law and learning how to help people with their problems. To try to coach someone to the point where they might be able to enter the courtroom without counsel seems a daunting task and not one that should be undertaken lightly, if at all. As Shakespeare wrote in Measure for Measure, "good counselors lack no clients." However, coaching requires a good lawyer to become a great teacher.

Why did you decide to be a lawyer?

The TV show of my childhood, Perry Mason, drew me to the law. I knew at an early age that law was the career for me. It appealed to me because I felt I could, and now can, help the underdog and the downtrodden. This desire to help people has continued all my life, and I still try to help people in trouble get through their problems and start fresh.

What work experience and education helps you be a better lawyer?

I have been working since I was 12 years old. I started cutting grass by pushing an old-fashioned, unpowered lawn mower through the summer lawns of Tampa, Florida. Later, I went on to sell shoes at the old Thom McAnn stores and have worked all my life, including four years in the U.S. Navy that included a tour in destroyers off the coast of Vietnam. Following my naval career, I went to law school, and have practiced law since then. Dealing with people from all walks of life has been enriching and very helpful in having insight into where my clients come from, their needs and problems, and in making it easier to help them to solve those problems.

Why did you decide on your primary area of practice?

After spending years in private criminal practice, some of my clients needed help with cleaning up their financial problems, and so began my career in bankruptcy. Referrals from other lawyers and past clients lead to more and more work in the bankruptcy area, and I have been in that area of practice for nearly 30 years.

What do you like best about your career?

I like how my career has given me the opportunity to help so many people. While my career has enabled me to meet some of the most intriguing personalities of my generation, it has also enabled me to help families and small businesses that have seen their fortunes deteriorate in an increasingly unstable world.

Tell us about your law firm:

I work with two associate attorneys whose work is generally supervised by me, and who have proven popular with clients and have brought in a great deal of fresh thinking. My associates handle a number of matters for me, and I make it the firm's priority to always have a lawyer available to speak with clients whenever they call or email our office if they become a client. That said, I also have three excellent paralegals that are well trained and highly qualified, and can certainly handle the more routine aspects of a client's case.

What are your strengths and style?

I consider myself to be fairly traditional in approach, and that is likely my greatest strength. I am willing to take the time to think through legal issues and not mislead a client. In addition, I have tried several hundred trials during my career, in addition to extensive time spent in court hearings. The time in both federal and state court has given me an ability to know and understand the thinking of judges, to understand rules of procedure, trial and court practice, and the ability to recognize and craft legally permissible but novel and unique arguments when necessary. I feel my time in court is irreplaceable and has greatly improved my abilities as an attorney.

Personal Interests:

While I am a lifelong workaholic, I do get out of the office from time to time. I spend a great deal of my limited free time with my wife, children and grandchildren, who I deeply adore. I find that it is the time spent with the people you love that truly matters most.

Office Manager/Assistant

Courtney

Fax

(941) 365-4219

Office Hours

Monday through Friday
8:30 A.M. to 5:15 P.M. or by appointment.

Emergency After Hours

Yes

Foreign Languages

Basic Spanish.

Fixed-Price Services and Fees

I offer a free 20 to 30 minute consultation for new bankruptcy clients to discuss the various types of bankruptcy, how they might benefit from them, and fees. Fees in Chapter 7 and 13 cases are normally fixed and agreed to before work is undertaken.

Hourly Rates

A portion of my practice is hourly, especially in Chapter 11 cases, but such fees are normally subject to court approval.

Free Initial Consultation?

Yes, 20 to 30 minutes in length.

Typical Retainer

Yes, but it varies depending on the case. In bankruptcy, fees are normally fixed in advance. However, a client's personal situation and ability to pay is always factored into any fee.

Understanding Fees

Nolo's Licensing Check

Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers upon joining the directory.

Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.