Harris-Courage & Grady, PLLC

We help individuals and couples file Chapter 7 and 13 bankruptcies in the Bankruptcy Court for the Northern District of New York in the Syracuse and Utica divisions. We have filed over 7,000 successful bankruptcy cases since 1994. We have locations to meet with clients in Syracuse, Utica, Binghamton, Watertown, Oneonta, Norwich, Oneida, Fulton, Homer, Auburn, Amsterdam, Herkimer and Ithaca, NY.

After working for large law firms, representing primarily creditors in bankruptcy court, I decided I wanted to help individuals successfully navigate through the bankruptcy process rather than repossess cars or foreclose on homes. In 1995, I started my own bankruptcy practice. In 2008, I married and my name changed to Laura Harris-Courage. In 2010, I asked Jessica Grady to be my partner and we changed our name to Harris-Courage & Grady, PLLC.

First, we offer free phone consultations to determine if bankruptcy is the right answer for the client's situation. We then spend two hours at the initial appointment completing as much of the bankruptcy paperwork as possible. Clients do not fill out long forms, but rather bring their bills and other documents and we complete the forms. We have a very sophisticated computer system to make sure we have all the documents and information we need to proceed. We are the only firm to have a system to make sure clients do not lose their cars because of their bankruptcy. We also have procedures to make sure clients complete their required courses. We stop creditors from harassing clients. We stop foreclosures and put together plans to pay back the arrears over time. We stop garnishments on wages. We help clients get rid of overwhelming debt and help them gain a fresh start. We help clients have hope again.