Chapter 7 bankruptcy may eliminate most kinds of unsecured debt. Some examples of unsecured debts are credit cards; medical bills; most personal loans; judgments resulting from car accidents; and deficiencies on repossessed vehicles.
In addition to getting rid of your debt, you typically can keep all of your property. As long as your car and mortgage payments are current, and there is no significant equity in your property, we should have no problem making the arrangements for you to reaffirm the debt. Keep your home, keep your car, keep your personal belongings, but eliminate your debt; that is our goal. Legal Helpers may be able to use Chapter 7 to provide you with many benefits.
Chapter 13 bankruptcy is an interest-free debt repayment plan through which you consolidate your debts and make a payment on your debt over a 3 to 5 year period. While in a Chapter 13 debt repayment plan, the creditors cannot collect from you, and the creditors are required by a Federal Court order to adhere to the terms of the
Deuteronomy 15 The Year for Canceling Debts
1115 Massachusetts Ave. NW
Washington DC 20005
Yes, we offer a free initial consultation.
We offer low flat fees that we allow you to pay through a flexible payment plan that suits your budget.
The term "standard fee" needs to be defined: Clients and attorneys negotiate fees based on several factors, including the lawyer's experience and reputation, the type of legal problem, and what other local lawyers charge for similar work. There may be a local "going rate" for a certain type of job such as filing a bankruptcy but rates and terms are subject to many factors.
Monday through Friday
9:00 a.m. to 5:00 p.m.
Weekends available if necessary
Bankruptcy is an approach to help people who are in financial distress get a fresh start in life. Those who wish to save their homes from foreclosure can file for a payment plan through Chapter 13 of the bankruptcy code. We have many different approaches to help people who are experiencing severe financial conditions.
We suggest that clients learn as much as possible to understand their legal options.
No, we are prohibited from doing so.
No, we are prohibited from doing so.
Washington, D.C., Maryland, Virginia Bankruptcy Lawyers
Filing for bankruptcy is often the most effective means for overcoming issues related to mounting debt, massive medical expenses and the threat of foreclosure. It is important that you understanding the debt relief and bankruptcy options available for avoiding foreclosure and rebuilding your credit before you make decisions that will affect the future of you and your family.
At Ammerman & Goldberg "Bankruptcy" Law Office, our attorneys work closely with clients to help them take advantage of allowances within the law that can help them keep their home, car and other property and assets during bankruptcy. While each case is different, how you restructure debt and work with a court-appointed fiduciary can determine the success of your debt repayment plan. Our attorneys help you negotiate manageable terms and take steps to begin rebuilding your credit immediately.
Helping People Regain Their Financial Health
Our Virginia, Maryland and Washington, D.C., bankruptcy attorneys advise and represent clients with regard to the following:
In 1973, I was law clerk for the Hon. Judge Roszel C. Thomsen, in the U.S. District Court for Maryland. I have been in private practice since 1978.
After graduation from George Washington Law Center, I became a law clerk to a United States District Judge in Baltimore, Md. Thereafter I entered public service as a staff attorney for the U.S. Securities & Exchange Commission where I worked for five years. In 1978 I entered the private practice of law and accepted a variety of cases in civil law. I gradually developed the ability to work with many different people on a wide range of activities. I have been able to develop a very sophisticated approach to the practice of law as it relates to consumer bankruptcy issues.
My partner and I have been practicing bankruptcy law in the Washington DC, Virginia and Maryland suburbs since 1980. We have great experience handling our clients' on a one-to-one basis and developing new directions to resolve critical financial issues.Personal interests:
I enjoy traveling with my wife, both in the United States and abroad, horseback riding, reading, and sports in which my 14 year old son participates.
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