Catherine Eranthe
Eranthe Law Firm
1050 Northgate Drive
Suite 445
San Rafael, CA 94903
Map
Phone: (415) 504-2006 | Fax: (415) 789-4484
http://www.eranthelaw.com
http://marin-bankruptcy-law.com/
Over 20 Years of Successful Experience
Legal Topic
Bankruptcy
Preferred New Clients
Chapter 7 and Chapter 13
Sub-Topics
Business Bankruptcy
Chapter 11
Chapter 13
Chapter 7
Collections & Repossessions
Credit Disputes
Credit Repair
Credit Restoration
Creditor Harassment
Debt Relief
Family Farmer Bankruptcy Chapter 12
Foreclosure
Garnishments
Personal Bankruptcy
Legal Topic
Business Law
Preferred New Clients
Individuals and businesses who:
owe over $10,000 to the IRS and would like help resolving the matter;
want to make payments to the IRS to pay off tax;
have not filed returns but the IRS says they owe them money;
have old tax liabilities;
do not want to communicate with the IRS;
cannot pay monthly bills or the IRS;
are concerned about tax penalties;
already tried something with the IRS but it didn't work; or
have lots of debt and an IRS tax liability.
Sub-Topics
Business Tax
- Audit Defense
- Corporate Income Taxes
- Excise Taxes
- IRS Disputes
- Negotiating Payments & Settlements
- Payroll Taxes
- Property Taxes (Ad Valorem Taxes)
- Sales Taxes
- Tax Filing & Compliance
Legal Topic
Estate Planning
Preferred New Clients
Individuals and businesses who:
owe over $10,000 to the IRS and would like help resolving the matter;
want to make payments to the IRS to pay off tax;
have not filed returns but the IRS says they owe them money;
have old tax liabilities;
do not want to communicate with the IRS;
cannot pay monthly bills or the IRS;
are concerned about tax penalties;
already tried something with the IRS but it didn't work; or
have lots of debt and an IRS tax liability.
Sub-Topics
Tax Law
- Audit Defense
- Estate Taxes & Gift Taxes
- Income Taxes
- IRS Disputes
- IRS Filing & Compliance
- Negotiating IRS Payments & Settlements
- Payroll Taxes
- Power of Attorney
- Property Taxes
- Sales Taxes & Use Taxes
- Tax Planning
Bar Admissions
CA, Dec 1980
Bar Number: 095962
Other Court Admissions
• The Supreme Court of the State of California
• The United State District Court, Northern District of California
Association Memberships
• California State Bar Association
• American Bar Association
• Bankruptcy Law Forum
• Marin County Bar Association
• National Association of Consumer Bankruptcy Attorneys
• Society for Neuroscience
Continuing Education
I attend legal education seminars and conferences on the topics of Bankruptcy, Discovery, Family Law and Tax. I always exceed the required number of continuing education hours.
Papers and Publications
I have published numerous articles including Chapter 7 - 341 Hearing aka First Meeting of Creditors and Be Cautious of Debt Settlement Industry.
Also see Bankruptcy articles including Bankruptcy A to Z
Example Cases
Bankruptcy:
• Chapter 7 filing for a woman who lost her job and despite her best efforts fell behind in credit card payments and medical bills. After a thorough, detailed preparation of her bankruptcy case, she went through a five minute meeting with the trustee, who found she had no available assets for distribution.
• Chapter 7 filing for a couple with three children who had a seriously encumbered house about to go into foreclosure. Wife had fallen ill and husband's job performance dropped as he supported her. They were able to get a few more months in the house and put away money for moving expenses while obtaining relief from extensive credit card and medical debt.
Business Law:
• Small business owner was years behind on filing personal income taxes. The IRS filed returns for him finding that he owed over $600,000 in taxes. Client was busy running his business and did not want to deal with the IRS and also didn't believe that he owed as much as claimed. After collecting financial information, returns were calculated and filed. The end result was only $35,000 was due to the IRS.
• Attorney client went around and around with the IRS. Client claimed $75,000 estate tax was paid. IRS claimed it was not. After a review of the letters and documentation, I was able to correct the IRS error.
Education
New College of California, School of Law
Juris Doctorate
San Francisco
CA
1979
Moot Court
New College of California
Bachelor of Arts
San Francisco
CA
1979
High Honors
Economics & Sociology
Foothill College
Associate in Arts
Los Altos Hills
CA
1974
High Honors
Accounting
Number of Attorneys
1
State Licensed In
California
Firm Focus and History
Consumer Bankruptcy and Tax Dispute Resolution
Eranthe Law Firm began in 2008. The previous incarnation was from 1995 to 2005. I worked as an associate attorney for the period in between, which was an interesting experiment.
Previous Employment Summary
• Attorney, Connor & Bishop
• Attorney, Bishop, Barry, Howe, Haney & Ryder
Activities and Awards
• Bankruptcy Seminar Presenter for Legal Aid Society
• Pro Bono work for Family & Children's Law Center
What is your opinion regarding clients educating themselves on legal issues?
It is encouraged. I have written blog articles relating to bankruptcy, posted Bankruptcy Basics videos on my website and links to numerous resources relating to bankruptcy. In addition, my two-hour bankruptcy presentation for Legal Aid of Marin goes into detail about the process and answers questions about the considerations of bankruptcy. My clients fully participate in the process of their bankruptcy; we have a partnership.
Are you willing to review documents prepared by clients?
I often review letters and other documents prepared by my clients.
Are you willing to coach clients who want to represent themselves?
This is a difficult area. The bankruptcy process is complex and there are many rules about what attorneys can do, and must disclose. In addition, it is impossible for me to give accurate advice without a complete analysis of each case, which cannot be accomplished in a coaching session. Lastly, people who try to represent themselves, even with assistance, generally get frustrated and have less-than-satisfactory results. So, no, I don't do that. I will provide general information and answer specific questions in an initial consultation.
Why did you decide to be a lawyer?
As a child I read about Lincoln and wanted to be like him. I thought solving problems and resolving disputes made a positive difference in the world. I have a strong sense of justice and empathy for the underdog. I also like the idea that you never know everything and can continue to learn and grow in the craft.
What work experience and education helps you be a better lawyer?
I've experienced many of the same problems as my clients. I became insolvent due to health issues and over reliance on credit while I raised two children on my own, one of whom had special needs. I have been a small business owner for most of my career and early on I experienced some of my own tax disputes with the IRS.
Why did you decide on your primary area of practice?
We live in challenging times and I want to make a positive difference in people's lives. I have experienced firsthand how an illness and reduction in income can impact finances and create stress. Further, there is a lot of misinformation out there about bankruptcy. Many people think it is no longer available or they must be complete failures to even consider it. I want to educate people that it is an option and the laws were written to give them a "fresh start" and renewed vigor. People in the current economy experience job loss and reduced earnings while debt continues to mount. This is unacceptable.
We live in challenging times and I want to make a positive difference in people's lives. I have experienced firsthand the difficulties and the stress of having a dispute with the IRS.
What do you like best about your career?
I like seeing the freedom from anxiety that my clients experience after they've made a commitment to become debt free or retained me to work with the IRS on their behalf. It is an honor to provide assistance and guide them through a complex process.
Tell us about your law firm:
I'm a solo practitioner who partners with other attorneys as needed. My clients deal directly with me, or an attorney partner, rather than non-attorney assistants. In the long run this provides more accurate and efficient information gathering and ensures that the client receives the best legal services possible under the conditions.
What are your strengths and style?
I'm non-judgmental and understand how hard people work to do the "right" thing. I have an eye for detail and provide a thorough workup of each case. I ask the tough questions that need to be asked, and listen between the lines. It is a partnership between my clients and myself as we work together to complete full disclosure; I take the lead through this difficult and often complex experience.
Personal Interests:
I love to be outdoors and enjoy walking about this amazing county. I paint and photograph the landscape. I'm planning to take up golf again when I get the time and I've raised two fantastic children. I am the creator of Brain Savers; 10 Tips for Lawyers CDs and seminars and I'm currently practicing laughter yoga.
Office Manager/Assistant
Lisa
Fax
(415) 789-4484
Office Hours
Office hours are by appointment between 9:00 AM and 5:00 PM Monday through Friday.
Emergency After Hours
Yes
Foreign Languages
I can bring in an interpreter when required.
Fixed-Price Services and Fees
Bankruptcy fees are a flat rate and considerably discounted from my hourly fees. Flat rates vary depending on the complexity of the case: I provide an upfront quote after an initial in depth consultation. I provide a high level of service and extensive one on one attorney time.
Tax dispute resolution fees are a flat rate which varies depending on the complexity of the matter: I provide an upfront quote after an initial 30 minute confidential consultation. The flat rate quote includes investigation and the first level of activity.
Hourly Rates
For matters outside the scope of the Bankruptcy agreement, for Federal litigation matters, and for matters outside the scope of the Tax Dispute Resolution agreement, the hourly rate is $350.
Free Initial Consultation?
Mention Nolo for a one hour confidential consultation at a reduced rate of $150 ($350 value)
Typical Retainer
Retainer fees will depend on the case complexity and estimated duration.
Nolo's Licensing Check
Attorneys have passed a licensing check. Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers upon joining the directory.
Directory lawyers are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.



