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GLOSSARY

Credit Repair & Debt

accord and satisfaction
adjustable rate mortgage (ARM)
appraisal
avails
bailor
balloon payment
bankruptcy
bankruptcy trustee
benevolent society benefits
bulk sales law
capitalized interest
CCCS
Chapter 13 bankruptcy
Chapter 7 bankruptcy
collateral
collection agency
Consumer Credit Counseling Service (CCCS)
Consumer Leasing Act
contract
cooling-off rule
cosigner
credit bureau
credit file
credit insurance
credit report
creditor
debit card
debt collector
debtor
deed in lieu (of foreclosure)
default
discharge (of debts)
dischargeable debts
down payment
draft
Electronic Funds Transfer Act
exempt property
Fair Credit Billing Act (FCBA)
Fair Credit Reporting Act (FCRA)
Fair Debt Collections & Practices Act (FDCPA)
FCBA
FCRA
FDCPA
Federal Trade Commission (FTC)
fieri facias
forbearance
foreclosure
forfeiture
fraternal benefit society benefits
fraud
FTC
grace period
guarantor
guaranty
head of family
head of household
health benefits
homestead
homestead declaration
householder
housekeeper
intangible property
interest
lien
limited power of attorney
loan consolidation
Mail or Telephone Order Rule
meeting of creditors
mortgage
negative amortization
negotiable instrument
nondischargeable debts
nonexempt property
nuisance fees
nulla bona
personal property
principal
proceeds for damaged exempt property
property
repossession
secured debt
short sale (of house)
special power of attorney
subrogation
surrender value
tangible personal property
TILA
Truth in Lending Act (TILA)
unconscionability
unsecured debt
usufruct
workout
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