Cumis Counsel Definition

An attorney employed by a defendant in a lawsuit when there is an insurance policy supposedly covering the claim, but there is a conflict of interest between the insurance company and the insured defendant. Such a conflict might arise if the insurance company is denying full or partial coverage. In California, the defendant can demand that the insurance company pay the attorney fees of a selected attorney rather than use an insurance company lawyer. The term is derived from the name of a 1984 California case.